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Whole life insurance and medicaid eligibility?

My father in Dallas Texas has a life insurnace face value of 10,000 and cash value, about 3500. Per medicaid rule he can't have the life insurance with those cash value. He is not on medicaid yet but with his condition of alzheimer, he soon needs to apply for medicaid. Any idea what needs to be done for the life insurance?...I am not sure if he can simply cancel the insurance to meet the medicaid requirement. He has no other asset and has less than 2000 in his bank account. Of course he does not work. ( he can't with his condition and he's over 70).

   








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Whole life insurance and medicaid eligibility?
My father in Dallas Texas has a life insurnace face value of 10,000 and cash value, about 3500. Per medicaid rule he can't have the life insurance with those cash value. He is not on medicaid yet but with his condition of alzheimer, he soon needs to apply for medicaid. Any idea what needs to be done for the life insurance?...I am not sure if he can simply cancel the insurance to meet the medicaid requirement. He has no other asset and has less than 2000 in his bank account. Of course he does not work. ( he can't with his condition and he's over 70).


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Whole life insurance and medicaid eligibility?
My father in Dallas Texas has a life insurnace face value of 10,000 and cash value, about 3500. Per medicaid rule he can't have the life insurance with those cash value. He is not on medicaid yet but with his condition of alzheimer, he soon needs to apply for medicaid. Any idea what needs to be done for the life insurance?...I am not sure if he can simply cancel the insurance to meet the medicaid requirement. He has no other asset and has less than 2000 in his bank account. Of course he does not work. ( he can't with his condition and he's over 70).


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Whole life insurance and medicaid eligibility?
My father in Dallas Texas has a life insurnace face value of 10,000 and cash value, about 3500. Per medicaid rule he can't have the life insurance with those cash value. He is not on medicaid yet but with his condition of alzheimer, he soon needs to apply for medicaid. Any idea what needs to be done for the life insurance?...I am not sure if he can simply cancel the insurance to meet the medicaid requirement. He has no other asset and has less than 2000 in his bank account. Of course he does not work. ( he can't with his condition and he's over 70).