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First time pap smear.... and other questions (cost, insurance, etc)?

Hi, I'm 19 years old and I just called the health department to try to get birth control, they told me I'd need to have a pap smear first, so I made the appointment for next week. I don't have any insurance and I don't have a job- they said that the cost goes by income and that I need to bring proof of income, what exactly do I bring? All I can think of is bank account statements, I don't have anything else really. Also, what is the exam itself like? I'm kinda nervous about it, I'm sure I'll feel pretty uncomfortable about a doctor being down there" and all. So yeah

   








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How much would insurance be on a corvette?
I'm looking at corvettes in the 1998-2003 range, about 100,000 miles on it. I will be 18 when I buy it and I'm hoping I keep my perfect driving record. If it's affordable I'll buy it next year. I'm male, have good grades, and took a drivers ed course too. Can anyone help me out with this? Thanks!!!"


How do life insurance companies get medical records?
I've heard that insurance claims can be denied based on conflicting or misreported medical records. Let's say I take out a life insurance policy, and don't report a specialist who I saw out of my network prior to the event. Would the insurance company be able to deny the claim for that? How would they find out?"


Help with car insurance for me?
Hello, I am wondering what the estimated cost of my car insurance will be for every month. I know I should just go to an online website but i did it once with my moms car which is obviously not mine because i didnt have one then and they kept calling me for 2 weeks straight or I should just go and ask them. But I want you to just give me a guesstimate"" and what you think. Age- 17 Gender- Male Car I drive. 2001 Dodge Stratus SE. 140000 miles if it matters. I live in eastern mass No driving record because I just got my actual car today. And again I know i should just go but I Want to know what I am in for."""


Car insurance problem?
yesterday crashed my car into the back of a young man in an old Y reg ford escort no damage to his car just a loose exhaust which i am giving him money to get fixed. But my car Y reg Peugeot 206 1.4 quicksilver, the bonnet has gone so will have to buy a new one. if i go through insurance to get my bonnet done will it affect my annual insurance cost? at the moment it is 800 how much do you think it will go up by. by the way i am only 18 this is my first year of driving under my mothers policy."


Is their any where that can calculate the average price of car insurance without details?
I just want to calculate the average cost for car insurance without the hassle of putting in my personal details being that it will be at least 2months till i get my licence.


Affordable care act being implemented question?
How would you explain when/how the ACA is being implemented? I'm writing an article and here's what I've included in the first paragraph: As the new Affordable Care Act is implemented and health insurance will be provided to millions of previously uninsured Americans


Are there any good Websites about Insurance ?
For someone who is newbie in Insurance , Also if it contains cases and Q&A it would be best Does anyone know any ???"


Cheap car insurance for 21 yr old?
I have a 2003 Grand Am. I've had it for a year. Until recently I had it in my mothers insurance policy. But hers has expired now and I would like to have it put under my own policy. I've had my license since I was 19. I've never had any violations, not even a speeding ticket. What are some cheap car insurance for my situation. I live in Kentucky."


How do I lower my insurance as a young driver?
This is becoming rediculous now, I've discovered it's pretty much impossible for me to start driving as car insurance is coming out around 4,000!!! I've been looking for months on all different cars and the cheapest quote I've had was 1,800 for a Ford Fiesta, the car itself is 2,000 I know people who have got theirs down to under a grand.. I must be doing something wrong surely??"


What kind of insurance?
I want to do residential housekeeping .What kind of insurance should i get?What is the difference between being insured or being bonded?please explain ?


Do insurance companies look at speeding tickets if there were no points given?
Do insurance companies look at speeding tickets if there were no points given?


I was driving my firends car and had an accident. Whos insurance covers the wreck? My friends or me?
I was driving my friends car and wrecked it. My insurance says that insurance covers the vehicle not the driver. Is this the opinion of all insurance companies?


Can you live off 1 million dollars your whole life?
Can you live off 1 million dollars your whole life?


I can't afford my car insurance...?
I need transportation so I can work. But why should I have to choose between car insurance or food and medicine? Shouldn't the Government come up with a single payer plan for automotive insurance too! Its not fair that I have to pay for this out of my own pocket.


Is insurance required in north carolina?
if one had a car registered in georgia, he decided to pass through NORTH CAROLINA, the insurance expired, he gets pulled over. WHAT WOULD HAPPEN?"


First time pap smear.... and other questions (cost, insurance, etc)?
Hi, I'm 19 years old and I just called the health department to try to get birth control, they told me I'd need to have a pap smear first, so I made the appointment for next week. I don't have any insurance and I don't have a job- they said that the cost goes by income and that I need to bring proof of income, what exactly do I bring? All I can think of is bank account statements, I don't have anything else really. Also, what is the exam itself like? I'm kinda nervous about it, I'm sure I'll feel pretty uncomfortable about a doctor being down there" and all. So yeah


Do doctors prefer insurance to cash?
Hello, My Mother refuses to see (any) doctor because she does not have health insurance, she believes that NO doctor wants to deal with a person that pays cash, that docs only like patients with insurance, and therefore she believes that: a) she'll receive substandard care, or b) that they won't see her. My Father was going to buy insurance a couple of months ago just so my mom would go to a doctor, but all the plans are ridiculous in price (thanks Obama), the premiums were to high to cover any non-major medical expenses, so they'd be paying cash anyway plus paying for the insurance, so my father decided against it. My Mother will go on now about how she planned to go to a doctor when she thought that she was going to have insurance but she CAN'T now because she still doesn't. I have to ask if doctors actually prefer patients with insurance over patients that pay cash, or vice versa, or if it really doesn't matter? My experience has been that paying cash hasn't affected the care I was given, albeit I've never needed major medical attention (not that my mom does she just hasn't seen any kind of doctor in years), I could see where docs in a hospital might prefer insurance over cash but I don't know, please enlighten me. P.S. a little googling has found a lot of news stories about docs switching to all cash clinics and suggestions to people to use cash over insurance, so maybe I can show my mom those and she'll go to a doctor."


Insurance on a sportbike?
Ok so i am 18 and able to get a motorcycle but i am not really sure how much it would be to insure the bike, the bike i am getting is a 2015 kawasaki ninja 300 ABS , can anyone give me an estimate on how much insurance might be??"


Reg. vehicle insurance?
5 years back i took an insurance for my bike for Rs.35000/- Now the value is depreciated to 20000/-. So i stopped paying the insurance and my policy got lapsed. My question is suppose if any traffic constable asks me for the insurance what should i say? How to get rid of this situation without paying the fine.


Do I need Auto Insurance when I have no car and do NOT drive?
I just recently got my California Driver's License. I am 24, do not own a car, primarily take public transport, and got the license for the sake of having one. My mom called the insurance to get a quote, and deemed it cheap enough. The statement comes in and it is much more than stated, so we call the insurance people. They say that I can NOT be removed from the policy, that I HAVE to have insurance and HAVE to pay the amount on the statement. I don't own a car, I will NEVER drive that car, Mom wanted a quote on insurance for emergencies only"". My question is: Can our insurance legally prohibit me from being removed from the policy? Do I need Auto Insurance? I will NEVER drive this car"


How can I buy car insurance?
Sorry, my real question is as follows: My mom owns a car, and I want to drive the car and get it insured. I do not know if I can find an auto insurance agent and tell her or him that I want to insurance the car for myself alone, without paying insurance fees for my mom. I just want to insurance my mother's car and drive it by myself without paying any premium fees of insuring both mom and I. Any one has experience about that? Is it possible?"


Anyone have a whole life insurance policy they use as a savings account?
I've been told by my financial adviser about investing in a whole life insurance policy with a company instead of an IRS sponsored program and using the money in it as a fund to borrow off of while the account still pays dividends and I simply pay the money back into it. Kind of using it as your own bank so you don't have to borrow money from a bank and pay them back the interest. You pay yourself back what you WOULD pay a bank on principal and interest and you make your money grow. I have yet to see or hear any real life feedback on if this system really works. Anyone have a policy they use as their own bank and if so how effective is it?


"Someone backed into me in a parking lot, is this insurance company lying?"
Foreigners backed into my car in the parking lot, they had insurance, I called the insurance company and they asked for an estimate on how much it would cost to fix it, I did, and they said okay and that they would mail it on Friday morning. It's now Monday and I haven't gotten it. They are in a state not far from us. Is this insurance company full of crap or do I just need to wait longer? Thanks :)"


How to get a cheaper auto insurance quote?
So i'm 18 years old. I have had the good student discount with State Farm. I also dont have any points on my license and have had 0 accidents. I currently have a small pickup but I am about to get a 03 Ford Mustang GT. I was told my monthly cost would be $260! That's a car payment. I heard that my mother could put the insurance in her name for that car, if so would it be cheaper? And are there any other ways I can go so that State Farm doesnt rob me?"


What was your first car?
Mine was a 1975 Toyota Corona.


How to pay off my home with term life insurance policy?
I'm a novice at this and I need some advice. I'm a divorced dad who recently purchased a home last year. I bought a 10yr Mortgage life policy that's costing $57/mo and I kind of feel I paid too much. Or that I maybe should have just gotten Term Life insurance policy. I owe $148k on the house and currently already have a $400k term life policy $46/mo)with 10yrs left on it. I purchased this policy when I was married. Right now the only two beneficiaries are my daughters (they don't live with me). So now I only need to leave enough to pay child support until they turn 21 (about $180k) I was thinking to cancel the mortgage life policy and change the beneficiary provisions on my term life policy to $95k for my 5yr old, $75k for my 10yr old. Take the rest ($225k) to pay off the house and debt. I feel like the 400k isn't enough. Which is partly why I bought the mortgage life policy. So, what do I need to do to make sure the house gets paid off, etc? Create some kind of estate plan or trust? Should I just keep the mortgage life policy? I may start shopping again for a new term life 30 yr policy for 750k soon to replace both. Back in 2007 I got this term life at $46/mo because I had high cholesterol. So I'm thinking I could possibly get a better deal since I take better care these days. except i'm obviously older now too."


Where can you go to get an eye exam if you don't have vision insurance?
I think I've only had my eyes checked once and that was many years ago and I feel that my eyes are starting to act up.


Which company offer you the cheapest car insurance?
I'm a girl, over 25, no conviction, it's for a mini"


Insurance for electric components in a car?
I was wondering if anyone knowof an insurance company that offers affordable insurance for the elecltric components in a car such as cars that have a push to start button, navigation etc. The dealership offered insurance however it was not in my price range. Are there companies that have different options you can choose from"


Does anyone know where a 17 year old with a 3.8 grade average and a good driving record can get insurance?
I can't find anyone that will cover him,except Progressive, and they want 1400 dollars a year."


How do i find my previous car insurance providers?
all the different car insurances details how can i track them?


First time pap smear.... and other questions (cost, insurance, etc)?
Hi, I'm 19 years old and I just called the health department to try to get birth control, they told me I'd need to have a pap smear first, so I made the appointment for next week. I don't have any insurance and I don't have a job- they said that the cost goes by income and that I need to bring proof of income, what exactly do I bring? All I can think of is bank account statements, I don't have anything else really. Also, what is the exam itself like? I'm kinda nervous about it, I'm sure I'll feel pretty uncomfortable about a doctor being down there" and all. So yeah


Where can I get 1-day motorcycle insurance?
I'm looking for motorcycle insurance for just 1 day to borrow my brothers bike but can't seem to find any online I also don't have the time to phone around asking Insurance companies if they do. Are there any companies that do this?


"I live in CA and am about to drive to PA, but I have a lost license card which is also expired, am I insured?"
I lost my drivers license about a week ago, and was just sent a letter from my insurance company which said that it was expired anyway. I would just go get a new one but I am currently living in California and will be moving back to PA in about a week. My husband is in the military so I am allowed to have a out of state license, but I am afraid that because it is expired that my insurance (state farm) may not still cover me. I am driving across the country so I need to make sure I am insured?"


Can I insure a vehicle on my insurance policy in a state other than where it is registered?
I am not the registered owner, my father is. He is retired and he owns a home in California where he lives most of the time. He visits us 3-4 times a month in Nevada but otherwise has no legal residence here. For his convenience he financed a car from an NV dealership to use here. The dealership told him since he does not own a home here he must register it in the state of CA for at least the first year. The vehicle does not travel back and forth and will be garaged here in NV. He has given me permission to use the vehicle for my daily 30 mile commute. If the car is registered and insured by him in CA, will I be able to insure the car on my NV policy as well?"


Car insurance and business... HELP...?
And is it also correct that if they do provide transport for me and I only drive to and from the office/meeting point (where I meet the van, could change from day to day) then I could use a Social"


What shall i do when my insurance company actually obstructs the compensation which is written in our agreement/the things i had assured?
Mrs mbcratz, who I love insurance. I've been an agent since 1989."" i bet you love insurance"


Do car insurance companies do credit checks?
My credit isn't perfect and I've taken insurance out today, I have received my documents etc online but I didn't realise that the companies use premium credit for the financial part of things. So now I've been given an account with premium credit and currently my agreement status is showing as balance paid. I am meant to receive welcome emails and have to sign the agreement but nothing of that sort has happened yet. I do have access to my premium credit account as I was given the details from my insurance company when I contacted them earlier today. They did say my agreement had been set up and by viewing my account on their website it is showing up on there but not giving an option to sign. I am just worried as I have bad credit will my insurance be cancelled or will it take a few days and I should receive the welcome emails and the button sign the agreement online?"


What is Patient's Financial Responsibility When Insurance Company Adjusts Claims?
My dental insurance company processed a claim by my dentist and denied it because of their contractual agreement with the provider that any fillings re-worked within 2 years are not the patients responsibility. The providers benefit statement regarding this service states, The amounts shown as payable by you and by Delta Dental are in accordance with the terms of your dental plan and the terms of our agreement with your dental provider. The benefits statement shows my 80% benefit level for this service. The insurance company is not saying that I am ineligible for the benefit. Rather, they are saying that the dentist is not eligible to be paid for this service (by either the insurance company or me) based on his contract with Delta Dental and the benefits to be provided by Delta Dental and paid by the customer. The benefits statements includes notes explaining why the claim was denied. The underlying question is: What is the patients responsibility when the insurance provider says it is zero in accordance with the insurance agreements that all parties are abiding by? Said differently, Is the insurance company the final arbiter of amounts owed by the patient? Does the insurance agreement prevail? Or does the doctor truly have the right to demand payment for amounts that the insurance company says the patient does not owe? I realize the patient is responsible for co-pays and deductibles. But I am pretty convinced that if the insurance company is denying the claim and also stating the patient has no responsibility, then the patient truly has no responsibility until and unless the provider gets the claim processed differently. The provider agreed to be bound by insurance processing when he agreed to accept this provider and its terms and benefits. Insurance companies routinely adjust the submitted fee downward to the accepted/contractual fee and providers routinely accept those adjustments (and that is one of the reasons we have this complex insurance system: to adjust charges to reasonable levels and protect patients. We pay tons of premiums for this benefit). It makes no sense to then claim the patient owes other amounts that the insurance company says the patient does not owe."


Are u.s. citizens required to purchase mexican auto insurance before entering Mexico?
Are u.s. citizens required to purchase mexican auto insurance before entering Mexico?


How much does auto insurance cost for small dump truck in ga?
I am writing a business plan to start a residential preservation company for foreclosed and private properties and I need to know about how much it will cost me per year to have insurance on a small dump truck.


"How much is a 1999 acura with 300,000 worth?"
How much is a 1999 acura with 300,000 worth?"


How much does motorcycle insurance typically cost in Ontario?
I'm a student and I can't afford to keep a car, with the gas and insurance costs, and a car is expensive. But a motorcycle I can afford for the warmer months. All i don't know is insurance prices, so how much is it usually around?"


Old DUI and Insurance rates.?
Unfortunately I was a stupid kid and received a DUI in July of 2007 in the state of PA. Now after years of traveling and studying overseas I am living in California and about to buy a car in a few months. I am wondering if anyone knows whether or not this DUI will play a major role in getting insurance?


How much is the insurance on a 2010 Mazda?
Im turning 16 soon and im looking for a car. im thinking about a 2010 Mazda 3, 4 door. just looking for how much the insurance will be monthly...rough estimate is good"


"What does Term Life Insurance"" mean? And is it a good plan?"""
What does Term Life Insurance"" mean? And is it a good plan?"""


"Insurance broker, led me to believe I can have liability only on my bank owned car. Is that illegal?"
I wanted to purchase liability for my sons car. I was told that it would be cheaper to add him as my husband and add him to my car which at the time I had insurance with another compaIny. My car is still bank owned and I asked the agent if she was sure that I can only have liability only she said it was ok. 2 months later I was notified by the bank that I needed full coverage. I went back to the office and was told she was on temporary leave, another agent helped me. I was told to put more money down and my money should be prorated and returned to me. It was never returned, as I was told they would. They said when my sons policy was up they then would return it. Now I had to pay more money for a down payement for full coverage, which was to include first month payment. Now I am getting a cancellation notice saying that I will be cancelled if payment is not recevied, I still should have two more weeks till my first payment! Is this a lawsuit!"


First time pap smear.... and other questions (cost, insurance, etc)?
Hi, I'm 19 years old and I just called the health department to try to get birth control, they told me I'd need to have a pap smear first, so I made the appointment for next week. I don't have any insurance and I don't have a job- they said that the cost goes by income and that I need to bring proof of income, what exactly do I bring? All I can think of is bank account statements, I don't have anything else really. Also, what is the exam itself like? I'm kinda nervous about it, I'm sure I'll feel pretty uncomfortable about a doctor being down there" and all. So yeah