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2006 Volvo S40 a good car for a teen?

Im 20 years old. Im planning to buy a Volvo S40. A dealership is selling one for $10,800 80,000 miles (2006). Its all clean, I test drove the car and loved it. So heres my question: Can I afford this car? I make about $850-$900 average. They estimated I'll be paying $244 a month. Just wondering how much is it to keep a Volvo in shape (necessary changes). Also would it be cheaper for insurance? Because its a top safety pick. Also I mostly need it for school and work commute. I dont really pay anything around the house.

   








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Isn't there free insurance offered in the private sector?
For those who really cannot afford it whatsoever. Excluding Obamacare and other government programs.


What would be the best car insurance company to go to?
What would be a great car insurance company to go to? I am an 18 year old, male, just got employed and now I'm looking to get car insurance for an '87 Chevy Blazer. Any suggestions?"


What does 'commuting' mean on car insurance?
What does 'commuting' mean on car insurance?


What is the cheapest way for me to pay for car insurance?
I'm 17 years old, and I recently passed my G2 exam...soo happy :) but now I dont have insurance to drive. So I asked my dad and he said I could get it, but I would have to pay myself. I totally understand that but I don't understand how the car insurance policy works. I took driver's ED with my school and I know that my insurance price is lowered because of that and I'm girl so my insurance would be less expensive than guys but I would like to know what the cheapest way for me to pay for insurance is."


Pay as you drive insurance..?
What company's offers pay as you drive insurance? And is it any good? Or do you know any cheap insurance schemes or company's?


Best insurance company for Independent Hauling Contractor?
I want to haul fifth wheels. What is the best insurance company, or company with the best prices? Also what kind of insurance should I get, and how much will it cost?"


CAR HAS BEEN SMASHED INTO. INSURANCE OR PRIVATE?
Our car's passanger side window has been completely smashed in, with nothing left. What process of repair will come to cheaper? Getting our insurance to cover it with access pay or a private company ( e.g Autoglass) thankyou"


Insurance coverage for home birth?
I know some insurance companies will cover home birth as an out of network"" cost which mine will as well but I have a high deductible so that's pointless. I was looking for a ""back up"" insurance that will cover home birth. I have had no luck locating one. Does anyone know of one or small insurance company that does? I am in AZ. Thanks!"""


I'm17 and have not got my license yet but when i do how can i get cheap car insurance?
I have heard that if i buy a classic car, my insurance will be cheaper, is this true? And do you have any tips for getting it as low as possible. P.S I HAVE ASKED THIS ON THE INTERNATIONAL AND U.K SITES SO SORRY IF YOU'VE ALREADY SEEN THIS...."


How much is full coverage car insurance under the general?
Im 16, drive a 2005 kia spectra, get good grades and live in az oh and the car isn't red."


What percentage of people covered in the U.S. who are covered by employee health insurance work for the government?
I just read an article by Blaire Briody giving the % of U.S. population covered by employer's health insurance at something like 84%. The significance of that figure changes when that employer is a government entity or a government subsidized entity. They, whether Republican or Democrat, are the beneficiaries of socialized medicine""."""


Car Insurance urgent help needed please?
Hi, ok so I had insurance last year, husband as policy holder me as named driver (371.00) for our Peugeot 307. Someone hit me in October 14 so I went through insurance and they still haven't settled it. Renewal was due last week and came in at 850.00! I said I couldn't afford it so policy ended. I'm trying to renew and all quotes are coming in at 800 and above but when I try to accept one (I have no choice I need car to work) I get told to call them. When I call they say as there is an ongoing claim and I'm trying to get new car insurance it looks like fraud! I now cannot insure my car and just don't know what to do. We have a vauxhalll Astra 2007 now could this be why it has gone up so much as when I take myself off the policy it still comes through just as high and my husband has no claims etc and has 5 years NCD protected. I'm confused as to why we cannot insure our car. Does anyone have any guidance on this? Thanking you in advance."


My niece bought a car and her ex apparently is the co-signer and has the car. She can't get tags. Now her lic suspd bc he won't get insurance?
My niece bought a car and her ex apparently is the co-signer and has the car. She can't get tags. Now her lic suspd bc he won't get insurance?


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I live in a little town in California, I have been working for well established Insurance agency since May 2012. I just recently got licensed so now I carry my P and C license. I am getting 12 an hour plus health insurance, am I being under paid? Im not getting commission even though I have brought new business in and have written policies. Your answers are very much appreciated. Thank you."


Health Insurance question for California?
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2006 Volvo S40 a good car for a teen?
Im 20 years old. Im planning to buy a Volvo S40. A dealership is selling one for $10,800 80,000 miles (2006). Its all clean, I test drove the car and loved it. So heres my question: Can I afford this car? I make about $850-$900 average. They estimated I'll be paying $244 a month. Just wondering how much is it to keep a Volvo in shape (necessary changes). Also would it be cheaper for insurance? Because its a top safety pick. Also I mostly need it for school and work commute. I dont really pay anything around the house.


When buying motorbike insurance is CBT= Provisional ?
I was looking about for insurance quotes for a 125 and when you select what type of licence you have it dose not say CBT at all, but it says UK provisional and UK moped, but i dont think moped is a CBT because moped is 50cc only, can anyone tell me what a CBT licence is called when buying insurance"


How much will getting a motorcycle increase my insurance?
I am 21 the only ticket I have on me was back in dec 08 for going 86 in a 70 (was on a permit) and paid it in march because of a mixup, but I pay 333 or 366 every 6 months on no fault for a 91 4runner, if I was to get a 08-12 harley davidson (cost around 10,000-16,000) and then get a truck for the winter/times it rains, because the 91 4runner is going soon, how much would you estimate I would pay every 6 months?"


Unemployed pay more for car insurance?
The 'cat is most definately out of the bag' about big insurance companies in the UK who are making a mint from people who find themselves out of a job and renew their car insurance policies and find that their premiums have nearly doubled because of their circumstances. We already know of the money-spinning ideas they already have , ie Young Drivers and Female Drivers...now they are hitting the Redundant Jobless. Are there no lengths that these companies will stoop to make billions from us?"


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I just had my septic tank pumped 9/23/08. My septic tank backed up again yesterday just three months after. The septic company is stating that we may need to install a new leech field because it may be full and not allowing the water to release. The county EPA dept has to come out and inspect it and depending on the situation we may need to call an engineering firm to look into it further and then decisions will be made from there. Anyone ever had such a problem? Does home owners insurance cover things like this? Any advice from anyone would be a huge help. The guy who pumped my tank and my brother said it could be between $3k and $10k depending what they need to do. Just hearing that makes me sick to my stomach.


Why does high fico score lower car insurance?
Suze Orman just said pay off store credit cards and do not close them -this will lower your car insurance. Should my son open store credit cards and pay off the balance right away just so maybe his car insurance be lowered? And why does car insurance companies care about your credit card fico score anyways? He'll be 21 in a couple months ; hoping the insurance will decrease.


How much will motorcycle insurance be for a Ninja 250r 20 year old?
Im getting an 09 ninja 250r. I just got my m1 license, took the MSF course. I have had my DRIVERS license for about 2 years now, how much should i expect to pay? i am a NEW rider, i live in Southern California, i do have a parking ticket and a misdemeanor on my record :( also, would it help to try and get a bundle deal with my parents insurance? They have me under there insurance for my car currently"


What is the average monthly premium rate for individual health insurance coverage?
What is the average monthly premium rate for individual health insurance coverage?


Does anyone know the average cost of a dental visit & cavity filling in SC? We don't have dental insurance...
I'm 24, never had a cavity, but I do now! My husband and I, while we have great health insurance, do not carry a dental policy. However, I'm suffering, and this tooth is going to kill me soon. As we shop for dentists, what's an average range to shoot for?"


Does anyone who is under 18 and doesn't have health coverage automatically qualify for MassHealth?
We live in Massachusetts and I previously heard that ANYONE who is under 18 and does not have health insurance will automatically qualify for the free state insurance, MassHealth. Does anyone know if this is true because it doesn't really specify online."


Is a minor involved in a bicycling accident covered by their parents' auto insurance?
@jetdoc i was doing my job while this accident happened. i work full time as a bike courier.


"Please help!I dont know a thing regarding dental insurance coverage, but after my husband passed away I was put on antidepressants that?"
have caused a huge number of issues on my teeth (the combination of meds severely drying out my mouth, combined with depression and not taking the best care of myself at the time). I need some pretty extensive dental care now... mainly crowns, a bridge, and an implant (Ive taken care of filings and root canals out of pocket already). Unfortunately I do not have dental insurance through my employer and am wondering if anyone can offer any ideas, such as if dental ins. would even offer coverage for my type of needs, or if anyone knows of an insurance policy I should check into? Again, I really have no knowledge of dental insurance, and the services I am in need of are probably the more complex (expensive) things, not simply cleanings, fillings, or even root canals... I need 1 bridge, 1 implant, and a few crowns! Even if insurance covered like half of the cost of those things would be tremendous though! I appreciate any help given, and would also really appreciate no negativity because you never know how you would deal with the loss of a loved one until your actually faced with it! I never in a billion years wouldve expected to find myself in this I am in now, but then again I never realized a day would come that I could feel so alone and lost that dying would feel like the only option either! Never take life, or lives of loved ones for granted because in the blink of an eye they could be gone forever ! Thank you for reading this, and all help is appreciated greatly!"


Got my second speeding ticket will the insurance go up? do i need to go to court?
i recieved my first ticket this year in january. i went to traffic school and it got removed. so on friday i got a speeding ticket i was going 82 and the speed limit was 65. do i have to go to court? can i get it removed again? does it affect my insurance? i have ecompass insurance. im under my moms insurance is she going to find out? im 19.


Can you have a car on your apartment complex without insurance and tags?
I currently have my drivers permit and I'm trying to get my drivers license currently. I am planning on taking the road test in the next month or so. But I cam across a car at a decent deal and would like to buy it. I would be paying cash for it. It would be ideal to get it now so I have it when I get my license and would be able to get the car that is a decent price. I need to know if I can have it on apartment complex without needing it insured or tagged? I already read that I can purchase it without a license so now I am trying to find out if I can have it on my apartment complex without the tags and insurance! Any help would be appreciated!


Is pets best insurance any good?
I may be looking at Petsbest insurance is it any good?


Car insurance trying to be cheap on repairs?
I was recently in a car accident. The other driver T boned me and he's at fault. I have my car towed to a certified BMW repair shop. The insurance adjuster assessed my car and approve the repairs.I later found out that they are going to repair my car with piece meal parts from used car from a junk yard. Half a door and part of the frame will be welded. Is this acceptable? BMW said it will not fit there standards but it is what the insurance paid for. Is the insurance trying to cheat me or is this standard practice? Do I have any say on this? Should I get a lawyer?


2006 Volvo S40 a good car for a teen?
Im 20 years old. Im planning to buy a Volvo S40. A dealership is selling one for $10,800 80,000 miles (2006). Its all clean, I test drove the car and loved it. So heres my question: Can I afford this car? I make about $850-$900 average. They estimated I'll be paying $244 a month. Just wondering how much is it to keep a Volvo in shape (necessary changes). Also would it be cheaper for insurance? Because its a top safety pick. Also I mostly need it for school and work commute. I dont really pay anything around the house.


Is it recommended to buy whole life insurance for a child?
A friend of mine recommended buying whole life insurance for my child. He said it was better than investing elsewhere. For example, you can get a 1 million dollar insurance which will be paid up by the time he is 18 at an annual rate of about 4500$. And this money grows to over 5 million when is 65 and is tax free. Withdrawal can be done at any time. What's the catch?"


Car Insurance for Teens?
What can we expect for a 16 year old to pay on a monthly base if he has his OWN insurance (as in not co-insured with the parents). This would be in Texas. I am pretty sure that there is a great difference. Just trying to familarize myself with the whole deal and trying to figure a ballpark amount. Any tips you might have are very much welcome. Thanks!!!


Peugeot 206 gti insurance cost?
Does anyone know roughly how much it would cost for first time insurance? I'm 18 by the way.


"I am in the market for home owners insurance in OH. I have USAA for all my other accounts, other suggestions?"
I am in the market for home owners insurance in Columbus,OH. I have USAA for all my other accounts, other suggestions? I have heard horror stories about USAA hiking up rates on people without any claims for no particular reason to the point where they actually dump them to go with someone else 4-6 years down the road. Like I said I'm located in Columbus, OH, so I'd like to go with a company who has some familiarity with the location. I am considering MapFre, Cincinnati Home so far. Any other suggestions? Has anyone ever had a claim with MapFre? Pleased / displeased with their service and issues with them? Totally relying on the network of Yahoo on this one because everyone I know has someone different and they all feel about the same way on all of them. Any help with MapFre advice and or other companies is appreciated!!!"


What dog breeds raise your home owners insurance?
Would a German Shepherd?


Do I need to have insurance to drive my parent's cars?
The cars have insurance but I don't. Do I need it!?


How much would car insurance be for a 19 year old?
I am a Male and I live in California (Los Angeles).


What would be the best dental insurance to get if I haven't had insurance for a while?
I haven't had dental insurance for about 4 years. After I wasn't covered by my parents anymore I just never got insurance again. But I figure I should go get a cleaning and check for cavities and all that, but not sure which insurance i should get. It will just be me covered, and I've tried searching but there are so many options and companies, it's confusing. So any recommendations would be appreciated because I don't even know where to start. Thank you!"


Non-fault accident but no insurance- where do I stand?
My boyfriend was involved in a non-fault road collision but was not insured at the time (silly him- I know). He was driving his motorbike at the speed limit on a 50mph road when a lady in a people carrier pulled out of a junction in front of him. He suffered dislocated kneecaps and severely broken ankle, amongst other injuries. He was told by the paramedics he was lucky that he had seen the lady pull out in time and managed to swerve out of the way slightly or he would have been a fatality for sure. The police gathered supporting witness statements and the driver said she simply had not seen him. Obviously he should have had insurance and has had to pay a fine for this, but is there any way he is entitled to compensation due to it being a non-fault? He suffered considerable injuries, had to take time off work (although he cut his cast off early as he couldn't afford to be out of work longer) and his bike was written off. Would a solicitor be able to offer advice or is there no point chasing this as he wasn't insured? Thanks"


Low cost car insurance in California?
I'm a young driver with no previous driving experience who needs low cost auto insurance coverage in California, where can I get it?"


"I am due to start driving next September, what cars get you cheaper insurance, and what other things can i do?"
forgot to say, my mother and step father doesnt drive, and i dont live near my father, so adding me to there policies is a no"


"Being in the military, can I drive in WA with CA auto insurance?"
Im in the military stationed in WA and my home state is California. As of now I'm insured with gieco with a policy from california, can I use the same policy in Washington or I would have to buy auto insurance in washington?"


"Is Life Insurance A Wealth Creation Tool?""?""
Can u attach the links or docs which proofs that life insurance is not a wealth creation tool???? Links or docs can have details of various products which did not succeed in the market or failure of ULIPs? Guys this is my FRP topic Plz.....


How does medicare work? What other insurance can you get to pay for what medicare doesn't pay for in Nj?
How does medicare work? What other insurance can you get to pay for what medicare doesn't pay for in Nj?


Can I buy insurance through the exchange if my employer insurance choices are too expensive?
Can I buy insurance through the exchange if my employer insurance choices are too expensive?


2006 Volvo S40 a good car for a teen?
Im 20 years old. Im planning to buy a Volvo S40. A dealership is selling one for $10,800 80,000 miles (2006). Its all clean, I test drove the car and loved it. So heres my question: Can I afford this car? I make about $850-$900 average. They estimated I'll be paying $244 a month. Just wondering how much is it to keep a Volvo in shape (necessary changes). Also would it be cheaper for insurance? Because its a top safety pick. Also I mostly need it for school and work commute. I dont really pay anything around the house.