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Life/work insurance pay or not pay questions?

Late last year someone that worked where I used to work (I moved out of state) was texting and crossed in to the path of a truck and was killed. She married 4 months earlier. It happened around 7 am while on her way to work, working hour starts at 8 am. I was just wondering if accidental life insurance pays if its your fault (like in her case), also if you are covered by some kind of work insurance if you are on the way to work although your not on the clock yet?

   








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Late last year someone that worked where I used to work (I moved out of state) was texting and crossed in to the path of a truck and was killed. She married 4 months earlier. It happened around 7 am while on her way to work, working hour starts at 8 am. I was just wondering if accidental life insurance pays if its your fault (like in her case), also if you are covered by some kind of work insurance if you are on the way to work although your not on the clock yet?


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Late last year someone that worked where I used to work (I moved out of state) was texting and crossed in to the path of a truck and was killed. She married 4 months earlier. It happened around 7 am while on her way to work, working hour starts at 8 am. I was just wondering if accidental life insurance pays if its your fault (like in her case), also if you are covered by some kind of work insurance if you are on the way to work although your not on the clock yet?


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Life/work insurance pay or not pay questions?
Late last year someone that worked where I used to work (I moved out of state) was texting and crossed in to the path of a truck and was killed. She married 4 months earlier. It happened around 7 am while on her way to work, working hour starts at 8 am. I was just wondering if accidental life insurance pays if its your fault (like in her case), also if you are covered by some kind of work insurance if you are on the way to work although your not on the clock yet?