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Should I go through the car insurance?

I am 18 and I hit a man's parked car accidentally last night. No one was hurt, and a little bit of paint went off, and a bumper was damaged a little bit; my car is safe though. The owner of the car was a man working in a fast food restaurant. I turned myself in and gave him my info (insurance, license, address, number). I asked him if I could pay him myself since I was afraid to contact the insurance company; I would be in a big trouble if my parents find out. The man said that he understands my circumstance and would let it go if I pay him $500. He said I can even pay him separately, so I gave him $50 yesterday. I know the repair would cost less but I said I am willing to pay. However, I started having a feeling that this guy might change his mind and back stab me later. At the same time, I am afraid to tell my parents because I will get in a trouble and probably lose my driving privilege. I am planning to see this guy tomorrow and get his info and take the picture of the proof; I was too shocked and panic yesterday and forgot to do so. The good thing is that my friend was in my car so she can be a witness when things happen. I really do not know what to do. Paying him $500 is not a big problem if I can get away with it. However, I am also afraid that he might not be honest with me even though I was honest with him. Should I just tell my parents and call the insurance company? Or should I settle with him since it's a really minor accident. Help me out.

   








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https://backflatunladi.wordpress.com/2017/05/29/buying-a-car-from-a-showroom-insurance/

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I am 18 and I hit a man's parked car accidentally last night. No one was hurt, and a little bit of paint went off, and a bumper was damaged a little bit; my car is safe though. The owner of the car was a man working in a fast food restaurant. I turned myself in and gave him my info (insurance, license, address, number). I asked him if I could pay him myself since I was afraid to contact the insurance company; I would be in a big trouble if my parents find out. The man said that he understands my circumstance and would let it go if I pay him $500. He said I can even pay him separately, so I gave him $50 yesterday. I know the repair would cost less but I said I am willing to pay. However, I started having a feeling that this guy might change his mind and back stab me later. At the same time, I am afraid to tell my parents because I will get in a trouble and probably lose my driving privilege. I am planning to see this guy tomorrow and get his info and take the picture of the proof; I was too shocked and panic yesterday and forgot to do so. The good thing is that my friend was in my car so she can be a witness when things happen. I really do not know what to do. Paying him $500 is not a big problem if I can get away with it. However, I am also afraid that he might not be honest with me even though I was honest with him. Should I just tell my parents and call the insurance company? Or should I settle with him since it's a really minor accident. Help me out.


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I am 18 and I hit a man's parked car accidentally last night. No one was hurt, and a little bit of paint went off, and a bumper was damaged a little bit; my car is safe though. The owner of the car was a man working in a fast food restaurant. I turned myself in and gave him my info (insurance, license, address, number). I asked him if I could pay him myself since I was afraid to contact the insurance company; I would be in a big trouble if my parents find out. The man said that he understands my circumstance and would let it go if I pay him $500. He said I can even pay him separately, so I gave him $50 yesterday. I know the repair would cost less but I said I am willing to pay. However, I started having a feeling that this guy might change his mind and back stab me later. At the same time, I am afraid to tell my parents because I will get in a trouble and probably lose my driving privilege. I am planning to see this guy tomorrow and get his info and take the picture of the proof; I was too shocked and panic yesterday and forgot to do so. The good thing is that my friend was in my car so she can be a witness when things happen. I really do not know what to do. Paying him $500 is not a big problem if I can get away with it. However, I am also afraid that he might not be honest with me even though I was honest with him. Should I just tell my parents and call the insurance company? Or should I settle with him since it's a really minor accident. Help me out.