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Re Insurance?

I took out an insurance policy with swinton Insurance they quoted me 250.00 I agreed to this amount. I have been driving for over 12 years with no claim made against my policy. Due to the way my previous insurer only counted 5 years no claims bonus insurance that is all they have a record plus three years I was with them. Because the new insurer uses 9 years no claims they now want me to pay an extra 22.00 I know on the one hand this is not a lot of money on the other hand I don't see why I should have to pay it. They are saying If I don't pay it they will cancel it and charge a cancellation charge does anyone know the legal situation whether I have to pay by law or not.

   








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Does a denied home insurance claim count against you?
Does a denied homeowner's insurance claim count against you in any way? The claim was for an 'act of god' (storm). Is that a strike against us even though it was denied?


Can i be on my parents auto insurance policy if ive moved out?
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No longer own a car so no car insurance, but need to rent one for a few days- can I rent or do I have to have an insured driver do it or can I buy the rental companys car insurance?"


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I don't have health insurance and am self-employed and trying to figure out my options...


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Re Insurance?
I took out an insurance policy with swinton Insurance they quoted me 250.00 I agreed to this amount. I have been driving for over 12 years with no claim made against my policy. Due to the way my previous insurer only counted 5 years no claims bonus insurance that is all they have a record plus three years I was with them. Because the new insurer uses 9 years no claims they now want me to pay an extra 22.00 I know on the one hand this is not a lot of money on the other hand I don't see why I should have to pay it. They are saying If I don't pay it they will cancel it and charge a cancellation charge does anyone know the legal situation whether I have to pay by law or not.


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...like I think you are suppose to have $1000 as opposed to $500 or $5000... I have a good driving record and I recently bought a house (so I'll probably have my house insurance with the same company)


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i just received my card for medicaid a few days ago and I know absolutely nothing about it. a coworker told me i need to call them or they'll send me a letter saying which insurance plan i'm covered under. i thought medicaid was it? it says i have to establish a relationship with a doctor within 60 days of receiving the card and i was going to, but i have no idea which insurance i have now. i just wanted to get the insurance to have in case something happened. i didn't want to go to a doctor (i really don't have time to nor the need to). can i just go to the website and tell them to forget it? i'll just pay the fine for going without if i had known it was going to be this complicated."


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Moving to FL from a different state. Getting Florida Auto Insurance, but wanting to keep registration for the next year or so in the out of state registration I have. Can this be done? I know that FL says you are required to register your vehicle with them, but I have a year and a few months left on my out of state registration still. My question is, can I get Florida auto insurance and keep my out of state car registration? I know that the opposite cannot be done, meaning if you want to register in FL you cannot keep your of state insurance, you must get FL insurance. But is it mandatory that if you get FL auto insurance, you must register in FL?"


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Germany insurance.?
if some one want to study in germany he need university admission letter and bank account in germany with 7000 Euro if study is free for university international students he can al;so living expenses monthly 700 Euro but this step i could not recognized what does it mean 30,000 Euro yearly as a tyravel insurance please explain about this option will i sumbit 30,000 Euro for year or just show."


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I've recently cancelled my car insurance and started a van insurance and used my no claims bonus from my car for the van, I've now decided that im best to keep the car and im wanting to insure it again, I got quotes without my no claims bonus and its stupid prices even though I said that I have the no claims on the van If I used the no claims on the car it brings it right down to a more sensible price Can I use my no claims bonus on two cars? If not can I tell my van insures that I want my insurance with 0 no claims and for them to amend my policy- ive only just took out the policy and am still in the process of sending off the no claims proof from the car Regards im advance"


Re Insurance?
I took out an insurance policy with swinton Insurance they quoted me 250.00 I agreed to this amount. I have been driving for over 12 years with no claim made against my policy. Due to the way my previous insurer only counted 5 years no claims bonus insurance that is all they have a record plus three years I was with them. Because the new insurer uses 9 years no claims they now want me to pay an extra 22.00 I know on the one hand this is not a lot of money on the other hand I don't see why I should have to pay it. They are saying If I don't pay it they will cancel it and charge a cancellation charge does anyone know the legal situation whether I have to pay by law or not.


Car Insurance Estimate - Looking to buy a car but need to know if I can afford insurance.?
18 year old male License 2 years 1 accident rear ender >$1000 Fulltime student at Virginia Tech where car will be the majority of the year Employed No tickets. I'm looking for a sports car like a Mustang but if the insurance is too outrageous then I'll just get something else. Thanks for anyone's help!


Life Insurance?
This is kind of a morbid question to ask, but just wondering if there are any life insurances that pay out incase of death by surgery. I'm having a big surgery, I dont have a lot and incase something happens Id like to leave my family with something to take care of whatever may come up after."


Help understanding auto insurance settlement and if I need to seek legal help?
I used nada to get clean retail value. I also used average condition because it is a 2003 model, after all, rarely would any vehicle this age be pristine. I am not looking to get rich, or even turn a dime. I just want to be able to replace it. After several days of car shopping, I am not going to be able to do ot on what they are settling for. I will be looking at paying an additional $1000 plus dollars. I am just frustrated by the ordeal. I just want what is fair, and that will allow me to purchase another vehicle similar to what we had prior to the wreck."


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I'm going to be getting my license soon. Do I need auto insurance if I'll be driving one of my parents cars that already has insurance, or do I just need it if I have my own car?"


Where can I find affordable health insurance for me and my family?
How can I find affordable heatlh insurance for me and my family? We are currently unemployed with no health insurance.


Not able to pay USAA car insurance?
Has anyone been in a situation where you couldn't pay your USAA auto insurance? What was done and how was the situation handled? I want to know what im in for when i call. Please only mature answers thank you!


Car insurance for student under 18?
i wanna know how much insurance cost in one month, if i'm an international student and i buy used car, my insurance isn't related to any one... thank you I buy my own insurance, not just add to my family insurance"


What is the average cost of car insurance people pay annually?
Is 480 dollars annual payment for car insurance a good deal for one vehicle, single driver?"


If I filed an insurance claim but return my vehicle to dealership without getting my car fixed am I wrong?
If I filed an insurance claim on my car for being hit while it was parked (the other drive left and didn t leave a note or anything) but returned my vehicle to the dealership as a voluntary surrender without fixing it, would that count as any kind of insurance fraud or would I be doing something wrong? My wife and I are getting divorced and I no longer want to pay on this vehicle nor do I care to even get it fixed. Thanks!"


CAN A COMPANY DECLINE MY CLAIM IF I GOT THE INSURANCE THE NIGHT BEFORE AND WAS HIT IN A PARKING LOT?
CAN A COMPANY DECLINE MY CLAIM IF I GOT THE INSURANCE THE NIGHT BEFORE AND WAS HIT IN A PARKING LOT?


Negotiating with Auto Insurance Companies?
I was in a car accident last October, at the time of the accident I did not have auto insurance. I was at a stop sign and thought I saw the car in front of me pull forward. I began to check my ways looking left and right, rolling forward as I did. Unfortunately the car did not pull forward and I hit it going maybe a few MPH. I was so shocked at the time since I just got the money to pay for car insurance that day that I forgot to take a picture of the damage (which appeared to be very minimal, just a slight dent on the back right portion of her bumper). She was driving a Acura TSX that was probably a 2008 model or so. Anyways, I ended up getting the charges dropped for driving without insurance seeing is how I purchased insurance just a few hours after the accident. But my insurance geico"" was not able to claim me"


Why am I being charged so much for car insurance?
Okay, so I am 18 years and I purchased my own car back in October of 2014.The car is a 2008 Nissan Sentra 2.0, and I have full coverage on it. I am under my fathers insurance but I make my own monthly payments. Before I got my license I was making payments of $229.31 a month. Now that I have my license, my insurance company is trying to charge me $537 per month for the next 3 months and then $487 after that. I am currently with State farm and I have gone around to get quotes and they are just as expensive. My dad has a poor credit score and has been in two accidents (one at fault and another he was hit from behind by a Mears Taxi Cab) in the past five years. However, he pays $789.00 for 6 months he is also an old driver (64 years old)! He had Statefarm in 2004 but was kicked out because of his driving record, and returned to Statefarm about a year ago. Which is why I do not really understand why his rate is so low and mine is so high. I also checked my credit score today and noticed that it was fairly poor (I just started working on towards building my credit). Can someone please offer any advice as to what I should do, the rates that I am being given from Statefarm and other companies cannot be right. There has to be something else contributing to this. I am just about ready to give up and sell my car and I really do not want to do that because I worked so hard to pay for it and I do not have any other means of reliable transportation as I am a student with a full time job."


What happens if you get pulled over without insurance?
I've had a tire blow out before in the middle of the interstate and I stayed in my own lane, not without difficulty though, as it had just stopped raining out. Seriously, a sneeze? That wouldn't phase anybody I know, especially not me. I've had to drive one handed all the way across town with a burned hand. I have had my peripheral vision tested and it is outstanding, so while looking at my friend sitting next to me I can easily spot the white against black and the yellow against black, so I don't fall out of my lane. I'm looking for somebody to tell me what happens in Montana. Thats why I gave you that info."


How much does the car really influence the insurance premium?
I never had an accident, or points on my license. Would my insurance really go up if i were to trade a beetle in for a convertible eclipse (used, an 03)? I've always heard the sporty the car the higher the insurance, but is that true?"


Question about Medicare as secondary insurance coverage...?
I have Aetna as my primary, I receive it through my husband's employer and for our entire family we pay about $300 a month (which is pretty good compared to the $600 we paid a few years ago). I am also on Social Security disability and I receive Medicare. I pay about $100 for it monthly but they are considered my secondary insurance. I am curious as to what exactly I am paying Medicare for. It doesn't seam like they pick up that 10% that Aetna doesn't pay so what exactly are they paying? I am going to have an amputation done in June and I need to know what, if anything, Medicare is going to pay for so that I can budget to afford what's left. Does anyone has Medicare as a secondary insurance?"


Re Insurance?
I took out an insurance policy with swinton Insurance they quoted me 250.00 I agreed to this amount. I have been driving for over 12 years with no claim made against my policy. Due to the way my previous insurer only counted 5 years no claims bonus insurance that is all they have a record plus three years I was with them. Because the new insurer uses 9 years no claims they now want me to pay an extra 22.00 I know on the one hand this is not a lot of money on the other hand I don't see why I should have to pay it. They are saying If I don't pay it they will cancel it and charge a cancellation charge does anyone know the legal situation whether I have to pay by law or not.