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Why is short term health insurance so expensive?

Why is that it is 10x more expensive for health insurance for terms less than 180 days? Could one not just sign up for long term coverage and then cancel?

   








Motorbike insurance?
Insurance rates for Honda Fit EV 2013
Insurance rates for Volkswagen GTI 1990
Insurance rates for Honda CR-V 1998
If someone threw rocks at your car and insurance paid for it would your rates go up?
Insurance rates for Scion xB Wagon 2016
Cheapest Insurance company?
What does comprehensive insurance mean?
Switching car insurance. My insurance with allstate is over in a month. Im gonna switch to geico as it is cheaper.?
If the cost of health insurance continues to increase at 8% per year, how soon will it be unaffordable for you?
What's the best insurance?
Insurance rates for Dodge Durango 2000
Insurance rates for Chevrolet Camaro 2011
What banks buyout whole life insurance plans?
Insurance rates for Hyundai Sonata 2016
What is the day to day of a Commercial Insurance Broker?
Drive like a girl insurance help?
Self Car accident, Pay out of pocket vs. File insurance claim?
Your opinion of my car insurance?
Where is the cheapest car insurance in the UK?
Can I get secondary insurance if i have primary insurance in my moms name?
Insurance rates for Volkswagen Tiguan 2017
How much does company car insurance cost for your personal car?
Insurance rates for Mitsubishi Outlander 2015
Cheapest insurance company for young drivers?
How can the government force us to buy health insurance?
Insurance rates for Aston Martin DB9 2013
Insurance rates for Mini Cooper 2015
How funny is it that Ted Cruz is now getting Health Insurance through the Federal Marketplace?
Insurance rates for Mercedez Benz CLA45 2016
Why do people expect medical insurance to pay for everything?
Insurance rates for Land Rover Range Rover 1983
Annual group insurance cost is $8,200.00-?
Annual group insurance cost is $8,200.00-?
Can anybody Reccomend a good online insurance company for a Cagiva Mito 125?
Cheap car insuarance for young drivers?
Insurance rates for Nissan Quest 2009
I need a car, which brand?
How much would insurance be for me if i have kawasaki zx10r and im a newbie?
Where can i get insurance for my Aixam ?
Insurance rates for BMW 528i 2011
Best insurance for almost 26 year old daughter in MA - hard to get answers?
Insurance rates for Audi Q5 2013
Insurance rates for Ford Mustang 1994
About health insurance?
Where can you get help with medical bills without ..insurance?
Insurance rates for Lexus CT 200h 2018
What are the pros and cons of health insurance?
On average, how long does car insurance claims take? Tell me your stories.?
How exactly do you get health/car insurance?
https://phosbimurbellme.wordpress.com/2017/05/04/mandatory-health-insurance-provision/

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Why have various medical organizations proposed affordable medical 'insurance'?
instead of more affordable medical care? http://www.answers.com/topic/sherman-ant...


Dermatologist and Insurance????
Please! I really want to see a Dermatologist but I dont have insurance. My dad cant cover for me anymore and I just turned 19. I'm working now and i want to save my money to see a one soon, but i heard if u have insurance it will help cover a lot. My face is bad and I drink like 6 bottles of water a day but my face is just so bad and getting worst. It makes me so mad and i always have to wear makeup to cover my acne :( I dont want to pay 200 dollars or 100 dollars to see the Dermatologist, thats too expensive. 1. Is there anyway i can talk to a Dermatologist on the Internet??? 2. Can i call one of them and ask for help??? Thank u all so much for ur help and I appreciate it."


Underage Driving A Rental Car ?? Had A Accident?
Long Story Short I Was Driving My Grandmothers Rental Car , Had A Fender Bender , I'm Worried About Whats Going To Happen With The Rental Car Place & I Or My Grandma Going To Be Responsible For It? My Name Was Not On The Rental. Any Answers Help"


What do i need to know about individual health insurance?
I'll be transition from a perm position with benefits into one that is contract base (6 months) and no benefits so I want to get some health insurance through private insurance. I'm single, no kids, 26. I'm healthy for the most part but I do take anti-anxiety SSRI medication ($4 at Walmart) and I see a psychiatrist once a month (I could probably do without this).I did suffer with depression about 5 years ago but that's no longer an issue. What should I expect from private insurance so I don't get completely screwed over."


Discount car insurance by putting another name on my insurance?
I know plenty of people the same age as me, 19 who have put another persons name on their car insurance eg. family or friends so its cheaper due to the other persons experiance, my mum passed her test when she was 21 but has never drove a car or owned a car herself since... so would putting her name on my insurance be pointless.???"


If you have insurance do you still pay for the morning after pill?
If you have insurance do you still pay for the morning after pill?


Car insurance question?
I have basic liability insurance with American Family Insurance, About a week ago my boyfriend (who has a suspended license) took my car when i was sleeping, almost hit a deer and went in a ditch with my car and im pretty sure its totaled its a 97 lumina. I have a title loan on the car, will insurance pay it off?"


If I wreck my car while DUI does the insurance company still Fully cover it?
just a curious question. if you are drunk and total your car, nobody else or other property involved, does the insurance company still cover your car to full value? and what source do they use to determine the value of the vehicle?"


Car Insurance for a 17 year old male...?
Tried all of the compare sites which give ridiculous prices, which go up even more when you go to that particular company. The cheapest so far was swiftcover. My dad got insured for an S reg rover 400 for 12 months fully comp for 240, 25 more to change to it to a P reg megane. They wont touch me though due to my age and are quoting 1000 for additional driver on my dad's until feb."


How much is car insurance for a 17 year old boy who is workin fast food?
How much is car insurance for a 17 year old boy who is workin fast food?


How much does it cost for a shoulder MRI?
I believe I have a rotator cuff tear, but I'm not sure. I'm really not sure what's wrong with my shoulder. My shoulder really hurts, so my doctor suggests that I get an MRI. How much would it cost with insurance?"


How much is car insurance?
I'm 17 years old male and i have a 2001 ford mustang in great shape I live in Nashua Nh. and I just got my liscence. can anyone tell me how much my insurance would probley be?


Life insurance...do I need more coverage?
I am 27, good health but family has a history of high colesterol, high blood pressure, cancer, etc... I am also a single father to a 4 year old girl. I have a small ammount of coverage through my work ($15,000), and no real assets to my name other than my car. If something were to happen to me I don't really have much in the way of financial security to offer to my daughter. Should I look at getting additional life insurance for myself?"


Why are car insurance quotes on comparison sites so high?
I'm almost 17 and I'm hoping to learn to drive and buy a car, I was looking on some comparison sites to see what the insurance might be on some possible cars (ford KA, fiat sciento, nothing too fancy) but the quotes were ridiculously high? I know being 17 will mean expensive insurance but this was really expensive, they said the cheapest was around 6000 for third party. This is really high because I know loads of people who drive at 17 and their insurance ranges from 1800-3000. So, why is it so high and will it actually be this price when I come to pay the insurance?"


Question about Liability Insurance.?
My mother has insurance on a car I drive, but do to a horrible driving record State Farm - her car insurance company - won't carry me, and when they will again it won't be cheap. I recently found some cheap liability insurance but I was curious - the insurance companies won't give me a straight answer - does my mom have to switch all the insurance for the car, or can I have insurance just for when I drive. If so should I get PIP - personal injury protection instead of liability? Pretty much can there be 2 forms of insurance from 2 seperate companies on one car? Full Coverage for the car and my mom, and Liability for me?"


Why is short term health insurance so expensive?
Why is that it is 10x more expensive for health insurance for terms less than 180 days? Could one not just sign up for long term coverage and then cancel?


Should I cash out one of my life insurance policies and pay off my debt?
My parents got me a whole life insurance policy when I was young. Now I'm 24 and have a full time job (have worked here for over a year) and am receiving term life insurance from my employer. Do you think it would be a smart idea to cash in my Whole Life policy and pay off all of my debt. Instead of paying high interest rates and barely getting any of the principal paid off i could pay it all off and save my money for other things. I don't need two insurance policies right?! I am engaged but I don't have any children, and don't plan to for another 5-6 years. P.S. I'm not really looking for advice on getting an extra job, I'm looking for financial advice about Insurance. I have a Bachelors degree, I can do freelance work if i have to. I already work full time tho so I am avoiding getting another job. I would rather be broke than stressed to death, hah."


"21,no job,no health insurance,need meds, what do i do?"
i live in california & i had Health insurance for 3 months (medical) but they cut me off when i turned 21 in december. during those 3 months i was taking fluoxotine for my depression/social anxiety & nexium for dyspepsia. The meds actually worked. it took 2 weeks for my mood to change. i felt happy,less anxious & more talkative! but unfortunately i have ran out. My insurance company said they only take care of youth up to age 21 & the elderly. Well what does everyone else do? do any of you over 21 have Health insurance? if so what company? I have no money to pay for the meds myself, My fam cant afford it, i have no help, i cant get a job (ive been trying for two years) i Have no idea what to do."


What happens if I add a named driver to my insurance policy?
I paid 480 when I took my insurance out and I am currently paying 103 a month.They quoted me online for a new policy (exactly the same as the one I've had for 2 months so far, but with a named driver) for 250 deposit and 110 (Something like that) a month with the named driver. If I phoned up and added the named driver now while part way through my year insurance, will I get money back from the 480 deposit? Or will it not make a difference now?"


Is there a dental insurance college students can go on?
Is there a dental insurance college students can go on?


Will it cost a lot to start car insurance coverage again?
My boyfriend let his car insurance policy expire because his inspection ran out. He's working out of town, doesn't drive his car, and didnt have a chance to get it inspected."


Car insurance?!?!?!?!?! HELP!!!?
im 15 and i just got my liscence (you can get it at 15 in Idaho because i live in a hick state) im a good student, 3.8 gpa, and ive never gotten in an accident while i was a student driver with my permit. about how much can i expect to be paying a month for car insurance? dont tell me to go to a website and fill out a form, it takes forever and i dont feel like giving out my social security number, thank you very much. please does anyone have a ballpark estimate?"


How can I get the best and competitive online insurance quotes?
How can I get the best and competitive online insurance quotes?


How much would insurance be on a 2005 Subaru 2.5 RS?
I'm curious to see what the average insurance cost of this would be. I'm 18 with no accidents and I'm on my parents insurance plan. I know a lot of things can determine that but what would be the average rates? And is listed as a sports car or just a regular family car?


Which is the best insurance company in Kenya?
Which is the best insurance company in Kenya?


"What are the best cars that are cheap to insure, low on tax (highest band D), and quite fast?
This is for my first car 17 year old. Thanks


What is the penalty for not having insurance in 2014 for a single person?
What is the penalty for not having insurance in 2014 for a single person?


Any advice for a 17 year old in regards car insurance?
Hi, just wondering if anyones any advice on how to lower the price of an insurance quote for a 17 year old? So far all the quotes I've had are above 6,000. This isn't even just one type of car, I've tried numerous cars and engine sizes etc and even a 1.0L Corsa was over 6,000 any help or guidance would be appreciated. I've seen online about the average price being around 3,000 so far I've seen nothing like that, it's ridiculous."


Can I be put on my parent's insurance for a separate car?
I need to get insurance on my car so that I can drive it without risking anything. My parents use Allstate, so I went to their website to see about how much it would be to get insurance. I found a nice monthly payment of $108, but the down payment was over $500! I drive a crappy old car that I payed for less than that. Can my parents add another car with the insurance in my name, put me under their policy for a different car, etc. at a lower price than that? I wish it were so much easier for things. All I care for is liability, so would it be possible to just piggyback off their policy?"


Do I need commercial auto insurance to drive a cargo van for my business in California?
Do I need commercial auto insurance to drive a cargo van for my business in California?


"Maryland car Insurance lapse, can I still get I insurance?? *5 points*?"
My auto insurance policy lapsed, and I'm in the process of saving up $ to pay the $900 fine, my license isn't suspended or revoked in any way, the mva told me I couldn't put tags on a new vehicle until I pay the fine, I'm wondering if I would be able to get my own insurance onto my friends secondary vehicle to have a way to get to and from work. Would I be able to do that as a temporary loophole? Or do you think the mva wouldn't allow that?"


Why is short term health insurance so expensive?
Why is that it is 10x more expensive for health insurance for terms less than 180 days? Could one not just sign up for long term coverage and then cancel?


Car insurance is too much.. must bring down $$ any ideas?
So my boyfriend's insurance went up a lot due to 2 accidents in the same year to the amount he is unable to afford to drive. We are considered Common law now... He needs to be able to drive due to his job he has to get to different locations! We thought about joining our insurance and downing to one vehicle to try and save money to see if that made a difference but the bottom line is we need to down his insurance so he can still get to site... Any ideas?


Where can I find cheap motorcycle insurance in florida?
I am looking to finanace a bike, and need to find some insurance. Most of the quotes I have gotten have been at least $400 a month. I am trying to find something a lot cheaper. Do you have to have full coverage when financing or can you just get basic coverage like collision or something like that?"


"How will making insurance more affordable"" help Americans who are struggling to make ends meet?""
Which means that that they are struggling just to pay their current expenses and can't afford to take on any more expenses--either in subsidized health insurance or taxes?


Recommendation for Mexican auto insurance (going to Ensenada).?
We are traveling to Ensenada this weekend and I want to purchase insurance online before we go. Does anyone have a carrier they recommend?


Husband got DUI...Insurance question.?
My husband stupidly got a DUI in March but our insurance still hasn't changed. I'm worried that when we renew our policy it will go up. I co-signed for his truck so I'm technically the owner also. Can I insure his truck in my name and just take him off the policy completely since I have a clean driving record? We would obviously have to lie and say that he doesn't drive the truck. Do you think this is possible?


How can i finance a car and pay insurance? help?
hi, im an 18 year old student, i work part-time and make around 400-500 a month after tax. im looking to buy a car (doesnt have to be brand new) for less than 4k and insurance is going to be about 2k. anyone know where i can be able to find affordable loans?? or does anyone have any recommendations/suggestions and ideas of howi will be able to do this and still have some money left for petrol and other expenses? i have 1000 saved up so far thanks"


Do you need insurance on your parent's car when you're going for your license?
I'm a student driver and I'm going for my license in December. I don't know if my dad's car needs to be insured in my name to (it's already insured in his name). I'm getting my own car as soon as I get my license and I will have insurance in my name on that.


How much will wisdom teeth removal cost with insurance?
Kaiser will cover 80% they said, i want to be sedated during the surgery, just lower 2 removed. Im also pretty nervous. Any tips? also how much did your surgery cost for co-pay?"


Making a New Auto Insurance Quote versus Renewal on Same Insurance Company Costs Less?
Making a New Auto Insurance Quote versus Renewal on Same Insurance Company Costs Less? My auto insurance will expire very soon and I noticed that I haven't received any renewal offers from my current insurance provider. So without hesitation I visited their official site and did some new quote. Virtually, I am a new"" customer if I choose to purchase this quote -- which will cost me only $380.00 Two days later"


Can you get 1 month insurance for an under 21 year old?
I am at college, and home for only 2 months a year, so don't really want to pay 2,620.26 USD for a years insurance if i will only be driving for 2 months... (yes that is how much insurance is the the UK for a 19 year old) Which is why i asked if i can get insurance for 1 month at a time...... when i am home...... I wasn't complaining about the state of the insurance industry... why dont you read the question.... Bellend"


How much are geckos i found one for 7.00. at petco i thought they were a lot more money.?
a while back i went to petco and seen it. It was a bright green gecko. it looked like the one from the car insurance place and it was like 3-4 inches but it was 7.00 so i was just wondering.


I had a car accident without insurance and they told me to get insurance my question is wold they help me?
I had a car accident without insurance and they told me to get insurance my question is would they help me with my car if i had the accident anyway and how they gonna help me?


"Will a no turn on red ticket"" increase my insurance rate?"""
Got a ticket for no turn on red"". To be fair"


Hit and run + Insurance: Help?
Okay..long story short: I told the insurance company I had B average but I have a C average in Aug. 2009.. They called mid Sept but didnt get in touch and neither left a message on my voicemail. Oct. 9 - I was at a parking lot at night and hit a car; no one was there and the damage was minimal (minor bumper scratch) Oct. 14 (today; after thanksgiving long weekend since I live in Canada its earlier) I have a missed call from my insurance; again no message on my voicemail Now, should I be worried because if they were calling about the hit and run...they would have left a message...also its a home phone line..since I live at home any input would be greatly and thankfully appreciated..."


"Rear ended by unlincensed driver, insurance refuses to pay?"
Hi all, I was hoping that I could get some guidance as to how I should proceed with this. Thank you in advance. The accident occurred 7 days ago in CA. I was driving home from work in the 4th lane of a 4 lane highway. There was a gap of approximately 4~5 cars in the 3rd lane, so I switched into that lane. By the time I finished the lane change, there was approximately 3~4 cars distance between me and the car behind me. I then drove for approximately a 100 yards, at which point the traffic suddenly slowed and I decelerated. The guy behind me, however, seems to have been looking elsewhere and rear ended me. However, before he collided, he managed to swerve his car and hit the corner of my rear bumper with the corner of his front bumper. We pulled over to the side of the road and exchanged information. It turns out that he does not have a driver's license (or any California/U.S. ID; he showed me a Mexican ID). He begged me not to call the police, admitted fault and said that he would settle it through his insurance (he is insured with a VERY shady place called Access General). I took pity on him, especially since it was very likely that he is an illegal immigrant, so I just took his information down and moved along. Fast forward a few days, and I find out that he has told his insurance that I cut in front of him and that he is not at fault. Since there are no witnesses or a police report, his insurance takes his side. Meanwhile, since I only have liability with Geico, they are saying that they can't help me. The damage to my car is between $4~5k, and that is not even taking into account devaluation of the car's value. I feel very cheated because I took pity on him and I am rewarded with a repair bill that nobody wants to deal with. I have called him multiple times and asked him to tell the truth, but he just ignores me. I am now very angry and want to do 2 things: 1. Get my car repaired. 2. Screw up his life. Hopefully get him deported (very strong liklihood of him being an illegal immigrant), or at the least bankrupt him. I took pity on him because he was in a time of need. All he had to do was tell the truth to his insurance, but he was afraid that his monthly bill would go up... so he lies and screws me instead. Do you have any recommendations for lawyers who would be willing to take on property damage lawsuits? What are my options?"


Why is short term health insurance so expensive?
Why is that it is 10x more expensive for health insurance for terms less than 180 days? Could one not just sign up for long term coverage and then cancel?