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Buying insurance for home

I've been shopping around for homeowners insurance the last few days. Every agent wants to know what my current premium is. I find this question disturbing. Why should it matter what I am currently paying? They say they cannot complete the quote without that info. Is this really required? What is to stop them from quoting $10 below my current rate when the policy should really cost $100 below my current rate - and they pocket the difference... What should I do?

   








Need help with Car Insurance?
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https://tirealtatucon.wordpress.com/2017/06/01/how-likely-am-i-to-get-an-auto-loan-from-my-bank-wells-fargo/

https://grounerlilipphead.wordpress.com/2017/06/07/i-moved-to-long-island-port-jefferson-area-anyone-know-a-really-cheap-auto-insurance-around-here/






























































"Would an older car, as in pre-1990 or a newer car be more suitable?"
i'm not rich, but i'll need a car to get around after i get my license. but since i'll be moving when i'm 18 to a different state, i'll need a car that's has more affordable insurance, better gas mileage, and just cheap in itself but not crappy. i know i could pore over car dealership ads, and try to find the car for the cheapest, but i want to know more than just beyond price about cars. i know i'm not being specific but can anybody just point out brief facts for me, or be direct and tell me what i'll need to know, or what'll help me the best with buying a car?"


If i died in a motorcycle accident would term life insurance still pay out to the beneficiary.?
If i died in a motorcycle accident would term life insurance still pay out to the beneficiary.?


"Moved out of state, Can I still be on my parent's car insurance?"
I just graduated college and moved to California. I bought a new car in Iowa before I left and my parents cosigned the loan. We registered the car in Iowa, saying my name first or"" my father. Since then"


How much does insurance cost for a new young driver with a brand new car in newyork city?
How much does insurance cost for a new young driver with a brand new car in newyork city?


A good budget will insure that you will never make a late payment or bounce a check.?
A good budget will insure that you will never make a late payment or bounce a check.?


So I'm looking into buying a Honda Element but I want to know how much insurance n gas n all that would be?
Help please lol and if overall if its worth it


Is ATV insurance more expensive than motorcycle insurance in Ontario Canada?
How much more or less would a new honda trx500 ATV run me dollar-wise to insure for a year.


"Generally speaking, what's the cheapest auto insurance you could get?"
Generally speaking, what's the cheapest auto insurance you could get?"


A good nursing school in the Philippines?
I have been waiting to get in the nursing program in California for a year and half and losing hope already. Some of my friends finished the nursing program in the Philippines and are working already. Any school you guys would recommend? I want to finish asap so trimesters would be good. Any of you guys know anything about St. Ignatius Scence Health College?


I want to buy a peugeot 106 1.1 zest. How much would the insurance cost? All serious answers are welcomed.?
I am 21 nearly 22 with no claims, points or convictions"


What will happen to my insurance rate?
I'm an 18 year old driver with geico and I have just been in an accident (my fault). My tires skid as I braked and I hit the stopped car in front of me. Nobody was hurt and the other car's back bumper suffered some scratches. The bumper was still intact and the only thing noticeable is the paint transfer. The police came and he offered to not involve insurance but the other person insisted so now my question is, how much will my insurance go up? Cause I've heard the geico is pretty notorious for jacking up rates alot . Thanks"


If my car insurance finds out that i scratched my rental car will my rates go up? (it's my second incident)?
i am renting a car, i scratched it, my credit card will cover the damage but i have to first report it to my car insurance. will this make my rates go up?"


Car insurance discount for drivers using a camera?
Does anyone know of any UK car insurance companies that offer a discount to drivers who use an in-car forward facing camera such as http://www.roadhawk.co.uk/. With increasing premiums i'd be tempted to splash out 200 on one of these for a cheaper insurance quote!


How do I find out how much the annual income of the CEO of State farm insurance is?
I was hit by a car by one of State Farm Insurance insured. Their first offer was $4 thousand dollars. Now that we are close to going to court the offer is up to $45 thousand. The problem with such a small settelment is I am having sever back pain. I would also like to know if anyone has been in the same situation. I know that they cheated a lot of people when Katrina hit and they were really slow at paying off with the fires out west. My case is finally going to be heard June 2nd after almost 5 years of dickering with them. These ATT will use anything to win a case. They are trying to say that because I was wounded in Vietnam it is left over from that. If anyone has any input please contact me. Thank you Lonney D.


Which car insurance companies offer temporary insurance?
I'm a 20 yr old male that has had his license since age 18 but has never been insured. My mother would prefer to simply add me on hers, but her insurance company does not offer temporary insurance, which is what I need since I will be going back to school in late September. Which car insurance companies offer temporary insurance (3 months)?"


Buying insurance for home
I've been shopping around for homeowners insurance the last few days. Every agent wants to know what my current premium is. I find this question disturbing. Why should it matter what I am currently paying? They say they cannot complete the quote without that info. Is this really required? What is to stop them from quoting $10 below my current rate when the policy should really cost $100 below my current rate - and they pocket the difference... What should I do?


Whats high mileage for an Infiniti G35?
I'm considering purchasing an infiniti g35. I'm looking at the 2004 and 2005 g35's and the ones in my price range typically range from 60-70k miles. Is this high mileage for an infiniti? How long do these cars last on average? Also I'm 20 years old; would this car have high insurance costs? Thank you!


Can you have more than two car insurance policies in New Jersey?
I am under my dad insurance and so is one of my cars. Is it possible for me to be under another insurance with my other car or thats not possible.


Calif car insurance requirements?
Calif car insurance requirements?


Car insurance if I don't drive?
My mom is taking me off of her car insurance policy since I no longer own a car, don't have a job to get one or pay gas, and don't even live with her anymore. Yesterday I got my drivers license address changed to my current address which is with my boyfriend. Now his family is making a big deal about it saying that even if I'm not driving, it's illigal to have a licensed driver living in their house with no car insurance and that I have to be under insuarance. This dosnt make any sense to me. Is it even true or are they misinformed? Please help!!!"


What is the difference between insurance and coinsurance?
I'm on a website looking up health insurance quotes and it also has a column listed for something called coinsurance. What is coinsurance? Here's the site I'm looking at: http://www.lowcosthealthins.com/quote/pl...


State Farm or Allstate Car Insurance: Which one is Better?
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"With Jesus' eternal life insurance, is there a co-pay?
https://www.biblegateway.com/passage/?se...


Is full comp' car insurance worth having ?
Apart from paying lower premiums and having to pay for repairs to ones own vehicle are there any disadvantages to just having third party fire and theft insurance ? I've had full comp for years, my car (10 years old ) was walloped by an unknown driver reversing in my driveway which caused broken lights and superficial bodywork damage, I've since been told by my insurance company that it's not economically viable to repair it - they would write it off less a 150 excess fee. Apparently, according to my garage this is common practise on any car over five years old. Yet at no time did the insurance company advise me of this so essentially I was paying extra for nothing. So, do you know of any other reason why I should keep the full comp' or just change to third party ?"


Insurance Companies have always operated under government rules. What has changed here that requires this big freakout?
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Driving on a suspended with no insurance and outstanding tickets.?
I recently got a ticket in California for driving with no insurance and on a suspended license. I have 5 outstanding traffic tickets that have just gotten to expensive to pay. I was wondering if it's possible to plea to the judge and request community service for the debts I owe. I currently work min wage and support myself for housing and school. Im not cut out for jail.


"Does $20 a month for 100,000 life insurance sound legit?"
My neighbor just had an insurance company come out to her house and they took blood from her to test for aids and hepatitis and I don't know what else but she has got insurance with them for a 100,000 dollar policy and she only pays $20 a month. I am interested in getting the same policy but it just kinda sounds really cheap for that amount of coverage. Is there anything I just ask about if I decide to get this insurance?"


"If you have a HPV virus, should you disclose that to a life insurance co. when trying to purchase a policy?"
I am trying to buy a life insurance policy but am hesitated to release my Gyno's information to the insurance co. I dont want them to know that I have HPV, would I get into trouble legally by withhelding information? Please help."


How much insurance should I have on my car?
1999 Toyota Camry, 90K miles, excellent driving record, car is paid for. How much insurance should I have on it now?"


How can i switch Farmers's car insurance to Progressive?
How can i switch Farmers' car insurance to Progressive? I have a Farmers' car insurance now. let me know how to switch the steps.


"How much does the average insurance agent earn, in tennessee?"
How much does the average insurance agent earn, in tennessee?"


Buying insurance for home
I've been shopping around for homeowners insurance the last few days. Every agent wants to know what my current premium is. I find this question disturbing. Why should it matter what I am currently paying? They say they cannot complete the quote without that info. Is this really required? What is to stop them from quoting $10 below my current rate when the policy should really cost $100 below my current rate - and they pocket the difference... What should I do?


"What if I can't afford health insurance? How is that Affordable Health Care""?"""
What if I can't afford health insurance? How is that Affordable Health Care""?"""


How much should I pay for liability insurance for a non-profit?
I'm from a non-profit volunteer organization that wants its volunteers to teach a 16-session class. Normally, we teach in a local high school, but given the time in the school year, I would like to teach in a public/community setting over the summer. In order to get a public place (library; community center) to host this class, I need to take out liability insurance. I've asked my supervisor whether our organization has liability (no response yet). If we don't currently have it, what is an affordable company to buy it from? How much should my organization pay for a minimal premium?"


How much the insurance for porsche 911 per year in california?
How much the insurance for porsche 911 per year in california?


Is their a place that has cheap car insurance if I havnt even had my license for a year?
Im 18, the school id idealy like to go to is to far to take the bus and I can't really relly on others for transportation. I'd like something under $100 maybe like $80. Ill have driven for a year in may but school starts in march so yea. Id like to go on my grandparents but its like $2000 a year I dont know why! or what I should do?"


Graduate student health insurance ?
I am planning on attending graduate school it is not a reasonable option to have a job during this graduate program, what are my options for health insurance, how much should I expect to pay?"


"What would be cheaper, insurance wise (car title)?"
I'm an 19 y.o. male, just recently received my license. Car is a 95 Ford Escort."


Can I get a tax deduction through my business taxes on my insurance payments if I was on my parent's insurance plan? I made payments.?
I run my own business but was able to stay on my parent's insurance until I turned 26. I made payments to them for my part of the insurance. Is that deductible?


"After a DUI,about how much a month does your car insurance go up?
First DUI and I share a policy with a family member.


Term Life Insurances-Insurance Law?
Hi I was wondering if you would be able to look at a brief summary of my family situation and give me some suggestions.I want to get insurance but can u recomment some changes in what I presently have. I thank you. I am married and have 3 childern (ages 9, 12, and 16) I just bought a waterfront home which is valued at 500,000 with a 300,000 mortgage. My jewrely is about 10,000. We have 3 cars a 2004 BMW, a 2002 Lexus and 1997 Jeep Wrangler. My husband works at a large manufacturing firm and earns about 125 K. I run a day care center from my home and earn about 45K. I don't have any employees. My kids all go to private school - which costs me about 25 a year. We honestly have no savings or investments and almost no discretionary income at the end of the month. ( which is a main reason I am writing this!) I met with a financial planner and they suggested on purchasing a 50,000 variable life policy for each of us as an investement. I think i am worried about the high vost of these policies This is what is presently covered property risks Ho3 with no endorsements or riders, dwelling 300,000, liability 100,000, medical payments 2500/person, uninsured/underinsured motorist 100,000,collision and other than collision (100 deductible) Personal risks: Life - my husband employer paid group term 50,000, we both have 50,000 universal life policy disability - mr. murphy - employer paid group policy (LTD with a 90 day wait with benefits to age 65) I have no coverage Medical: My husband - employer paid Major Medical (family plan) myself - i have an individual plan and still pay premiums I thank you for whatever you can give me!!"


What is public liability insurance? where can i get one?
im applying for business permit and one of the requirement is public liability insurance.


Average insurance cost for teen drivers in Ohio?
Can anyone give me an estimate by any chance? I know the best way is to just get a quote but right now I'm trying to get some figures up there before I convince my mom into getting a quote.


How much would my car insurance cost?
I'm 21, live in MaryLand. About to be in the nursing program, I drive to work and school only, I'd say about 4.5k miles a year, I'm singe, Male, perfect driving record (no accidents or tickets), buying a Ford Focus S 2014....... nothing fancy. If anyone is experienced with car insurance and has lived thru many companies or has been in my position, just let me know how much I would expect to pay.. just give me a number. thanks!"


"Problems contacting driver at fault. If they are ignoring the claim, what are my options?"
I was the middle car in rear end accident. I was pushed into the car in front of me. Both of the other parties coincidentally have Farmers. To complicate things, the girl that hit me was driving her friend's Benz. My claims adj suggested I call Farmers to give my account of what happened to expedite things so I did and got nowhere. I've read this on other posts and the same thing is now happening to me where their ins co said they cannot do anything until they make contact with the driver so they can get HER side of the story. I called my adj back and they said nothing new has happened except letters have been mailed out attempting to contact the other drivers. The car in front of me has a claim# but has yet to give her side of the story as well. I have liability only and uninsured motorist (my car is a POS). My bf is an auto body tech and by his estimation, my car is totaled (think accordion). I do not have any money to start outright paying for expenses. A police report was made at the time of the accident however the officer never asked about injuries. I was clearly limping around so I don't know if that was in his report but I reported my sacral pain and whiplash to my insurance in addition to seeing my doctor that next day. I will also probably ask for PT referral, I NEED a good back for the rest of my nursing career. My car is drivable but I am hesitant to do so, however I have no choice since I am a FT nursing student who MUST be present for theory and clinicals. So you can imagine my wanting to get things rolling and why I am frustrated that this girl hasn't even contacted Farmers. (On a side note, if I lent my friend my Mercedes, you better believe I would be on her a** to take responsibility if it meant MY premium was going to be affected.) So my questions are: 1) If they never get in contact with the DRIVER, would the name of the insured still be responsible for paying me and the #1 car out for damages? 2) Will the driver be accountable in any way eventually? 3) If Farmers never gets a hold of either the driver or the name of the insured and denies me payment for damages, who do I file suit against between the driver and name of insured? FYI - The reason I am suspicious of her trying to ignore her responsibilities is because of something significant she said at the time of the accident. When she came out of the car, the first thing she said was, I'm f*cked"


Insurance on a Subaru STI?
I am considering getting a Subaru STI but I was wondering about what insurance is going to be. I am going to call my insurance company to find out exact but first I wanted to make sure it's not going to be way higher. Here is what I have paid in the past: Age 17-18: 1998 Mustang GT $110 Age 18-20: 2004 Dodge Ram 1500 $105 Age 20: 2006 Subaru STI ?????? Based on what I paid for the other 2 vehicles what do you think its going to be? Thanks!


Nissian salesman said that the lease on the Altima (198/month) would include insurance?
I'm just wondering if this is true and/or what kind of insurance this would be because I always thought you had to get the insurance from an outside provider.


Buying insurance for home
I've been shopping around for homeowners insurance the last few days. Every agent wants to know what my current premium is. I find this question disturbing. Why should it matter what I am currently paying? They say they cannot complete the quote without that info. Is this really required? What is to stop them from quoting $10 below my current rate when the policy should really cost $100 below my current rate - and they pocket the difference... What should I do?