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Can auto insurance drop you for changing deductible, then filing a claim?

I have a $1000 deductible, but want to file a claim to get my car fixed from an incident a while ago (like years ago) because I want to sell it for tuition money. No other vehicles, people, etc., were involved. In all honesty, I backed into one of those waist-high poles you can't see in your mirror and dented my rear quarter panel, which is de-valuing my car by around $2500 (seriously). I am in college and have limited funds, which leads me to my question... Can your insurance carrier drop your coverage if you lower your deductible (I would go from $1000 to $500) and then file a claim? I have USAA, if that helps. I always pay my bill early, and in excess. Changing my deductible from $1000 to $500 would result in the minimum payment being how much I normally pay, I just would no longer be paying an excess amount each month. I am also married and would be keeping the coverage on my husband's vehicle (i.e., $1000 deductible) the same as it is still financed and about a year from being paid off. Any help is great. Thanks!

   








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I have a $1000 deductible, but want to file a claim to get my car fixed from an incident a while ago (like years ago) because I want to sell it for tuition money. No other vehicles, people, etc., were involved. In all honesty, I backed into one of those waist-high poles you can't see in your mirror and dented my rear quarter panel, which is de-valuing my car by around $2500 (seriously). I am in college and have limited funds, which leads me to my question... Can your insurance carrier drop your coverage if you lower your deductible (I would go from $1000 to $500) and then file a claim? I have USAA, if that helps. I always pay my bill early, and in excess. Changing my deductible from $1000 to $500 would result in the minimum payment being how much I normally pay, I just would no longer be paying an excess amount each month. I am also married and would be keeping the coverage on my husband's vehicle (i.e., $1000 deductible) the same as it is still financed and about a year from being paid off. Any help is great. Thanks!


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Can auto insurance drop you for changing deductible, then filing a claim?
I have a $1000 deductible, but want to file a claim to get my car fixed from an incident a while ago (like years ago) because I want to sell it for tuition money. No other vehicles, people, etc., were involved. In all honesty, I backed into one of those waist-high poles you can't see in your mirror and dented my rear quarter panel, which is de-valuing my car by around $2500 (seriously). I am in college and have limited funds, which leads me to my question... Can your insurance carrier drop your coverage if you lower your deductible (I would go from $1000 to $500) and then file a claim? I have USAA, if that helps. I always pay my bill early, and in excess. Changing my deductible from $1000 to $500 would result in the minimum payment being how much I normally pay, I just would no longer be paying an excess amount each month. I am also married and would be keeping the coverage on my husband's vehicle (i.e., $1000 deductible) the same as it is still financed and about a year from being paid off. Any help is great. Thanks!


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Can auto insurance drop you for changing deductible, then filing a claim?
I have a $1000 deductible, but want to file a claim to get my car fixed from an incident a while ago (like years ago) because I want to sell it for tuition money. No other vehicles, people, etc., were involved. In all honesty, I backed into one of those waist-high poles you can't see in your mirror and dented my rear quarter panel, which is de-valuing my car by around $2500 (seriously). I am in college and have limited funds, which leads me to my question... Can your insurance carrier drop your coverage if you lower your deductible (I would go from $1000 to $500) and then file a claim? I have USAA, if that helps. I always pay my bill early, and in excess. Changing my deductible from $1000 to $500 would result in the minimum payment being how much I normally pay, I just would no longer be paying an excess amount each month. I am also married and would be keeping the coverage on my husband's vehicle (i.e., $1000 deductible) the same as it is still financed and about a year from being paid off. Any help is great. Thanks!