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Is Accidental Life Insurance Worth It?

I just bought a home. I am getting bombarded with mail asking if I want to buy Accidental Death Insurance for one low monthly fee that never goes up regardless of age and requires no health examinations. It sounds fishy. They usually offer something like $100,000 for $13 a month or something. I saw one today that was $50,000 for $4 a month. It seems odd that I might as well be struck by lightning before something accidental happens barring a bad auto incident. Maybe I'll be killed by a vending machine that falls on top of me when I reach in to grab the soda that fails to come down the shoot. Is this a good investment? Should I get accidental policies on my whole family? One even offered to insure my grand children, but I don't have any children, so maybe I'll try to insure my cat in case he falls down chasing a bird in a tree. Seriously, if there is any reason I should buy this type of insurance, let me know. If there are better options, let me know that too. Thank you.

   








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https://vernlakthasenceo.wordpress.com/2017/05/29/can-you-have-have-insurance-on-2-different-cars-with-two-different-companies/

https://graslesulibi.wordpress.com/2017/05/14/what-would-my-car-insurance-be/






























































Cheapest insurance for teens in northern ireland??
im trying to get insurance in my own name (policy) but everywhere seems to be way way too expensive! i was hoping for something around 2000 but the cheapest i found is 3400 for a group 4 insurance car!


Do we qualify for medicaid?
Medicare for me & my boyfriend.? My boyfriend and I have an apartment of our own. I'm 19(next week), and he's 20(in August). I'm working at an insurance company, and I make about $1500/monthly. He's currently unemployed (he's looking for a job). I pay rent, all the bills, car insurance, and all the other little things. So i'm broke at the end of the month. He has a cyst in his chest (we're assuming). He went for a check up about a year ago, and the doc said it was a cyst. It's been getting bigger and worse, so we want to get it fixed. Since he lives with me, and I make enough for the both of us, will he qualify for medicaid? I WILL NOT be able to afford all the medical bills! Will both of us qualify? How will this be done? They will ask for paycheck stubs and rent papers and everything...right? We are also both in college, we applied for a Pell Grant this semester. If that helps any. And where do I go to apply for medicaid? Can i do it on the phone or something and avoid the 5 hr wait? Please answer ALL of my questions! Thanks!"


How much does an accidet impact your car insurance?
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How much did you pay for your first car insurance? !?
Hey im gettin a first car soon, i only passed last week! and i understand that insurance for first time buyers is VERY expensive! If anyone could quote me some of the prices they payed on insurance for there first and the car they had that would be great!!! (IN ENGLAND BY THE WAY)"


Car registered in one state but insured in another?
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i know that the rates will be very expensive for a street bike for a 16 year old first rider, but i just want a round about. i have car insurance with state farm so thats who i would get the insurance through. from what i found it will probably be better to start on a dual sport bike rather than a sport bike due to the cost of insurance and the possibility of not being able to get insured due to my age. i want to get a street bike, but i know insurance would be nearly affordable."


Would a used ford ranger be good for a teenager who just got his license?
i have not got my license yet but would a used ford ranger be good for a teen be cause the insuranc would be low correct


Insurance agents or total lost vehicle owners??!?!?
So as you can see from the picture my brand new car of 8 months is totaled. Filed a claim, other person got a ticket because it was their fault when the accident happened. My car was valued at 23,600 change and I owed 24,120. The payout difference isn't so bad and no I don't have gap insurance (I guess I wouldn't get in a accident, considering I drive very safely) I gave my insurance all the information to my account number from ford credit also everything else. So my question is! How long do I have to wait for this payment from the insurance to pay off my car and see the difference to what I owe out of pocket? Do I get like a check in the mail? Or how does this exactly work? Will I see a difference in my account when I log in where I do my monthly payments? Also, will my credit be damaged in anyway? Help me out! I will call as well but they are closed on Sundays... Figured I'd get an idea if anyone can reply. THANK YOU!"


Whats the best insurance for the self employed?
flower, youre an ignorant moron. most work at homers work a lot harder than you french fry cooks."


Where Can I Get Cheap Car Insurance?
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after paying into it for 30 yrs and stopped paying premiums is there any refund in order


How do I offer Shipping Insurance on eBay?
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Will affordable health act help or hurt people who want to retire early?
Say you are in your late 50's or early 60's and wants and have enough money to retire, but was waiting because of health insurance issues and was going to wait till 65. With the affordable care act most likely going to proceed, will this help those people who probably have pre-existing conditions and of course old"" get a better deal on health insurance if affordable care act was not passed? To my simple mind"


Is Accidental Life Insurance Worth It?
I just bought a home. I am getting bombarded with mail asking if I want to buy Accidental Death Insurance for one low monthly fee that never goes up regardless of age and requires no health examinations. It sounds fishy. They usually offer something like $100,000 for $13 a month or something. I saw one today that was $50,000 for $4 a month. It seems odd that I might as well be struck by lightning before something accidental happens barring a bad auto incident. Maybe I'll be killed by a vending machine that falls on top of me when I reach in to grab the soda that fails to come down the shoot. Is this a good investment? Should I get accidental policies on my whole family? One even offered to insure my grand children, but I don't have any children, so maybe I'll try to insure my cat in case he falls down chasing a bird in a tree. Seriously, if there is any reason I should buy this type of insurance, let me know. If there are better options, let me know that too. Thank you.


How much is insurance on a mobile food trailer (startup) in london?
how much is insurance on a mobile food trailer (startup) in london a rough estimate would be great for a university project. Can not contact insurance companies for a quote


Question about life insurance?
My friend is approaching age 65 and wants to buy a life insurance policy, making the beneficiary her disabled son. How should she go about doing this and what important factors should she consider? She cannot afford a high monthly premium."


Why is my car insurance going up if I have a good driving record?
I just moved about a block from my old rental (old lease was for 2 years) so I updated my address at my insurance. The policy went up to about 100$ a month which I don't understand because I have been told I am low risk and in the preferred age category 25+. I have a cousin about 9 years older who has multiple accidents, claims and tickets who only pays 60$. So what the heck is going on? I am comparing apples to apples on deductibles but it seems as if the insurance companies are punishing me for having a clean record with no accidents. I am just about 30 years old and only have one car a 2000 Saturn LW2 that I've owned outright for 6 years without payments. Even my younger friends who still party and drink pay lower than I do. Is it possible there is false information that the insurance companies are basing my rate on? The lowest rate I have been able to find is 70$ a month... but everything else is over 150$ per month......grr. I am a complete square and only drive up to 5 miles total a day for commute so I don't see why I should be paying so much. I was told by a friend that I should have had a price drop when I hit 26 because that is the cut off for DUI risk but it hasn't happened."


Subsidized health insurance for age 55+ in California?
Is there a subsidized health insurance program for people age 55+ in California? I used to live in Massachusetts where my father-in-law has MassHealth insurance coverage. Any program similar to that in California? Thanks!


"Im 17 and have a 09 zx6r, i need cheap motorcycle insurance?"
Im 17 and have a 09 zx6r, i need cheap motorcycle insurance?"


Question about my car insurance?
My current insurance is with state farm; just a question; if i got hit by someone without car insurance and is their fault; they dont have any money to pay for my damage; since i dont have the uninsure motor coverage but i have collision with deductible of 500 dollar; would my collision cover me after i pay the 500 dollar? i guess my real question is what is the point of having uninsure motor coverage when i have collision coverage? would i need both? or just collision would be sufficient?


Is buying a motorcycle worth it ?read more please?
Ok c so driving a car isnt my thing for some reason ... Id like to drive a bike , you know a moto bike like pcj 600 you these types ... -What do you call these types of motorcycles ? Racing motorcycles? - how much do they cost ? - can you drive them in the winter ? When it rains what do you do - how fast are they ? Are they safe ? Thanks you in advance"


Color of vehicle and insurance rates?
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Collision insurance and a car title loan?
If I have a title loan that is meeting payments and the car gets totaled can I still make payments or does the insurance go to the holder? Sticky because the money can get me an only car, elsewise, nothing to drive. Insurance wants to hand it to the holder, but I'm still the owner and pay the insurance. Lender is not a lienholder, but insurance acts like its not in my name. What can happen?"


Person A driving person B's car and hits my car. Who's insurance pays?
Person A driving Person B's car. Person A backed up into my car. Who's insurance pays? Person A because he was driving? Person B because it's her car? Or my insurance because I have full coverage? What are the consequences if I file through my insurance company? Will my insurance go up even if it's not my fault? I think not but if you know for sure that would be helpful. Any and all information is helpful!! Thanks!


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How much would it cost for me to insure an irocz at sixteen its a three fifty five speed stock?


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I know that your car insurance cost more if your vehicle is painted red, and if something that ridiculous is going to up my insurance price, I'm sure it's not alone. So, my QUESTION ~> Does anyone know of any other stupid details that will add to my car insurance bill?<~ (I'm looking to buy my first car and I have to pay for my own insurance. So I'm trying to avoid extra stupidity before it hits me with a financial price-upper.) HELP!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! (Florida)"


Best insurance rates for landlord policies in NY?
I have a 2 and a 3 family investment houses in Amsterdam NY and I want to know what insurance companies have the lowest rates. Currently I'm with Allstate. Both houses are old, completely updated, and in great shape."


How much would car insurance be for a 17 year old girl?
i have a 1999 honda accord. im 17 years old, and i live in california. how much would my insurance be? please help me out?"


Is Accidental Life Insurance Worth It?
I just bought a home. I am getting bombarded with mail asking if I want to buy Accidental Death Insurance for one low monthly fee that never goes up regardless of age and requires no health examinations. It sounds fishy. They usually offer something like $100,000 for $13 a month or something. I saw one today that was $50,000 for $4 a month. It seems odd that I might as well be struck by lightning before something accidental happens barring a bad auto incident. Maybe I'll be killed by a vending machine that falls on top of me when I reach in to grab the soda that fails to come down the shoot. Is this a good investment? Should I get accidental policies on my whole family? One even offered to insure my grand children, but I don't have any children, so maybe I'll try to insure my cat in case he falls down chasing a bird in a tree. Seriously, if there is any reason I should buy this type of insurance, let me know. If there are better options, let me know that too. Thank you.


Will this affect my insurance cost?
State of ticket=New Mexico State of my license=Florida


Where can I find more information on Flood Insurance In CA?
There is large portion of the population that does not know much about flood insurance. Let alone what FEMA is doing to thousands of California Property owners. FEMA is re-mapping several communities within the state and every other state for that matter. Flood insurance is becoming a necessity and if your community is being affected, your property may be becoming a high risk flood zone. That means you have no choice but to purchase a policy. If you are concerned about these changes and how they affect you, then visit www.myfarmersagent.org. There you can obtain a flood zone determination and quote. We specialize in preferred rate policies and helping you grandfather your property to its current rating. Let me know if this helps anyone, I would hate to see anyone stuck with a high risk flood insurance rate."


Wells Fargo bought insurance for my truck?
Wells Fargo never received notification of insurance for my truck and ended up buying coverage for me (as there is an obligation to have full coverage). All I have to do is let them know about my current coverage and the policy they bought will be dropped. The insurance they bought for me, however, is cheaper than the insurance I have bought through the other insurance company. Can I just keep the insurance Wells Fargo bought for me? Is there a penalty for doing so?"


What does liability mean when getting auto insurance?
What does liability mean when getting auto insurance?


Where's the best place to look for affordable classic cars?
I'm looking for a used car and find myself more attracted to the classic style (Alfa Romeo, '74-75 Buick LeSabre, Ford Galaxie, Chevy Impala, Austin Healey sprites, ect.) I've had my best luck on Craigslist so far with affordability (6k-4k range) but as you can imagine the reliability of private sellers is not as high as that of a dealership's. Where are some good places, online or not, to look for classic muscle"" cars? I live in the Boston area"


Can somebody give me an estimate on the price of car insurance in NY?
20 yrs old, otsego county, NY, 1999 Honda Civic, no driving record."


Healthcare insurance premium write off?
I have 170k in self employment 1099's and 42k on w2's. I had paid 18k in healthcare premiums through my self employment income and had thought I would be able to write it off. However on hrblock.com it said I was only able to do so if I wasn't covered under employer insurance. I am covered under my primary job's group plan but not under my self employment consulting job. I ended up paying a 8k tax bill whereas it would have only been 1.5k if I was able to write it off. Did I do it correctly.


How much does your cell phone bill cost each month?
And If your on a family plan, how much is your individual phone cost and or the average cost per cell phone? I'm looking at getting my own plan. Currently on my moms family plan and I pay $77 per month. Downside is is that I can't upgrade because we would have to change our plan (same phone since early 2010!), which still has unlimited DATA. If I get my own plan they can drop my phone from the plan and keep the unlimited data. Anyway, the new plan would cost me $98.18 per month which includes the more everything plan"" for $50 including 2gb data + the smartphone line access for $40 + insurance for $8.18. This way I can upgrade my phone. Downside is it would cost $21.18 per month or $254.16 per year"


How much would insurance cost around for a 2002 ford explorer for a 16 year old?
please don't tell me it depends and such...i just want a range Thanks


What is the best life insurance com?
What is the best life insurance com?


If i don't own a car do i have to pay insurance?..?
If i don't own a car do i have to pay insurance?


Can i add my neice to my health insurance?
my sister doesn't have a job and of course her and her daughter doesn't have health insurance. she asked me to put her daughter on mine. i don't have a problem with this but can i actually do it?


Will one accident and citation make ur car insurance go up?If so how much?
Im a 23 yr old guy and ive only been insured for a month, will my insurance rate go up immediantly?If so,how much?"


Who is amtrakks insurance carrier?
Who is amtrakks insurance carrier?


Term or Whole Life Insurance?
I am in USA but not a permanent resident or citizen. When I called Met Life insurance they told that I can not purchase life insurance. The New York Life insurance agent tells me that I can purchase a Term/Whole life insurance as long as anyone is in legal status. Is this true? Does each insurance company has it's own rules regarding eligibility? I am waiting for my permanent resident or green card approval if that makes any difference. Please send me any links Thanks.


Is Accidental Life Insurance Worth It?
I just bought a home. I am getting bombarded with mail asking if I want to buy Accidental Death Insurance for one low monthly fee that never goes up regardless of age and requires no health examinations. It sounds fishy. They usually offer something like $100,000 for $13 a month or something. I saw one today that was $50,000 for $4 a month. It seems odd that I might as well be struck by lightning before something accidental happens barring a bad auto incident. Maybe I'll be killed by a vending machine that falls on top of me when I reach in to grab the soda that fails to come down the shoot. Is this a good investment? Should I get accidental policies on my whole family? One even offered to insure my grand children, but I don't have any children, so maybe I'll try to insure my cat in case he falls down chasing a bird in a tree. Seriously, if there is any reason I should buy this type of insurance, let me know. If there are better options, let me know that too. Thank you.