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My car insurance increased $ 500 because my sister doesn't have a car.. Is this legal?

I have been a driver for over 5 years and I have no points in my license. I was paying $1800 a year full coverage and yesterday I received a letter saying that my insurance will be $2300 a year. when I called them they said the reason why was because my sister have a driver license and she doesn't have a car in her own . excuseee me? What do I have to do with it? I told her she is not using my car I own the car and I am paying for it why do I have to pay for my sister ? She had her own car and insurance but she cancelled it because she sold her car . They automatically put her in my insurance as a driver. I told them she doesn't use my car and I can't afford paying all that money specially when I am an experience driver and no license.., does it even make sense? 500 dollars in one shot!! What? Is this even legal and right? What should I do?

   








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My car insurance increased $ 500 because my sister doesn't have a car.. Is this legal?
I have been a driver for over 5 years and I have no points in my license. I was paying $1800 a year full coverage and yesterday I received a letter saying that my insurance will be $2300 a year. when I called them they said the reason why was because my sister have a driver license and she doesn't have a car in her own . excuseee me? What do I have to do with it? I told her she is not using my car I own the car and I am paying for it why do I have to pay for my sister ? She had her own car and insurance but she cancelled it because she sold her car . They automatically put her in my insurance as a driver. I told them she doesn't use my car and I can't afford paying all that money specially when I am an experience driver and no license.., does it even make sense? 500 dollars in one shot!! What? Is this even legal and right? What should I do?