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Auto insurance claim/ personal injury?

So I got my 1st offer from the insurance claim made because of injuries I suffered in an auto accident in November of 2010. They seriously low balled me, which is to be expected...but what i didn't expect was that part of their reasoning is that...they think 6 months of chiropractic care is excessive so they only want to pay for 10 weeks worth. Cuz I should have just been magically healed in 10 weeks. What I don't think is reasonable is that they don't want to pay in full on a claim made against their client who was UNLICENSED at the time of the accident. So, question is....what do I do here? I am looking into getting a lawyer. Didn't want to because the personal injury limits were so low that I'd just be giving away all the money to the attorney. We already got screwed on the property damages being as they were above the liability limits as well. Someone's getting sued? Can someone just give me advice or let me know how they handles a similar situation?

   








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Do you need to be enrolled in school to stay covered under your parents health insurance? Affordable Care Act?
So here's the question in case you don't want to read my wall of text below (but it would be appreciated if you did to further understand my question). I was covered under my moms health insurance while in college and I was told I needed to be enrolled in school to stay covered, I dropped out a while ago and was wondering if I am still covered by law under the Affordable Care Act since I am only 19. I was covered under my mothers health insurance, she works for a private company and she said that I needed to be enrolled in school in order to stay covered by the insurance. But this was close to a year ago if I'm remembering correctly. The reason I'm worried is because I'm taking a break from college, and have had multiple doctor appointments/tests done after I left, but I never had a problem with the insurance going through. I've made myself paranoid into thinking that the company may just not know, and is assuming I'm still in school and will randomly hit me with the costs of the testings and doctor visits if they saw I was not in school, or god forbid somewhere down the road my mother or I are in a serious accident and are dropped because of this. I know this happens all the time, the insurance agencies have people hired to find abnormalities in your history in an attempt to drop you and not have to pay the bills. So would I still be covered under my mothers health insurance even though I'm not currently enrolled in school under the Affordable Care Act? Once again I am 19 also. Thank you"


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Please help . I took out a life insurance policy about 8 years ago it is a whole life insurance policy and has some cash value .I recently discovered I have a group life insurance policy at work . Should I keep both or cash in the whole life insurance policy which is worth about 11,000 in coverage and 1,100 in cash value . The work policy is worth about 65,000 in coverage and 0 cash value"


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Auto insurance claim/ personal injury?
So I got my 1st offer from the insurance claim made because of injuries I suffered in an auto accident in November of 2010. They seriously low balled me, which is to be expected...but what i didn't expect was that part of their reasoning is that...they think 6 months of chiropractic care is excessive so they only want to pay for 10 weeks worth. Cuz I should have just been magically healed in 10 weeks. What I don't think is reasonable is that they don't want to pay in full on a claim made against their client who was UNLICENSED at the time of the accident. So, question is....what do I do here? I am looking into getting a lawyer. Didn't want to because the personal injury limits were so low that I'd just be giving away all the money to the attorney. We already got screwed on the property damages being as they were above the liability limits as well. Someone's getting sued? Can someone just give me advice or let me know how they handles a similar situation?


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im a 17 year old male wanting to get my m1 and buy a 1985 yamaha virago, and i really don't know where i can insure it for cheap because of the year most insurance places in ontario wont insure it, id have the Absolute bare minimum so it would be cheapest. please help"


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I want to buy a winter-beater, something around 600 bucks. When I quote myself for insurance my monthly comes to $330 and I would assume that means full coverage. I don't want my insurance to cost a hundred times what my car is worth. If I were to customize my insurance and have the choice, what insurance options should I be choosing to bring my cost down below $200? I know it will also depend on other things like the car itself, don't give me un-necessary information, please and thanks. I live in Ontario."


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Life Insurance Question?
i had life insurance through my employer for over one year i got fired but before i got fired i made double my salary before i left when you have life insurance and it completely paid do you get what you paid on it back or is their no cash value just wondering cause if so that would be a alot of money in return


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Auto insurance claim/ personal injury?
So I got my 1st offer from the insurance claim made because of injuries I suffered in an auto accident in November of 2010. They seriously low balled me, which is to be expected...but what i didn't expect was that part of their reasoning is that...they think 6 months of chiropractic care is excessive so they only want to pay for 10 weeks worth. Cuz I should have just been magically healed in 10 weeks. What I don't think is reasonable is that they don't want to pay in full on a claim made against their client who was UNLICENSED at the time of the accident. So, question is....what do I do here? I am looking into getting a lawyer. Didn't want to because the personal injury limits were so low that I'd just be giving away all the money to the attorney. We already got screwed on the property damages being as they were above the liability limits as well. Someone's getting sued? Can someone just give me advice or let me know how they handles a similar situation?


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What is the average cost for car insurance monthly?
What is the average cost for car insurance monthly?


Understanding my Co-Pay Insurance?
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How can I lower my insurance?
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Auto insurance claim/ personal injury?
So I got my 1st offer from the insurance claim made because of injuries I suffered in an auto accident in November of 2010. They seriously low balled me, which is to be expected...but what i didn't expect was that part of their reasoning is that...they think 6 months of chiropractic care is excessive so they only want to pay for 10 weeks worth. Cuz I should have just been magically healed in 10 weeks. What I don't think is reasonable is that they don't want to pay in full on a claim made against their client who was UNLICENSED at the time of the accident. So, question is....what do I do here? I am looking into getting a lawyer. Didn't want to because the personal injury limits were so low that I'd just be giving away all the money to the attorney. We already got screwed on the property damages being as they were above the liability limits as well. Someone's getting sued? Can someone just give me advice or let me know how they handles a similar situation?