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HELP! 22yo just got license in CA & looking to get auto insurance but it's too expensive!!?

Hi, I recently got a car license (couple months ago) and am now looking to purchase a used car for cheap except when I tried shopping around for a good auto insurance, everything is $200++ and it's just too expensive! I'll be needing the car soon as I have a job and need it to commute (~1 mile distance). Is there any car insurance company that provides cheaper coverage in California (Sacramento area) or a way to get around paying such high price for auto insurance? I looked up to see if I could hitch onto my parents insurance but since I live on my own, I can't. Or is this ~$200++/month insurance policy common for new drivers? Also, do you have any recommending insurance policy for new driver who won't be driving long distance? I was told 100/300/50 is best since anything lower, it's hard to pay for actual damage done but considering how expensive they are, I think it's better to go with lower coverage. I just want to know around what is necessary so I won't go bankrupt if I do get into an accident. Thanks!

   








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HELP! 22yo just got license in CA & looking to get auto insurance but it's too expensive!!?
Hi, I recently got a car license (couple months ago) and am now looking to purchase a used car for cheap except when I tried shopping around for a good auto insurance, everything is $200++ and it's just too expensive! I'll be needing the car soon as I have a job and need it to commute (~1 mile distance). Is there any car insurance company that provides cheaper coverage in California (Sacramento area) or a way to get around paying such high price for auto insurance? I looked up to see if I could hitch onto my parents insurance but since I live on my own, I can't. Or is this ~$200++/month insurance policy common for new drivers? Also, do you have any recommending insurance policy for new driver who won't be driving long distance? I was told 100/300/50 is best since anything lower, it's hard to pay for actual damage done but considering how expensive they are, I think it's better to go with lower coverage. I just want to know around what is necessary so I won't go bankrupt if I do get into an accident. Thanks!


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HELP! 22yo just got license in CA & looking to get auto insurance but it's too expensive!!?
Hi, I recently got a car license (couple months ago) and am now looking to purchase a used car for cheap except when I tried shopping around for a good auto insurance, everything is $200++ and it's just too expensive! I'll be needing the car soon as I have a job and need it to commute (~1 mile distance). Is there any car insurance company that provides cheaper coverage in California (Sacramento area) or a way to get around paying such high price for auto insurance? I looked up to see if I could hitch onto my parents insurance but since I live on my own, I can't. Or is this ~$200++/month insurance policy common for new drivers? Also, do you have any recommending insurance policy for new driver who won't be driving long distance? I was told 100/300/50 is best since anything lower, it's hard to pay for actual damage done but considering how expensive they are, I think it's better to go with lower coverage. I just want to know around what is necessary so I won't go bankrupt if I do get into an accident. Thanks!