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Can my car insurance be in a different name than the title of my car?

Can I put my car insurance in my dads name, if the title is in my boyfriend's name? I've heard that it doesn't matter as long as both people live with you, but is this true? I don't know!

   








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"Life insurance question - whole life, bank on yourself/infinite banking, term life?"
Hello, my husband and I are in early 40s, with a 1 year old son. We both work full time. We bought a house on a 30 year mortgage last year. We are looking for a life insurance for each of us and inquired the same company that has our car and home insurance about it. We arent really knowledgeable about various insurance products. We knew there was term and permanent life insurance, but not about different permanent options (whole, universal, etc.). I had imagined that we would go with a cheap, term life insurance. When we talked with the agent, he started off by talking about bank on yourself (infinite banking) concept. We finished the meeting without digesting all the information, but after looking at various information on the web, Im still not sure if it is a good idea or not. What we want the life insurance to cover if one of us dies now/soon is at least half the cost of raising our son (until hes 21, so maybe 20 more years?), half the remaining balance on the mortgage, funeral cost, and amount we would have saved in the coming years for our sons college. I tentatively calculated that to be about 300,000. However, if we dont die until were 70, most of our mortgage would be paid off, we would have already paid for his college tuition, so we dont need that much coverage. I have read that people should re-examine their insurance needs periodically and adjust their coverage from time to time. But then I imagine if we re-examine and adjust our coverage when were 50, 60, or 70, our premiums would be much higher (assuming adjusting our insurance=change to smaller coverage would be equivalent of starting new policy; please let me know if this is wrong). I wonder, if taking a whole life policy and taking the money out (=banking on ourselves) for our sons tuition and some additional principal payment on the house would be a way to adjust the size of our insurance, without increasing the premium (from refreshing our policy at an older age)? If we take out that money from our policy and not pay back in full, then I imagine our death benefit would be smaller, but thats fine if its after weve paid for most of our mortgage or our sons tuition. Is this thinking on the right track? What I understood before is it is usually the best to buy term insurance and if you have extra money, invest in other vehicles, rather than buying more expensive insurance. Would this still hold true in this case as well? Also, if we are to look around into other companies, which ones do you recommend? I also dont quite understand paying back what you withdraw with interest when you bank on yourself. Who are you paying the interest to to the insurance company (theyre making profit, Im losing money), or myself (we're making money)? Another question: in the whole life scenario that the agent showed us, the cash value does not seem to exceed the totally premium paid until 18th year (cash surrender value in non-guaranteed illustrated values), and in guaranteed values scenario, the guaranteed cash value never exceeds totally premium paid. Is this common? Its dividend also never seems to reach the point where it pays for itself (amount of dividend >premium). Does this seem right? I would appreciate your input. Thank you!"


"How much would buying a motorcycle, insurance, and gear cost?"
I appreciate any answers. Here are some figures I have seen: Insurance -$90 - $200 a year Motorcycle gear - New helmet and gear = +/- $800 Motorcycle - $500- $20,000 or more"


Is it legal to be declined health insurance for this reason?
I applied with a major insurance company in California, am a single vegetarian in my mid/late 30s no children, extremely healthy never been diagnosed with anything, exercise regularly. I guess they dug up that I had taken a fertility drug in the past - I was never even diagnosed as infertile - it's a really cheap common drug that stimulates your ovaries to produce more eggs but I had no partner to get pregnant with so to was just something I got from a fertility doctor if I wanted to get pregnant with donor sperm. That's not even covered by insurance if I ever want to do that again and the drug's like $20 you can practically get it over the counter it's so common I know tons of women who use it. I didn't even apply for maternity care to be included in my insurance, just a basic policy. Is it legal for them to decline me because of this? So if a woman has a baby they are no longer eligible for insurance? Most women who get pregnant take this drug (including both my sisters) yet they still have insurance. Was it legal for the pharmacy to give them this info? I don't know how else they found out."


Does Saskatchewan have public auto insurance? What are premiums like in comparison with Ontario?
Does Saskatchewan have public auto insurance? What are premiums like in comparison with Ontario?


How can someone get health care if insurance denies them?
She did go to the ER last night but they gave minimal care and antibiotics. The doctor said he suspects there's something wrong with her kidney but he didn't do any tests for it since it's not a here and now emergency, he said she has to see a regular doctor for a full diagnosis even though she said she doesn't have insurance to. His job was to take care of the immediate symptoms."


Is the Nissan 300zx (1991) a good first car for a teenager?
I just want to know, I'm shopping for my first car. I have about $3500 and I want a car that is sporty. I like the nissan 300zx, and I need to know if its a reliable enough car and a good buy for my first car. I f anyone has any advice or knows about the car, let me know. Thank you!"


What is the average cost for insurance on a 2009 Yamaha R6?
Im going to get it tomorrow. I am almost 19, and i have one accident. I think it was a fault from both drivers. not sure. just let me know what you are paying and on what kind of bike thanks."


I need to rent a car but I have no car insurance?
I am 25 and have a secured credit card and am looking to rent a car for my road trip in December but have no car insurance at this time since my car needs a lot of repairs and so basically it's just sitting in my parents driveway until I can get it fixed and is not registered therefore I don't have insurance on it. Long story short this is my first time renting a car ever and it's just going to be me driving but since I don't have car insurance then how does this work? Help is appreciated.


Can anyone recommend a good dental insurance company that offers orthodontic coverage? ?
I have to get braces for my daughter and would like to get a good dental plan for her so that I can get as much the cost for her braces covered as possible. I know that there are few good plans out there that cover any significant amount when it comes to braces, but there must be one or two out there that are the best for orthodontia services. HELP!!! "


Cheap insurance??
According to medicade I make to much but I live pay check to pay check and I can't afford the insurance through my work I have a wife who gos to school full time I am 21 my wife is 19 and my daughter is 3. Please help there is so much preasure for me to provide for my family while my wife is in college. Please help!!!!!!!


Has your Dr ever lost interest in you when your insurance won't pay his prices?
I am seeing many comments about care being reduced equal to your ability to pay. If there were 40,000 government doctors available (like military doctors, on salary, not profit based) would care go back up?? Can you add ideas of how to make Health Care affordable and wide spread without busting the bank????"


"16 year old male, first car and insurance?"
Alright, I turned 16 a few months ago and got my license the day after my birthday. The majority of cars that we have looked at are around $1500 a year for just liability. However, 3 cars that we have not checked with insurance have really caught my eye. The first being a mazda3 anywhere from an 04 to an 08, the second being a mazda6 with the same age, lastly a 04 mazda rx-8. I would be added to my parents progressive insurance and was curious how much the insurance would be on each of these cars? My family and I are planning on checking with an agent tomorrow but I wouldn't mind an educated guess. :) If it matters I have not had any accidents and my GPA is around a 3.25. Thanks for your help"


Cheap car insurance?
I've just decided to restart my lessons after 4 months of being away from them - last failed my test by one minor at the very end of the test was absolutely gutted. I am just about to turn 18 years old and am looking for insurance on my dads Suzuki Baleno. The cheapest I have found so far is 446.60 for fully comp per year with CIS Insurance which I know would be considered cheap, but is there any cheaper?"


Does leasing a car affect insurance more than financing?
So because I don't technically own the car, will leasing a new car be more expensive than buying a new car... insurance wise? Or is there a negligable diffenence?"


How much would a 2005 car cost to insure about?
So i am 16 living in massachusetts and found a 2005 acura that i want to buy and its only $2750 so i can afford it. The only problem would be paying for the insurance. So im just wondering about how much my insurance would cost for the car, i just need a good estimate, thanks."


Can my car insurance be in a different name than the title of my car?
Can I put my car insurance in my dads name, if the title is in my boyfriend's name? I've heard that it doesn't matter as long as both people live with you, but is this true? I don't know!


Primary and Secondary Health Insurance?
This has been a big complication for a few months, but back in October of 2008, I had a physical exam and my provider billed, what I assumed at the time, my primary insurance company (Horizon NJ Health). However, two years later, Horizon took back that money and my provider has been billing me for that physical back in 2008. I called Horizon and apparently they took back the money because I had another health insurance, and Horizon was no longer my primary. I had not known about my other health insurance company, Aetna student health care, since they never gave me any information or membership details, and I was automatically enrolled for it when I entered my university. When I contacted Aetna, they told me that they weren't the primary insurance company because they were just student health care. After several phone calls back and forth between Aetna and Horizon... I STILL haven't figured out who my primary insurance company is since they both claim to be the secondary insurance (and they seem to have endless reasons why the other is primary). I contacted my provider and asked them who they have listed as my primary, and they seem to be clueless about it too (when I spoke to the receptionist and asked, they kinda changed the topic). Is it possible to have two secondary insurance? If not, who should be my primary insurance? If Horizon is my primary, doesn't that mean they shouldn't have taken the money back for the physical exam?"


Is it true because of government changes my car insurance bill should be lower?
some lady @ work told me 0bama passed some kind of bill so i should change"" my insurance so it can be lower...its currently @ $400 a month i cant afford this anymore PLEASE HELP"""


Am looking to get life insurance. I am only 25 years old but have a 1 yr old daughter. What type of coverage s
should I get and which companies should I look into? I am looking for something fairly reasonable but with good coverage. Any other advice/help would be appreciated as I know nothing about this!


How much is your car insurance?
Because i have hear Louisiana has high priced insurance


What is the cost of an insurance for a 250 cc scooter? (Louisiana)?
I know that there are many options, but a vague answer is fine. I just want to know if it will be around 100$ or 500$."


I'm buying a condo and before settlement I need to get homeowner's insurance. What info does the agent need to get it done fast?
I'm buying a condo and before settlement I need to get homeowner's insurance. What info does the agent need to get it done fast?


TRYING TO FIND HOME INSURANCE WHICH ARE THE BEST COMPANYS ?
i was looking at Met Life, Allstate, State Farm, and Farmers any suggestions on companys? "


Where can I find an affordable infant car seat?
Having twins need help finding one more affordable car seat and an affordable duo stroller where should i look?


Does your insurance go up if you got a street sweep ..parking violation in NYC?
Does your insurance go up if you got a street sweep parking violation in NYC?


I want to get some life insurance. What would be the best 'all around' coverage for most any situation?
Mostly looking for my mother. I just don't want to invest in something that I will find out after she passes, doesn't pay out anything because of how she passed. I would like something that covers all the bases, i.e. accidental, natural causes, etc."


No proof of insurance ticket in California?
I was driving my uncles car and got pulled over because the insurance paper was forgotten and left inside my uncles wallet. The car has insurance. I am not in the policy. I do not live at the same address the car/insurance is registered at. I was just borrowing the car for 1hour. The officer told me its like a fixing ticket you show up in court show the insurance and your ticket will be dismissed. So i went to court took the insurance and the judge told me my name is not in the insurance paper and i need to pay the fine. I read other places that i am okay to drive or borrow others car as long as the car has insurance and and also am not living at the same address the car is registered at or else i will need to be in the policy as well. What are your opinions? Should i get a lawyer and fight it? Or I need to pay the fine. I also got the ticket in California. Thank you


UPS insurance cost for sending a laptop?
Thank you T! I'm going to make you best answer when it becomes available!


Should I get health insurance?
I'm 23, I have no health problems. My partner is willingly leaving his job in august (I have health insurance through him as I have been unable to find a job) and we are relocating in hopes of better job opportunities. He has the option of getting on his parents health insurance, but I do not. I hope not to be unemployed long, but there might be a few months of time where I am not covered under any health insurance. Would it then be worth it for me to get private health insurance? Are there programs that would allow me month to month coverage? Would the cost out weigh the benefits? Being 23 I don't have much experience, I really appreciate any help. Thanks!"


How expensive is it to live in California?
I live in a small town in Ohio. It's like lower middle class. I really want to go somewhere else with more people and more exciting with more places to shop and stuff. I hate Ohio and don't want to live here. I have a dream to be a fashion designer and start my own business and I want to go to California for a Fashion Design school. It was between New York and California but California seems more exciting and less crowded than NY. My parents don't think it'll ever happen. They always say it's too expensive and don't think my cousin will make it out there, who is going out there pretty much for like drug reasons. My brother went out there when he was younger with his friends, they drove there and he lived on the beach than came back. So, exactly how expensive is it in California? Food, clothing, gas, living, price differences? Is it really crowded like in Los Angeles and San Franciso or bigger cities where colleges are?"


"What is the average price of health insurance in Queens, New York?"
I am 26 years and turning 27 soon. I would like to know the average price of health insurance in Queens, New York? I tried getting some quotes online and all the prices are coming out to over $1,000 a month. Some of them more close to $2000. I didn't know the health insurance for an individual was this high. In this Case, I don't think any one who makes low starting salary would be able to get health insurance. I used to pay a little more than $100 a month when I had student health insurance. Also, I heard from one of my cousin(who is 50 years old)...that he pays less than $500 a month...Which made me get confused when I got the quotes online. Also, it is really difficult to get quotes online since they ask for personal infos. I do not want to give any of my personal infos. Can anyone please tell me if there are any health insurance plan ranging from $100-$400 a month? Thanks~"


Can my car insurance be in a different name than the title of my car?
Can I put my car insurance in my dads name, if the title is in my boyfriend's name? I've heard that it doesn't matter as long as both people live with you, but is this true? I don't know!


Affordable eye insurance (college student)?
I'm currently an undergrad student and I wear glasses which broke a few days ago .. I don't have insurance as of right now so I'm looking for some . I just need something basic that will cover the costs of eye glass exam and contact eye exam , contact lens , eye glass lens and the frame . Something that isn't too expensive but not too cheap where the insurance isn't good .. Like some that are cheap require you to pay for our exams out of pocket and then wait to be reimbursed . I can't have that . I need something where I can pay at a set rate and not have to worry about having to pay hundreds of $$$ and wait to get it back ."


California car insurance - any tips on what online carrier gives the best rates?
Ive been looking for ages for someone in my state to give me a good rate on a policy. Im not a high risk candidate and im in my forties.


Which company provides the best health insurance coverage in India.?
Which company provides the best health insurance coverage in India.?


Do i need auto insurance to rent car through Hertz?
I don't have a car now, and so, no auto insurance. I want to rent a car to Philadelphia airport this Saturday. When reserved through Hertz, does the rate includes the insurance too. If not, what kind of insurance do i need to take."


How do you know the address of health insurance company??!?
company is NC HEALTH CHOICE... someone asked


Does a 15 year old with his instruction permit need car insurance?
Does a 15 year old with his instruction permit need car insurance?


Please explain how universal life insurance works in details?
is it the same as variable insurance wherein you can increase or decrease your insurance coverage for the same premium or universal life have a fix premium for a given age and amount and if you want to increase your coverage, you just add a yearly term insurance?How do you increase its coverage? Will it affects the premium if you want additional coverage? I understand variable life insurance has a range of minimum to maximum coverages for a given premium, is it the same with universal life?please explain in details how the entire process works."


How much for insurance?
How much would I cost to for a 16 year old to be to be added to insurance plan


What kind of car insurance should i get?
I'm making like..2k a month, live on my own and stuff and need to put myself on car insurance so my parents don't have to pay for it. My dad's fine about it but my step mom is making me feel like im irresponsible, so i just want to pay for it myself. I'm not making a whole ton of money so cheap but reliable car insurance would be good XD i dont really know much about car insurance stuff, so if anybody has some good advice i'd appreciate it. :)"


Can an auto insurance company deny coverage if the driver doesn't wear seat belts?
Say if you let your friend drive your car and he get's in an accident. Can you auto insurance company say that the insurance coverage didn't count because your friend didn't have seat belts on? Thx.


TRAVEL INSURANCE. How many years can I go back to claim ?
TRAVEL INSURANCE. How many years can I go back to claim ?


Roughly how much is car insurance for a peugeot??
please help, i only want roughly"


Does doing car insurance quotes affect your credit score ?
Does doing car insurance quotes affect your credit score ?


How much is auto insurance in China for an American?
Actually yea, it wasn't that big of a deal to get a driver's license, since I have a multiple entries 12 month visa. I guess it would be difficult if I was illiterate in Chinese. I'm just trying to get a round number on how much auto insurance costs, since I know I can register my vehicle in the province I'll be living in, because my visa is of the appropriate type to allow the registration of a single vehicle. So instead of condescending answers implying that I don't understand something, or that something will be difficult for me, I suppose I'm looking for an answer that's a lot more relevant to the question asked, which was how much it will cost, since I know the insurance rates are higher for foreigners, since the automotive insurance industry is heavily subsidized."


Why don't republicans want Americans to have access to affordable health insurance?
Why don't republicans want Americans to have access to affordable health insurance?


Can my car insurance be in a different name than the title of my car?
Can I put my car insurance in my dads name, if the title is in my boyfriend's name? I've heard that it doesn't matter as long as both people live with you, but is this true? I don't know!