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Home insurance?

i live in southern california and my home value is 600,000. I pay 2,200 for insurance every 6 months. i think this is a little too high but would like to know if this is average. When i bought the house i was too excited that i didnt even talked to my insurance agent, who is located in Fresno, Ca. I do live near a school could that also be the reason why my home insurance is so high? Could the location make any different? Can i also change insurance or will there be a penalty? I have no clue? My insurance is through Farmer. thanks in advance!!!!!

   








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Why is my car insurance so high at 18? How can I get it down?
I've just passed my test and learnt in a 1.4 diesel and I have a peugeot 206 1.4 hdi, I had insurance quote for 1800 a month ago and now they are saying its 3700 I don't understand what's changed in a month what's the best way to get it down, I'm going on my Nans policy as a named driver and registering the car in her name and its still 3700! Any ideas? Thanks in advance"


What is the cheapest sr22 insurance in california?
i had one accident in 2009 and i am currently paying the other party but i hadnt done it before and the dmv took away my license now i need to get a sr22 one but they keep on giving me car insurance quotes,, any help appreciated im 20 years old and dont own a car my uncle lets me borrow his"


"How much is insurance for two adults, two small kids under 10, and two cars?"
I know for each company, it's different and varies, but how much do you guys pay personally for your company? Also, do you have to notify insurance after getting married. what happens if you forget? Do they call you personally or do you get fined?"


Cheap car insurance in PA?
I'm 19 and am looking to buy a 06/07 Cobalt SS coupe (non-supercharged) and am wondering what the cheapest insurance would be? Personal experience?


How do I choose the best life insurance policy for me?
I'm 33, married with kids. I want to make sure they're taken care of when I'm gone. I know that life insurance isn't the best investment but with no windfall to invest with currently, it's all I've got. How do I choose the best policy? I should note that I appear to be high risk according to the few online insurance quotes I've gotten so far."


"Out of these cars, which one will have the cheapest insurance?"
Uhhh basic stuff, sedans. Just give me your best guess, and no BS."


If i have already a Term Life Insurance for 1 M do i need to keep my Mortagage Insurance? can i cancel my MI?
If i have already a Term Life Insurance for 1 M do i need to keep my Mortagage Insurance? can i cancel my MI?


Can someone explain somethings about Car Insurance to me?
Okay, long story short. Last week I got in a car accident with some friends. My back is messed up and I went to the doctor Monday. He told me that my lower back muscles, tendons, and my lumbar are all swollen and sprained. My parents want my friend's family's insurance to pay for the doctor bills, plus they want to get me something (I think it's called compensation or something, I can't remember) basically, the insurance company will pay me money. I guess my questions are just these: If you were my friend's parents in this situation, would you be mad? Is my family technically suing my friend's family? Does her family find out about this or is it all confiential between me, my parents, and the insurance? We live in Washington state and got in an accident on the Interstate, heading down to Seattle for the afternoon, if it changes anything"


Can i drive my moms car without my own insurance?
My mom has car insurance and everything, but i'm just wondering if i could like drive her car to the gym or something without adding me to her policy? I heard its as long as the car is insured right? I live in california and i do have a valid drivers license and i do live in the household."


Whats the best insurance for the self employed?
flower, youre an ignorant moron. most work at homers work a lot harder than you french fry cooks."


If you don't have car insurance.. is it okay if...?
I live in Oregon. I was wondering if you don't have car insurance does your license get suspended? someone said it did, someone else said it didnt. "


Crowdsourced car insurance company? Would you join?
If I were to set-up a crowdsourced car insurance company would you be interested in joining? I appreciate how much money is required when starting a car insurance company but I seriously think that with a concentrated effort and a crowdsourced company then we could beat the large companies at there own game. The way I envisaged it working was that the idea attracts as many people as possible and each person pays a membership fee. In return for the fee the person gets a share in the company with certain voting rights. The share doesnt entitle you to free insurance, but seriously reduced in price. Insurance policies are only available to members, the main benefit being to keep insurance costs down people would hopefully be less likely to claim. When the company generates profits, those profits would go into a pot and at the end of the year the pot would be sent out to members in the form of dividends. Anyone interested?"


Divorce and Health Insurance?
My husband and I were married for 1 month. His 2 children are on my health insurance and he is not offering to help pay for it at all. Can I take them off my plan? They are not my children. I have filed for a divorce.


First car advice?
i want a chevy corvette 1965 to 1970 any reason i should not get this


"If you're arrested at 17, does your car insurance go up?"
If you're arrested at 17, does your car insurance go up?"


Home insurance?
i live in southern california and my home value is 600,000. I pay 2,200 for insurance every 6 months. i think this is a little too high but would like to know if this is average. When i bought the house i was too excited that i didnt even talked to my insurance agent, who is located in Fresno, Ca. I do live near a school could that also be the reason why my home insurance is so high? Could the location make any different? Can i also change insurance or will there be a penalty? I have no clue? My insurance is through Farmer. thanks in advance!!!!!


Home business and home insurance?
What's the risk when running a home business if your home insurance provider (not business insurance) become aware of your home business operations. What will happen and/or can happen. If you have a business insurance can your home insurance premium go up as a result of having a home business?


How much is car insurance?
on average how much is car insurance for a female aged 17?


Price for health insurance?
I work for a small company.


Is my terrible credit rating going to affect my insurance premiums if I pay monthly?I?
I'm buying a new scooter in the next week or so so I can get to my new job. I've got a terrible credit rating from being over zealous with credit cards and loans. I can only afford to pay monthly for my insurance. Because of my credit rating, is there a chance I'll get turned down to pay monthly and have to pay my whole premium one go? Also, my previous insurance company has cancelled my old policy because I didn't pay the bill. I never recieved any letters or anything saying they were going to do it and as far as I was aware my money was going out as usual. Is that going to count against me as well?"


Home insurance - doesnt include cover for boiler?
hi there im renewing my home insurance and have been given a quote for buildings and contents - however the policy doesnt cover if my central heating boiler was to break down - do you have any suggestions on companies that offer this cover inclusive - or shouldi even worry about it. ive had my boiler serviced recently, but its seen better days and im just worried in case it breaks down fully or i need to get a new one. ive already tried the insurance comparison websites but they dont answer this question"


"If I move to a new state and buy a new car insurance policy, must I report violations in other states?"
i had two car accidents - one in arizona in summer 2004 and the other in texas in summer 2005, both of which i was at fault. at the time, i had california car insurance, which covered my accidents. i did everything legally and paid for my mistakes. i just moved to pennsylvania and need to buy a new car insurance policy here. do i need to report my prior car accdidents to my new insurance company? if I don't tell them about them, willl they find out anyway?"


What is step by step process of uninsured motorist claim filing?
I'm driving across intersection. I had green light. out of nowhere, another vehicle, blew a red light, tried to speed past right in front me as I was driving past intersection, had no choice, my vehicle crashed into his. my car totaled, he was at fault and he didn't have insurance. I have attorney and we're filing uninsured motorist. I need a peace of mind, what is the step by step process of UM claim and how long does it take to get a settlement? I'm off work, racking up medical bills, things are getting tight."


"Question about McCain's $5,000 medical insurance plan?"
I want both sides of the story. Is $5,000 the only thing McCain is going to do for medical insurance? I mean is that the bulk of his plan? Is that the only direct change you will see in medical insurance? P.S only talk about this issue. I don't want you to blabber on about the war or about anything irrelevant."


Question about life insurance?
Im thinking of getting life insurance since i now have 2 kids but im not merried. i dont plan to get married but if i died i would still want my childrenns mother to have the money, is that possible, and also im planning to join the military and is it possible to get different life insurance from other agencies besides the military and would it affec the premium. im just wondering if i can get other life insurance just so my kids can be set for life."


Cheap Car insurance...............?
im 19 living in england just held my license for a week now. im being quoted 4 and half grand insurance on a 1.4 civic. that is bullshit. does anybody know a cheap insurance legit one? i need to start driving ASAP.


What is the average cost for a family of four who have to purchase their own insurance?
What is the average cost for a family of four who have to purchase their own insurance?


Is my Insurance too expensive?
If I am paying $130 a month, is it too much for someone at the age of 20? What Insurances do you recommend I visit before making my decision?"


Are You Retired with an Indexed Universal Life or Whole Life Insurance payout? Is it good?
My husband and I are 29 and looking for a good vehicle for retirement savings. We max out the 6% matching with his company in a 401K but would like to invest the remainder of our disposable money elsewhere. We have been reading on cash value insurance vehicles and like the idea of a tax free withdrawal later, however we see that fees are often high and variable and financial experts disagree on the efficacy of these savings vehicles. Instead of getting any more projected opinions, we'd like to hear from real retirees and find out what worked for them. if you could give us as many details about your annual contributions and savings vehicles and how that paid off for you it would be a great help to us! :-) For an idea of our financial ability to save, right now my husband's income is $93,000 and when I'm finished with graduate school I will be earning as well."


How much would Liability insurance run me for my mobile auto detailing business?
Im looking to start a mibile detailing business within the next year and I need insurance


Should I get term or whole life insurance?
Should I get term or whole life insurance?


Home insurance?
i live in southern california and my home value is 600,000. I pay 2,200 for insurance every 6 months. i think this is a little too high but would like to know if this is average. When i bought the house i was too excited that i didnt even talked to my insurance agent, who is located in Fresno, Ca. I do live near a school could that also be the reason why my home insurance is so high? Could the location make any different? Can i also change insurance or will there be a penalty? I have no clue? My insurance is through Farmer. thanks in advance!!!!!


Do I need insurance to drive anothers' car?
Someone is telling me that I cannot drive another persons car unless I have insurance. I do not own a car, but I do have a driver's license so what insurance am I suppose to have? or are they just pulling my leg?. And yes I am waaay over 21."


Medical insurance makes a difference?
Why is it that when you go the hospital and you dont have medical insurance you are looked down upon even though you do get the medical services required for proper treatment? But when you have medical insurance its like youre treated in your own way with approbation.


What do you pay for car insurance? per MONTH?
How old are you and what do you drive? How much would insurance for a brand new 16 y/o driver typically cost? just an estimate? thank you.


"My mother just passed away she had a living trust and a life insurance policy but we cannot find her will, im wondering how the living trust?
How the living trust works I lived with her when she passed away which was last week so would her policy be sent here? My name is on it as a beneficiary


Auto insurance question?
I had full coverage on my auto policy. My car is at a point where I'm not going to fix it because it would cost more to repair then to replace. However, I'm not going to replace it at this time. My question is, since I will be renting cars at least twice before I get a new car, how do I handle my auto insurance? The policy currently covers rental cars, and is cheaper than the insurance the rental company offers, so I'd like to keep it. should i go ahead and cancel my auto policy, even though I will be driving other cars before i purchase another?"


I can't find car insurance for under 5000?
I'm 17, and I understand my age is of course affecting the price of my car insurance, but I am getting 5000 quotes for a 1.0L Vauxhall Corsa 1998. I am expecting it to be high, but not that high for a crappy car. So could any one recommend any insurance company who will hopefully cut that down to 2000-3000?"


Auto Insurance broker failed to add driver and now claim has been denied Help pleassssse?
So I called the owner of the broker company who told me that he would gladly backdate the policy upon the notion that AIG would accept it and they said that they would. Then the owner called me back stating that his broker that issued the policy already gave a recorded statement to the insurance company stating that he did not remember us requesting the added driver to the policy so he cant help us or he would lose his license as a broker by recanting on a recorded statement so he then told me to make the adjuster take the recorded statement off the record and they will do it but it is illegal to even ask them to do that. Our Policy has canceled several other times due to this broker not turning in the proper paper work to AIG. I need help I have went through all the chain of comands and the california insurance board what is left??


Car insurance - will it change from CA to NJ rate?
my car has a california license plate and i have a illinois driving license..i just wanted to change my illinois license to NJ driving license... will this affect my car insurance.or will it affect only if i get my license plate changed from CA TO NJ


Hi I have insurance cover tubal ligation?
Hi I have insurance cover tubal ligation?


Car Insurance Policy Cancelled for Non-Payment?
My friend and her dad are co-owners of a vehicle. The vehicle is being financed. The car insurance policy was cancelled for non-payment due to a confusion regarding who was going to pay it and my friend moved during the period of non-payment and did not receive any of the mailings or phone calls so she was not aware of the issue. My friend's Dad lives in MA, my friend recently moved from MA to NH ~60 days ago. Insurance is required in MA, and because the policy was cancelled the registration was revoked. The policy was cancelled in May 2014, the registration was revoked in Sep 2014. Upon calling the insurance company, they require the policy paid in full to start a new policy. Also, the cost will be almost 3 times as much as the previous policy ($1,500 was roughly the original price, and they want $4,900 paid in full for the new policy). Has anybody had experience with this sort of situation? Is it normal for the policy to be so much more expensive? Is there anything that can be done to remedy this with the insurance company?"


How much would it cost to fix a front bumper?
I accidentally backed into a woman's Chevy SUV the other day, and am wondering how much I will end up having to pay for it to be replaced. The front bumper was dented on the front left side, nothing major but definitely noticeable. The woman said she wasn't going to report it to insurance...is this a good thing or a bad thing? Im 17 and a new driver. Thanks!"


Received ticket for failure to report accident if found guilty will this make my insurance pay out void?
Was in one vehicle accident car written off insurance paid Still have court for failure to report accident need to know if found guilty will I have to pay the insurance company back


Insurance Adjuster estimate less than what it will cost to fix my car?
I was in a car accident that was not my fault. I was hit from behind on the highway and the person who hit me admitted fault 100%. I have submitted a claim through this persons insurance company. My car was less than 3 months old. I've come to terms with diminished value and that it will never be the way it was pre-accident, I'll never be able to sell it a fair value as it was in an accident, etc. and I'll just have tp deal with it. (As much as it angers and saddens me!!!) The insurance adjuster came out today and gave me an estimate which I'm pretty sure is unfair. I'm still need to take it to a few body shops to get theirs estimates of what it will cost to fix it, but I want to be proactive..... What happens when the three body shops I plan on going to estimate that its going to cost more than what the insurance adjuster wrote me the check for? What are the next steps to appealling this? Is this usually what happens? Write for an unfair amount?"


Car insurance questions?
Ok so im a bit confused about car insurance! If i claimed on my insurance because say i had a crack on my windscreen and it want my fault, would that mean i lose my no claims? Also, if i was involved in an accident that wasnt my fault, and the other person refused to give their insurance details, would i just ring my insurance company with their car reg? What if i lost the claim? Im very confused about all this!"


Insurance is up in 4 days I just made a claim. Can I still switch insurance companies?
Insurance is up in 4 days I just made a claim. Can I still switch insurance companies?


Home insurance?
i live in southern california and my home value is 600,000. I pay 2,200 for insurance every 6 months. i think this is a little too high but would like to know if this is average. When i bought the house i was too excited that i didnt even talked to my insurance agent, who is located in Fresno, Ca. I do live near a school could that also be the reason why my home insurance is so high? Could the location make any different? Can i also change insurance or will there be a penalty? I have no clue? My insurance is through Farmer. thanks in advance!!!!!