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Why have I often heard Whole Life Policies are a bad investment?

I am reviewing my decision and have often heard that whole life insurance is not a good deal My wife and I bought policies 20 years ago in review Benefit has gone up 33 percent cash value of policy is 25% more than money spent what strategies would have been better over the last 20 years

   








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https://loaresothoughwalt.wordpress.com/2017/05/26/is-car-insurance-required-when-getting-a-car-or-license/

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Is $280 a month for health insurance too much?
My school's health insurance plan costs this much...


Do i need insurance if im driving my dads car?
Hello. I was wondering if i need insurance if my dad is teaching me to drive while i got provisional license with the L plates on the front and back of the car? When i pass my test i will get my own car.


"I had health insurance from January/2014 until November 30/2014, I got a new job but my new health insurance will start in January/2015.?"
I had health insurance from January/2014 until November 30/2014, I got a new job but my new health insurance will start in January/2015.?"


HELP PLEASE. AUTO INSURANCE FOR NEW DRIVER. I NEED A GOOD ANSWER?
how much a year would a 1998 chevrolet camaro base, not z28, be for a new driver. any ideas? and also a 2002 dodge intrepreped es 4 door cost? please."


HELP! I cant affored insurance...what an i to do???
I cant afford insurance is there anything thats cheap? I need to get it legal ASAP!!!!!!! Its the only car i have PLEASE I NEED YOU HELP!!!!!!


When you buy a new car ... does it come with insurance?
someone told me that after you buy a new car .. the dealership gives you insurance for a month until you get your own. is that true or do I have to get insurance before I buy the car?


Can my husband insure a car registered in my name in MA?
We do both live together in MA and I'm currently a driver on his insurance.


Can I stay on my parents car insurance if I am going to college out of state?
I am currently 20 and live in Iowa. Next semester, I am transferring to Florida but my fiance and I are getting married so I will be gaining residency in Florida. Would I still be able to stay on my parents car insurance if I am now a resident of Florida?"


How much does it cost to insure a new driver?
How much does it cost to insure a new teen driver? My insurance company sent me a sample price, and it was 5,000 for a six month period on a 2010 ford, and 3,000 for a 2008 toyota in the sample, so my question is, how much less would it be to insure a peice of crap car? Like a 91 honda"


Will the home insurance pay the claim when the insured is deceased?
Will the home insurance pay the claim when the insured is deceased?


Insurance no claims?
i want to know how no claims bonus works with motorbike insurance. i will try to keep it simple so here goes policy 1: november 2012 - november 2013 (1 year no claims) no longer have this policy policy 2: september 2013 - september 2014 (2 years no claims) policy 3: october 2013 - october 2014 (3 years no claims) i started riding in november 2012 so can the policys overlap meaning i can get 2 or 3 years no claims even though i have only been riding just short of 2 years. thanks.


Motorcycle Insurance costs?
I am 18 years old, and im buying a 2009 kawasaki ninja 650r. I have gotten a tailgating ticket in the past, have taken a defensive driving course, have zero points on my license, and have taken a motorcylce safety course. I live in New York so i would only need insurance from april through october because of the winter seasons. How much would an insurance rate for someone like me be?"


Can I work without a national insurance number ?
I'm 16 and have sent a letter to get my nin but I have a primark induction day tomorrow.will they still hire me if I give my passport ??


Can the police seize a car off you in a petrol garage for no insurance when you have got in surance?
more info the police seized a friends car for no insurance when he had insurance to cover him to to use any car be cos it did not come up on the PNC as having insurance' on the car so can he get the car back for free from the police car Pound for free if he shows he insurance cover s hime to use any car . and is a petrol garage classed as a road help me wive this


Insurance company totalled my car.?
I was recently in a minor accident in which someone backed into me. Their insurance company accepted 100% of the liability. They are telling me that they are deeming it as a total loss. My question is, once they determine the actual cash value of the car, minus the salvage and give me the difference, will my title be a salvaged title? I live in Missouri and drive a 2000 Oldsmobile Alero. I couple of different people have informed me that beings my car is over 7 years old it will NOT have a salvaged title but according to the insurance company it will. Also do I get the actual cash value minus the salvage amount or do I get the repair estimate amount minus the salvage amount? The car is completely drivable and only has a minor crack in the bumper along with a puncture in the a/c condenser which I can have replaced. I want to keep the car."


Why have I often heard Whole Life Policies are a bad investment?
I am reviewing my decision and have often heard that whole life insurance is not a good deal My wife and I bought policies 20 years ago in review Benefit has gone up 33 percent cash value of policy is 25% more than money spent what strategies would have been better over the last 20 years


Is insurance expensive on an '01 Hyundai Tiburon?
Is insurance expensive on an '01 Hyundai Tiburon?


How much is car insurance for a teen?
2000 Toyota Avalon, 17 years old, minimum coverage, what is the cheapest insurance company and what would the cost be per month?(Please don't give me quote websites)"


How do I get health insurance?
My job doesnt provide health insurance and I do need to get some. Thanks for the help :)


Financial homework... HELP. ME.?
They're a couple of multiple choice questions, if you could please leave an explanation with why your answer is what it is... :3 1.Term life insurance is characterized by.... a. level annual premiums throughout life b. premium amounts related to age c. inappropriateness for most persons life insurance needs d. non- convertibility e. cash value 2. Which of the following is least likely to be an investment objective? a. enhance current income b. save for a major purchase c. pay monthly bills d. accumulate funds for retirement e. seek shelter from taxes. 3.having money taken automatically from your paycheck and put into a mutual fund is an example of... a. an automatic investment plan b. an automatic reinvestment plan c. a systematic withdrawal plan d. a conversion privilege e. none of these Please help me... Thank you!!!!"


Why bother with insurance?
it seems like a big waste to me. The whole point of it is to save money. But it does the exact opposite. the insurance people always screw you over and find some way to get out of paying for whatever it is!


New health insurance thru Obama?
how do I sign up my husband and daughter for the new health insurance that Obama passed? I can't afford to put them on my plan thru my job - it would be > $600 per month to add them, that is more than our house payment! Are there forms you have to fill out to enroll and if so where do you get them??"


Car insurance in Texas?
My sister was in my car when she got re-ended. The driver of the other car took FULL responsibility for everything and wants to resolve this. I am wondering how this will affect my insurance? As of right now my car only has liability and needs to be repaired, big time. Any information especially from TX insurance agents would be greatly appreciated."


Car insurance.......?
I'm 25 years old and a first time driver and I am currently looking at car insurance and have some questions: SKODA FABIA 1 (60) 1198cc What does the (60) mean, is that the top engine speed? Also I was on Gocompare's car insurance website and I was wondering if the 'Proposer Excess' was added into the Annual Premium price or if it is to be added on top of it. I know these might sound like silly questions but I am new to this and any help would be appreciated. If you need more information just ask."


Best way to Finance a Motorcycle?
Thanks for the answers. It is simply a ninja 250, 07 model. $2899 with taxes included at the dealer. Definitely the cheapest I've seen, cheaper than most the older '01 used models I've seen with many miles on them, actually. My dad and 43 year old brother were riders back in the day, and were disappointed and confused as to why they wouldn't lend me a small 3k for a cycle. Do they check your license or safety course status when checking for financing? Does it have anything to do with where you work, or just your credit? I think I'm hitting my credit hard asking for insurance quotes, credit unions, finances, and loans. BUT HEY.... it's stuff that has to be done."


Will my insurance cost more this year?
hello people ... so i was wondering if anyone thinks my insurance will cost more this year. i have a motorbike honda cbr125. last year it cost me 450 to insure. looking at the insurance this year it says around 550-650 will mine be this much?


Affordable health insurance?
i am 34 , i pay over 400.00 a month , im single , does anyone know of some possible cheaper insurance . does anyone know of better insurance that i can afford . please help , male nonsmoker also"


What is a sporty car that won't kill a teenager in insurance prices and is good on gas?
Also I prefer American made, but it doesn't necessarily have to be."


I have no car insurance and I hit someone. What will happen to me. Will I receive garneshed wages? thankyou
I reciently got into a car accident where I rearended someone. I was inbetween jobs at the time and I paid the insurance late, and was told that I WAS NOT INSURED AT THE TIME OF ACCIDENT. I have no credit, credit cards, and own a $2k truck. I rent a room from a home owner........My question is what will happen to me? Will his insurance supina me to court and sue, and even if they don't sue and just attempt to collect the approx. $4k in damage, CAN THEY GARNISH MY WAGES? Besides this incidnet, I have a safe drivers and haven't gotten into an accident in about a decade! Any advice would be greatly appreciated. Thank you."


Best young drivers insurance for Fiat Stilo.?
Hi all, I was wondering how much to get insured on a 2002 1.2 petrol fiat stilo. Is there a really good cheap insurance company in ireland, Im 17 by the way."


What is the average price for renters insurance in ..Oregon?
What is the average price for renters insurance in Oregon?


Why have I often heard Whole Life Policies are a bad investment?
I am reviewing my decision and have often heard that whole life insurance is not a good deal My wife and I bought policies 20 years ago in review Benefit has gone up 33 percent cash value of policy is 25% more than money spent what strategies would have been better over the last 20 years


Can i have two car insurance one with no car on it?
i bought a car and my old insurance wouldnt let me add because i dont live with my parents anymore. now i live with my husband's family and they added my car and me to their insurance. now i have two insurance. one with no car and the other with the car.


GUESSTAMATE of 2000 Mustang insurance..?
can you please GUESS on what my insurance might be (i always ask but everyone says it depends) on a 2000 mustang i am 17 male and live in panhandle of Florida. and how much more a month for convertable of the same car..? thanks..


Question about buying a car without insurance?
Hey everyone, I need answers without criticism as Im new to this and know as much as you did when you bought your first car. I live in Texas and I have my learners permit but will get my license in around a month or so. We found a great deal on a car I love, and my parents want to buy it. However, as I said, I dont have my license yet, therfore, I dont have insurance. I was wondering, if my parents want to buy the car and keep it at home in the garage until i get my license and can get insurance, how would it work from the moment I buy the car until I drive it home. My parents have full-cover insurance with State Farm in both their cars, each pays their own insurance, would their insurance cover a second (technically third) car? What would be the step to take? How can I drive the car in peace without being nervous about getting pulled over or something? Please no rude answers, im trying to do things right, thus im here asking, Thanks"


Can I put someone on my car insurance?
I own a car. I have insurance on the car. Can I put another person who is going to be driving the car regularly on my policy if they are not co-owner of the vehicle?


Can I get auto insurance on a car that someone owns and has insurance on?
So I am an 18 year old who lives with his girlfriends Mother. I recently just obtained my Drivers License, but I have one problem. I don't have any Auto Insurance. I do not have a car, but I drive my girlfriends Moms car when I need to. First question. Can I get in trouble without Auto Insurance driving her car with her permission? If not, can I get a different type of insurance under the same car that I pay all on my own? She has State Farm is it helps."


Ex wife and car insurance.?
My ex wife expect me to keep her on my insurance. She saids she does,nt see what the problem is bfcause she pay me. Our 15 year old daughter live with her and my ex trys to play a guilt trip on meby saying think about our daughter. I,m going to tell her to get her own insurance. Am I wrong? WE,er divodced aand she on her own."


MemberSelect Auto Insurance?
I have AAA right now and paying way more than I should-when I told them I was switching to progressive they wanted me to check out the quotes from their new insurance company-I have to say they're very competitive but I'm leary of going with a company I've never heard of...anyone a member of MemberSelect who can tell me about their experience?


If the 30 million uncovered Americans can actually afford Health Insurance but choose not to buy it?
What will the Government be paying for exactly? Poor people already have coverage and the rest can buy their own. Where does the cost to the taxpayer enter the equation?


Where can i get cheap car insurance?
Where can i get cheap car insurance?


How can a 21 year old male get lower insurance on a sports car?
Currently, My Insurance is 98$ a month and I am insured on my Dad's 2012 BMW 328i and as a secondary driver on my 2012 Camaro RS, my lease is up and I am hoping to lease the new Corvette and go on my own insurance plan when I move away for work. However, my quotes so far are really high, like $200 a month high. I was wondering if there was any way that I could bring my insurance rates lower. Thanks! Additional Details- I got a speeding ticket when I was 16 but does not reflect my payments No Wrecks or claims I usually drive over 15k miles a year I Live in Tennessee"


Why did Obama side with insurance companies instead of the people when passing the affordable healthcare act?
prices are going up. I'm only on my parents insurance for a couple years. then I'm on my own to buy my mandated insurance with a 30 hour or less job...


Auto Insurance Experts: How much will I be penalized for lapsed insurance due to non-payment (I'm unemployed)?
I have been without insurance for nearly a month now. I have been unemployed for 5 months, but I will start a new job next week! Yay! Since I will start working soon, I will be able to afford to pay again. My car will also be paid off next month. I plan to go with a new company. (I do not have loyalty to the current"" company.) I used to have a well-known national company for years. When I first lapsed six months ago"


Life Insurance?
Thanks for all of the answers everyone, I didn't expect so many good ones. Although I feel I'm still a little confused maybe I'll consult an insurance agent, because I'm still uncertain which type of insurance is the best for me, I pretty much think that term life insurance is not good for me because even if I bought a 30 years term policy and I live past my 48th birthday I'll get nothing from it."


Buying a new car but confused on car insurance...what should I do?
I am going to be part exchanging my old car for a new one. In terms of car insurance I still have 2 months left so I believe its cheaper if I just go with another insurance company as my current insurance might charge a lot for just 2 months. I am thinking of using my previous insurance NCB( elephant 1 year ) for the new insurance as proof of my NCB but the problem is I sent my NCB 1(year) (elephant) to my current insurance(Directline). Basically I would like to know if its possible to use my previous NCB (Elephant) which I it proves I have 1 year no claims for the new car insurance. I done some research and found it that having 2 years NCB makes 20 compared to 1 year NCB. What should I do?


Buying SR22 Insurance Online?
I need to know the cheapest site or agency to buy sr22 insurance. Any ideas? Thanks!!


Why have I often heard Whole Life Policies are a bad investment?
I am reviewing my decision and have often heard that whole life insurance is not a good deal My wife and I bought policies 20 years ago in review Benefit has gone up 33 percent cash value of policy is 25% more than money spent what strategies would have been better over the last 20 years