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Is there such a thing as driver insurance" where the car does not have to be insured?"

My friend is 16 and she saved up and bought a car (the title is in her name). Now she is broke and cannot afford the insurance so she does not drive it. Her step mom drives it though and she says that the car does not need insurance because she (the step mom) has driver insurance" and any car she drives has liability coverage from her insurance. I have never heard of "driver insurance" and I was wondering if the step mom is pulling some sort of scam (her car is frequently broken and it is very convenient to have a third car) Can somebody tell me if this "driver insurance" exists."

   








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My friend is 16 and she saved up and bought a car (the title is in her name). Now she is broke and cannot afford the insurance so she does not drive it. Her step mom drives it though and she says that the car does not need insurance because she (the step mom) has driver insurance" and any car she drives has liability coverage from her insurance. I have never heard of "driver insurance" and I was wondering if the step mom is pulling some sort of scam (her car is frequently broken and it is very convenient to have a third car) Can somebody tell me if this "driver insurance" exists."


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My friend is 16 and she saved up and bought a car (the title is in her name). Now she is broke and cannot afford the insurance so she does not drive it. Her step mom drives it though and she says that the car does not need insurance because she (the step mom) has driver insurance" and any car she drives has liability coverage from her insurance. I have never heard of "driver insurance" and I was wondering if the step mom is pulling some sort of scam (her car is frequently broken and it is very convenient to have a third car) Can somebody tell me if this "driver insurance" exists."


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Is there such a thing as driver insurance" where the car does not have to be insured?"
My friend is 16 and she saved up and bought a car (the title is in her name). Now she is broke and cannot afford the insurance so she does not drive it. Her step mom drives it though and she says that the car does not need insurance because she (the step mom) has driver insurance" and any car she drives has liability coverage from her insurance. I have never heard of "driver insurance" and I was wondering if the step mom is pulling some sort of scam (her car is frequently broken and it is very convenient to have a third car) Can somebody tell me if this "driver insurance" exists."