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Why it is cheaper for an 18 year old to buy life insurance than it is for a 40 year old?

why it is cheaper for 40 year old to buy automobile insurance than it is for an 18 year old? why some people prefer term insurance even though it does not have any cash in value? why other people prefer straight life insurance even though it is more expensive than term? why it pay to buy fire insurance for your home or apartment even though you may never have a fire? why a healthy person still needs health insurance?

   








Insurance rates for Mercedez Benz CL 65 AMG 1998
Are you for affordable healthcare for everyone in America?
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What are average caar insurance prices for an 18 year old?
A car cheap to insure?
Best way to insure multiple cars?
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Will My Car Insurance Go Up?
Car insurance problem, please help!!?
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Better Insurance Company?
Why is health insurance so expensive?
I need dental insurance...?
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How come I can't keep my health insurance coverage?
Heath insurance, where to get it?
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Motorcycle Insurance quote?
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Let's not have universal health care but just make health insurance more affordable?
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Insurance rates for Mercedez Benz AMG C63 S 2016
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Car Insurance?
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Young Drivers: How much did you pay for car insurance?
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Is the high cost of health care and insurance the result of...??
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What kind of affordable health insurance plan is there for small business owners?
Insurance rates for Chevrolet Tahoe 2009
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Do group health insurance plans provide for covering costs of auto insurance?
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What is the best health insurance for those who need to go through substance abuse programs.?
Husband got two DUI's and now the state of CT is making him do treatment before he can get license back. We are in California now, and I am looking for advice from someone who has EXPERIENCE with this. What is your suggestion for a health ins. plan to cover the costs of a substance abuse program, that includes counseling and evaluations...not detox.. Thanks so much!!"


What is the best auto insurance company?
i live in Chicago, Il and whant 2 know the best auto insurance company."


"In NY, do you have to have Car Insurance even if your not driving?"
I'm a NY State Resident, and I am wondering that if I have my drivers license, do I have to have car insurance? If so, is there a way to get out of this, like getting rid of my license or something, I just can't afford insurance, but I'm not driving."


What would have a more expensive insurance a 2007 accord or an 1998 nissan 240sx?
Btw the accord is 4 door and the 240 is stock not tuned at all and im a new driver


Car insurance - premium increased without making a claim?
I rang my car insurance company to ask about my no claims bonus and excess as I thought there had been damage to my car. I am not taking out a claim. I have today received an email from them saying that We have amended the class of use on your policy due to the information provided by our claims department there is an additional premium of 21.38. This will be debited from the payment details we hold on file for you within the next ten days. Can they do this? I haven't amended any details and although I paid my car insurance last October in full for the year I didn't expect my payment details to be kept on file."""


How or to whom would I appeal a denied home owners insurance claim?
I live in Las Vegas, Nevada"


Buying a Car and Insurance Question!?
Im getting a car this weekend (hopefully) and my dad said he will set a date to go to a friend of his that sells good cars for cheap, but my dad wants it under his name. I don't trust my dad and I want the car under MY name, but he said that the insurance will cost more. If I put the car under MY name, but put the car under his insurance, will it cost more because the car is under my name or will it cost the same? I don't want to pay for the car and then when its finished, he takes the car saying that its under his name and I cant do anything about it. How much would I pay for insurance?"


Did you know about a lost payee on your car insurance?
THE BANK CHARGED US A EXTRA $100 ON OUR CAR NOTE WITHOUT US KNOWING THEY SAY THEY SENT US A NOTICE BUT AT OUR OLD ADDRESS.NOW WE OWN THEM ABOUT $1200 WE READ OUR CONTRACT THEY CAN DO THIS WE HAVE TO SEND THE MONEY AND PUT THEM AS THE PAYEE ON THE INSURANCE FINE.WE DID THAT BUT THE PERSON AT THE BANK IS REAL NASTY TO MY WIFE THE EVEN THREATEN TO REPEO THE CAR IF WE DONT PAY THEY SAY WERE RE LIKE THREE MONTHS BEHIND DONE TO $100 DOLLOR FEE THEY WILL REFUND THE MONEY WHEN THEY ARE PUT ON THE INSURANCE AS THELOS-T PAYEE THEY WONT EVEN LET HER SPEAK TO A SUPERVISOR HAVE ANY BODY ELSE HAVE THIS PROBLEM.


2005 Pontiac G6 GT Insurance?
I have a 05 G6 GT. I am an 18 year old male living in kansas and I want to know how much monthly insurance should be? It is a 4 door car.


How do I get my health insurance company to cover hiv testing?
HIV testing is now covered under the affordable care act. I went to my ob/gyn for my pregnancy and he ordered hiv testing but I got a bill from the lab for the full cost of the test. How do I get my insurance company to cover the hiv testing when it should have been covered under the affordable care act provisions?? Our insurance rates went up when the affordable care act happened, so I might as well get the benefits at least! Also, it says std testing should be covered. Is hepititis c an std because I also got a bill from that. Thank you."


Planned Parenthood for Mirena? No insurance/income.....will it be expensive??
I can get an IUD without ever having a baby. Mirena only RECOMMENDS that you have a child. I asked planned parenthood over the phone


Can my daughter be on my mom's car insurance even if they don't live together?
Hi, my name is Kathy, I'm 19 year old female and want to buy a car but car insurance is just expensive. I want to be put on my grandmothers car insurance but we don't live in the same city. Do you think it would be possible for me to get on there! Thanks for your answers..."


Does my landlord's home owners insurance cover me if i get hurt at a house im renting?
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Temporary insurance edmonton?
Ok so im buying my first car (1995 Nissan 300zx n/a) and i dont have the money for insurance yet but i have money for the car, so i was thinking that i would just store it so when i have the money i can put insurance on the car, the problem is that i need a way to get the car to the lot but the owner of the car does not want to deliver it. i have no idea how im going to do this, help?"


Why it is cheaper for an 18 year old to buy life insurance than it is for a 40 year old?
why it is cheaper for 40 year old to buy automobile insurance than it is for an 18 year old? why some people prefer term insurance even though it does not have any cash in value? why other people prefer straight life insurance even though it is more expensive than term? why it pay to buy fire insurance for your home or apartment even though you may never have a fire? why a healthy person still needs health insurance?


What is the average cost for General Liability Insurance for a Security Guard Company in California.?
I'm trying to get an idea of how much a 1,000,000,000 Liability Insurance Policy would cost for a Security Company in California"


Assurant health insurance or Humana One?
Which do you think is better? I'm looking into high deductible insurance..And can't decide between the 2..And what about dental? How is basic dental compared to discpunt dental if I know I am going to need some work done (i.e. cavities and wisdom teeth are all grown in-i want them out)...Any input would be appreciated.


Insurance Question 16 year old?
I am a 16 year old boy, I just got my license. What I have to drive is a 2011 Mustang GT 5.0 liter V8, 2 wheel Drive. The price on the car is $32,565. If both my parents and I are insured on the car, how much should my own personal payment be for 1 month with a normal plan (not collision). My parents have never had an accident and are 40 and 36 years old. If I cannot get an exact quote can someone please tell me about how much the car would be a month to insure? Thanks very much. ***I have also completed a drivers education course that should lower my insurance 10-15%."


"Brak wants to know, Should married women have higher auto insurance rates than men""?""
Sure seems like women have a discount on car insurance and married people have it cheaper. But it's the housewives who I see driving gas guzzlers around with soccer stickers on the back. Talking on their mobile phone while driving with coffee in their other hand. They are worse drivers than me. I'm a 24 yr old bachelor & a safe driver.


How do i use my insurance ?
i get insurance through my job but i dont know how to use it. Feel dumb asking but i've never had to go to the doctors before and now i do. Can someone tell me a a little bit about it. Do i call the doctors office first and tell them what insurance i have and they figure it out. or do i call my insurance first and tell them i need to make an appointment? i did call and they sent me a list of all the doctors my insurance cover.


Am I covered with name not on car insurance?
I am very worried. I feel bad enough about getting into an accident, but now I find out that I can be in very big financial trouble. I am 17, I recieved my license 8 days ago, and I was involved in an accident in Colorado Springs where I was at fault. I had hit another vehicle from the back so I am automatically at fault. After the accident, my mother informed me that she had not yet added my name to our insurance policy so I may not be covered. If this is true, I have completely screwed my whole family. Not only will we have higher insurance rates, but we are now finding out that we may have to pay for everything ourselves. This is something my family would not be able to afford. I would be devastated if it came to that. Everyone else is covered in my family except for me. My mother could not find the time to add my name to the insurance seeing as how she is always busy. Is there anything we could do to make things even slightly easier or at least affordable? Please help... I am very worried of what could happen in this situation..."


Health Insurance Help! Please?
How much would health insurance cost for a 37 yr old mom, 13 year son(no health issues), and a 6 yr old daughter w/ asthma. What would it cover, what wouldn't it cover, and what company should I go to?"


"Please tell me the difference between insure"""
""assure"""


Australians heading home travel insurance?
I am flying from Sweden to Melbourne via Frankfurt and Singapore without stopovers (Singapore air). Departing 20 July from Stockholm and arrival in Melbourne on 23rd July. What is the best single trip travel insurance for me to cover this period of travel(aussie , 34 years old)"


How much (on average) would private health insurance be per month for a family of three?
male 40 y.o., female 36 y.o., and child."


When getting an insurance quote do you have tell them what your tickets have been reduced to or....?
I am going to get an insurance quote and need to know if I can tell them what my tickets were reduced to or if I have to tell them what I was actually pulled over for.


"New driver, car, insurance etc..?"
I've started saving for my first car, driving lessons and tests, and obviously insurance. Any tips on choosing a car, and a teacher? How much would it cost, roughly? Detailed answers really appreciated, thankyou x"


What are the penalties for driving someone else's car that does not have insurance?
Long story short, my friend was driving his friend's car when he crashed into someone. Not a big accident, but the car's owner had no car insurance. They have to go to court and they, including the police have do not know who was at fault. Anyone know what are the penalties of crashing someone else's car that doesn't have insurance? Would most of the blame be placed on the owner? This was in colorado, in case laws differ state from state."


I am 25 years old and covered under my parents health insurance plan. Can i remain covered?
I was recently married and my wife is 25. Can i remain covered under my parents plan? Can my wife be covered also? I have employment that has health insurance coverage but it does not commence for 60 days. What are my options?


How many people in the United States don't have health insurance?
How many people in the United States don't have health insurance?


Why it is cheaper for an 18 year old to buy life insurance than it is for a 40 year old?
why it is cheaper for 40 year old to buy automobile insurance than it is for an 18 year old? why some people prefer term insurance even though it does not have any cash in value? why other people prefer straight life insurance even though it is more expensive than term? why it pay to buy fire insurance for your home or apartment even though you may never have a fire? why a healthy person still needs health insurance?


When will my car insurance rates go down?
I am a 22yr old female who lives in New Orleans, LA. I caused a fender bender one year ago and got an improper lane usage ticket. I got a speeding ticket for being 9 miles over the limit when I was 18. WHY ARE MY INSURANCE QUOTES ALWAYS AROUND $200??? When will it go down? I don't even have a car because I can't afford the insurance."


Where can you get home insurance when you've had ..your policy cancelled due to a missed payment?
Where can you get home insurance when you've had your policy cancelled due to a missed payment?


Car insurance cancellation?
Definitely, I will ring them tomorrow, i have just sent them an email if i do not get any response by 12 in the noon, i will give them a ring. I won't allow anyone to install GPS to my car for restrictions to drive when i have found a cheaper insurance with tesco and also Elephant car insurance. Their website does not have a contact address, it doesn't look legit to me anymore."


Car insurance?
how much more do u have to pay ur insurance when u get into a car accident?


Pregnant? Health Insurance?
My bf and I have been intimate for the past almost 3 years, which is how long we've been together, we've only used protection a few times. I have been on BC for the past year to a year and a half, it's the generic for Tri-Nessa. About 2 weeks ago, maybe a little longer than that, I quit the BC and we had unprotected sex for maybe 3 days in a row and he came inside of me, on the third day after we had finished I got cramps in mylower back which usually is how my crampsfeel a day or two before I get my period but I also had very light bleeding and the next dayit had gotten heavier and lasted a couple days. Now this was no where near the date I'm supposed to get my period, which I thought was weird. I took three pregnancy tests but they were all negative, then again Itook them way too soon. I have a appt withmy obgyn on Monday. Also, ive been feelingsluggish, not wanting to move much, when Isit down on the couch its like i cant getcomfortable and my side like cramps up.Opinions? About insurance, I'm on insurance with my mom because she has food stamps and gets a disability check, so I have united health care insurance through her. I dropped out of school, dumb decision, I know, but I found a babysitting job and I get paid $150 a week. So they didn't put me in the school program at welfare. Now my insurance will run out in August when I turn 18 so if I find out I'm pregnant would they give me and the baby free insurance? My sister just had her third and she plus my nephew had both received free Medicaid. She's 28 so does free insurance differ by age? Since she's 28 and I'm 18 is she eligible for it because she's older or am I eligible as well? My bf and I have been busting our asses looking for jobs and he's signed up for The National Gaurd. We've been together way too long and he is very happy whether I am pregnant or not, he's a good man. I don't give a crap about any rude comments or opinions, I am just looking for advice from girls with experience."


Do you need insurance on your motorcycle in Florida if ..you have life insurance?
Do you need insurance on your motorcycle in Florida if you have life insurance?


Why do conservative states like Texas have a thriving economy but liberal places like Detroit have collapsing economies?
Why do conservative states like Texas have a thriving economy but liberal places like Detroit have collapsing economies?


"I am 16 years old, and someone hit me from the back, will my insurance go up?"
It was clearly his fault, but will my insurance premium go up since I am a new driver? I live in California."


State Farm insurance?
I have my own insurance and it was. 230 a month now I am getting a new car and I need collusion I am getting a Honda civic sedan 2012 white can anyone tell me an estimate on how much my insurance will go up Ps the car is financed . I have State Farm, I am 20 years old I reside in ny and I have had no accident"


American Health Care/Insurance before PPACA - Sources?
I'm looking for credible, preferably unbiased sources describing American health care and insurance before the Patient Protection and Affordable Care Act (Public Law 111-148) and the Health Care and Education Reconciliation Act of 2010 (Public Law 111-152). Any suggestions would be appreciated. Thank you!"


Need help selecting my individual medical/health insurance?
Look, you guys don't understand just how necessary it is that I find a way to pay for my therapy. Without it, I have spent the last year in severe depression and the school therapist say that I REALLY need help but she can't provide it and I need to attend a professional clinic. So PLEASE, quit trying to just point out the wrong in a negative manner and just kindly answer my question please."


How much would my insurance be for Mercury Insurance ?
I'm 16 years old, and my parents Insurance is Mercury.. How much would they have to pay for me. And my car would be a Nissan Maxima 95' so it wouldnt be a new car so how much would my insurance be ?"


"My husband and i are over 55 and needing advice about whole life insurance"" who would be the person to ask?""
Our Insurance co. we feel is giving us the run around and it's hard to trust just anyone anymore. We think we need to move the whole life insurance to something more profitable. We have been paying into it for over 20 years.


Will my dui affect my dad car insurance rate?
I got a dui and my licence is suspended and I currently don't have car insurance. Im not covered on my dads plan or any plan. When he gets new car insurance next month will this affect his insurance or no because im not on his anymore?


Getting new car insurance quotes and don't know if it is my claim or not.?
I was in an accident about 4 years ago. I rear-ended someone and wrote the van off, however my parents didn't use insurance to get a new car and the SUV I hit had no damage. I did report it and their insurance is aware of it. I also was not charged with anything although the police did show up because it was on a busy street. It was a 4 car pile up I happened to be at the back of. My question is that the accident was under my parents insurance and I am now looking for car insurance quotes and am unsure if this claim is considered mine or my parents. Any help would be appreciated"


Why it is cheaper for an 18 year old to buy life insurance than it is for a 40 year old?
why it is cheaper for 40 year old to buy automobile insurance than it is for an 18 year old? why some people prefer term insurance even though it does not have any cash in value? why other people prefer straight life insurance even though it is more expensive than term? why it pay to buy fire insurance for your home or apartment even though you may never have a fire? why a healthy person still needs health insurance?