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Why is health insurance so expensive?

Why is it so costly, that many Americans cannot afford it, so when they do get sick or need to go to the doctor, they end up drowning in debt anyway? I can't even afford health insurance so every winter I pray that I don't get bronchitis because I can't afford to go to the Dr. or even the prescription medicine. I know that's sad...but there's nothing I can really do about it unless I quit school, which would further set me back to getting a full-time job that will actually grant me good health insurance. Is health insurance rising because people aren't taking good care of themselves? Such as not eating a healthy diet, exercising, avoiding smoking, drinking, etc.? Does it have to do with the KIND of health insurance you have-- HMO, PPO, etc.?

   








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When can i refinance my car loan ??
i bought a car on June 5th this year ( 200-7-) Now i pay around 425 dollars for it every month , and as per insurance around 198 . i make around 750 dollars a month . i am doing this because i want to be independent from my parents. If i don't start somewhere then i will never be on my own . anyway emotional stuff aside..hehe. When can i refinance my loan , currently it's around 6-7% I think my credit score went high , my equifax is 669 , when i checked right now on creditinform.com. I have chase bank , you think they can lower it ? do you know how much lower they can go ? around 300 maybe? i am goin to take defensive driving class also , i heard that saves a lot of money also on insurance.. Please help , : ) thanks , have a nice day."


On average how much more is insurance when you add a teen driver?
I am 17 and I've taken driving lessons( I heard insurance give like a little discounts) if this matters.


Jason wants to buy a car. He has $2500 in his savings account. He also needs to pay $600 for insurance. How?
Jason wants to buy a car. He has $2500 in his savings account. He also needs to pay $600 for insurance. How much can Jason spend on a car? A. c < 1900 B. c > 3100 C. c < 3100 D. c > 1900"


Statistics dealing with car insurance...?
Does anyone know around how many people in Indiana don't have car insurance? An estimated number or percentage would be greatly appreciated. Thanks! :)


Can my 23-year-old child stay on my health insurance coverage even if offered insurance in her new job?
My 23-year-old daughter was just hired for a new full-time job. Rather than spend money on health insurance, can she turn it down and stay as a dependent on my coverage until age 25? I'm in Maryland, if that matters."


MA Health Insurance for young married couple?
I will be married in a year, and probably lose my health insurance at 24. My fiance is coming but neither of us have full time jobs yet. What are our options for health insurance, that are affordable? Assuming neither of us have full time jobs yet. Thanks! : )"


"Auto insurers accused of pushing cheap and sometimes dangerous repairs"" CNN?"""
http://www.cnn.com/2015/02/11/us/auto-re... Any of you machanics ever seen this crap? Insurance companies get FREE money from us every month for auto insuance, only for that maybe 1/10 chance they'll ever have to pay for a repair that costs 500 or more. This is getting crazy. I don't believen govern interferance on businesses, but there's certain businesses that do need some overside by a government body, that has some integrity. (I know I know, government/integrity is an oxymoron)"


Can you purchase auto insurance over the phone or online??
can you purchase auto insurance over the phone or online??


Can I buy car insurance on a Sunday?
I am going to buy a car at a dealer on Sunday, I was wondering if I can buy insurance and drive it home that same Sunday."


Motorcycle Insurance!?!?
Im so confused right now. In the past 2 months i have been doing my homework on buying a new 2011 CBR600RR. I have been quoting progressive which is who i have my car insurance with. I have been getting around 150$ a month for full coverage. I was about to buy the bike today and whenever i quoted the insurance it was around 230$. I thought i had made a mistake but everything was the same... what the heck happend?


Can anyone please suggest me Child insurance plans for my daughter?
I have 4 year old daughter for whom I wish to invest in a Child Plan. Please suggest a good child plan from any Indian insurance players


What is not a factor of determining your insurance premium?
What is not a factor of determining your insurance premium?


Ticket for no proof of insurance in FL?
I received a ticket for no proof of insurance, i did not have the card on me at the time but i do have insurance. When i go to court, will i have to pay the fine or will the ticket be thrown out?"


What is the cheapest car insurance for me on my own plan???
i am making 30 grand a year. and i am still paying for the car


What's the best insurance company to get a notary insurance bond from?
I am becoming a Notary Public and I am wondering what the best place to get notary insurance bond is


Why is health insurance so expensive?
Why is it so costly, that many Americans cannot afford it, so when they do get sick or need to go to the doctor, they end up drowning in debt anyway? I can't even afford health insurance so every winter I pray that I don't get bronchitis because I can't afford to go to the Dr. or even the prescription medicine. I know that's sad...but there's nothing I can really do about it unless I quit school, which would further set me back to getting a full-time job that will actually grant me good health insurance. Is health insurance rising because people aren't taking good care of themselves? Such as not eating a healthy diet, exercising, avoiding smoking, drinking, etc.? Does it have to do with the KIND of health insurance you have-- HMO, PPO, etc.?


I live in California and was involved in a car accident. My insurance had lapsed prior to the accident.?
I was behind on my insurance because I don't have much money. I actually was going to pay it this week since I just got paid, regardless the accident happened last week. I pulled out in front of a lady and her car t-boned my car. Her and her passengers were injured and were taken to the hospital for minor airbag related injures. I had minor whiplash. I was given a citation for failure to yield to oncoming traffic (vc 21804 (a)) and for no proof of insurance (vc 16028 (c)). What kind of fines/penalties should I expect when I appear in court. Also, if the other driver didn't have insurance can she still sue me for her medical bills?"


Good and affordable health insurance for an entry level job person?
8 live in pennsylvania, but so... U can give me details also if u live in other state. Anyway. .. i just wanna know which are goods"


What would be the best sports/muscle car for a 16 year old girl?
As far as insurance costs, gas, problems with the way the car runs -if any- what car would be best? Even old muscle cars from the 60s and 70s may be suggested as long as u have the year and car name for me, u did ur job! Thanks :) think most affortable and sporty/ muscle car look! List year too! Oh and pleaseeeeee keep price in mind! She has to pay for the whole car and everything that has to do with it....absolutley nothing over 15000 and even that might be too expensive"


About policy number on car insurance?
where i the policy number on my insurance card its from fred loya insurance or how many number's does it have


Can anyone get a home warranty? Or do you have to be buying or selling a home??
I know they are usually designed for buying and selling a home that is who uses them most. I have lived in my home for 4 years and had to let our warranty lapse while I was on unpaid leave. But our home is old and I think it would be in our best interest...since homeowners insurance doesn't cover AC/Heating and those costly things.


Do Farmer's Insurance Agents get pre-employment drug screened?
I may become an insurance agent, but don't want to waste my time. ? will I have to take a drug test prior to being hired? - I smoke herb sometimes, so I'm a little worried."


Is there a website to compare insurance comparison websites?
Is there a website to compare insurance comparison websites?


Homeowner insurance am I right?
So am I right? If I rent-to-own a home but the deed is still in the owners name untill I pay off the house. I cannot get homeowner insurance because the deed is in the owners name? But after I pay the house off I can get homeowner insurance because the deed will be in my name? I am paying the homeowners insurance though and if somthing happends to the house what the insurance will pay is the balance and I get nothing. So I should get renters insurance ??


What are some cheap car insurance companies for me?
I know the General offers really low rates, but what other companies offered in Louisiana are cheap?"


When I renew my apartment lease must I be forced to have insurance?
When I renew my apartment lease must I be forced to have insurance?


What is you guess on what a 2006 Lotus Elise would cost for insurance?
I am looking at a 2006 Lotus Elise priced at about 35,000 used. I'd like to know what insurance may cost. I already know it will be high, but I'm wondering just how high. Here is the details: 2 drivers insured (one 16, and the other 45) No accidents About 50,000 new Sports car (not luxury) Good grades (possible discounts) Medium/average coverage My guess on this is about 2-4k/12 month. Also, if you have any resources I could use, that would be great as well. Thanks!"


"Insurance question, share of cost?"
I was approved for full coverage health insurance, and it says I have a share of cost of $915. Can someone explain to me what this is, do I have to pay it before I can get insurance? I'm 20 years old, so I'm new to this. Thanks in advance."


Car insurance 2 Different Co?
My girlfriend recently bought a car but she is insured by her parents policy, she is wanting to know if she can get another insurance company's policy without raising her parents rates."


Motorcycle insurance for a 17 year old?
I'm 17 living in New York. I'm working on getting a motorcycle permit and was wondering what insurance for someone my age would be at different companies. I would probably get a bike with 250-750cc. probably a sport or standard bike. what do companies look for when they consider what to charge? ive never been arrested, have a job and good grades. Do you need to prove your responsibility to lower prices or do they just slap a huge fee on you for being a young male.? If you could tell me what you are being chraged or were charged that would be a great help. Thanks"


Why are there two bodily injury sections on car insurance quote?
I just got a quote for auto insurance from new company (i had been using a different company)... Anyways, i just noticed that section 1 of the quote under compulsory insurance was the Bodily Injury to Others"" part..... But"


Why is health insurance so expensive?
Why is it so costly, that many Americans cannot afford it, so when they do get sick or need to go to the doctor, they end up drowning in debt anyway? I can't even afford health insurance so every winter I pray that I don't get bronchitis because I can't afford to go to the Dr. or even the prescription medicine. I know that's sad...but there's nothing I can really do about it unless I quit school, which would further set me back to getting a full-time job that will actually grant me good health insurance. Is health insurance rising because people aren't taking good care of themselves? Such as not eating a healthy diet, exercising, avoiding smoking, drinking, etc.? Does it have to do with the KIND of health insurance you have-- HMO, PPO, etc.?


What's the point of getting insurance?
It's not like the insurance companies ever pay you anything anyway.


What options of affordable health insurance a couple in the mid 30's have in Texas.?
What options of affordable health insurance a couple in the mid 30's have in Texas.?


Did Obama really say if you like your current Health care insurance policy you can keep it?
https://www.youtube.com/watch?v=qpa-5JdC...


How can I get dental and medical insurance?
I turned 18 back in 2011 and now I'm not on my mom's dental or medical insurance. How do I get dental and medical coverage?


Is the 2011 Kia Forte Koup considered a sports car by insurance companies?
It looks like a nice first car but if the insurance is too high I can't get it.


Who sells affordable professional liability / malpractice insurance for dentists?
Looking for more affordable insurance for me, my partners and our dental practice. We think there is too little choice of insurance companies offering professional liability and other commercial insurance to dental practices and dentists. Does anyone know who else can offer us more choices in competitive coverage?"


Do you have car insurance through Costco? Did you save money?
Thinking about getting an estimate from Costco. Im a member of Costco and thought I would look into it. Ever have any experience with their insurance? I know its an outside company.


Car Insurance Issues?
So I've just passed my test, looking to purchase insurance on a car (peugeout 1.1 fever) and the prices they're, sky high! My dad currently has a car with 5years ncb. I figured that if he ends his current policy on his car (which he paid annual for) and begins a new policy for my car using his 5years ncb it would be all cheaper. Then if he started from scratch on his car again. So basically hes ending his policy in order to transfer the ncb onto my car, him being the main, and me being an additional driver and starting from scratch again on his original car. Only query i have is, Is it legal? Is any part of the above illegal? Thanks guys for the help :D"


15 Minutes could save you 15% on Car Insurance?
15 Minutes could save you 15% on Car Insurance?


Has anyone insured a 17yr old learner driver if so where?
Hi I want to insure my 17 yr old son 18 this year he is about to learn to drive on my car insurance, I rang my insurance they said they dont insure anyone under 25yrs it it due to run out in may so i will be going elsewhere any ideas where would insure someone of that age and how much did it cost many thanks"


Is car insurance higher if your car only has two doors?
If your car has two doors, instead of four, is the price of car insurance higher?"


How much does hydrocodone generally cost without insurance?
I'm curious to see how much it costs without insurance due to a toothache. my dentist prescribed me an antibiotic but it hasn't helped with the pain. i don't have any benefits. i really don't like how hydrocodone makes me feel nauseated but it helps with the pain.


Good grades and auto insurance?
I heard that if you get a 3.0 GPA or above, you can get discounts for auto insurance. My question is, do we have to email the grades to the insurance company, or do they just call our college for the grades?"


California insurance--driving a friends car??
I'm not an insured driver, but is it illigal if I drive a friend's car (that is insured) in California? What happens if i get in a wreck? I dont normally drive, but in case my friend's been drinking sometimes she'll ask me to drive her home. thanks."


Is my truck totaled?
I recently bought a new truck. Its got about 250 miles and it was t boned today. The front and back door and front panel are dented, the side airbag came out and the rocker panel was damaged. Is it totalled? We have gap insuulrance. Thanks"


Why is health insurance so expensive?
Why is it so costly, that many Americans cannot afford it, so when they do get sick or need to go to the doctor, they end up drowning in debt anyway? I can't even afford health insurance so every winter I pray that I don't get bronchitis because I can't afford to go to the Dr. or even the prescription medicine. I know that's sad...but there's nothing I can really do about it unless I quit school, which would further set me back to getting a full-time job that will actually grant me good health insurance. Is health insurance rising because people aren't taking good care of themselves? Such as not eating a healthy diet, exercising, avoiding smoking, drinking, etc.? Does it have to do with the KIND of health insurance you have-- HMO, PPO, etc.?