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Health insurance benefits and costs between MA and IL?

Hi. One year ago I moved from MA to IL. I was really surprised to find out that MA has not much insurance companies and those have very high premiums and limited choice (HMO AND PPO). Like I am 19 and student. The average cost in MA would be for me min $290 for HMO (and I think required PCP sucks) and min $400 for PPO with deductible $5000 (BCBS)! Wow. Here in Illinois for about $140 I can have PPO with deductible just $250 and copays for doctors and prescriptions (BCBSIL). I have also found New York state has also very generous and expensive health insurance. What it is that these states have very expensive premiums and limited choice in selecting plans (for ex deductibles and copays and RX coverage)? Not everyone for ex needs coverage for prescription and that lowers monthly premium? so why? I guess these are some state legislations, but why not handful for citizens? Can someone answer my questions?

   








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Good Driver Insurance Discount?
Good Driver Insurance Discount?


Help with car insurance?
If my friend financed the car I wanted for me would he have to be the policy holder of the insurance and list me as the main driver. If so, would the monthly payment be based off of me only and not my friend right? Or would he have to also pay for insurance ?"


Does state farm home insurance cover raccoon home break=in damage?
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Is anyone writing Home Owners insurance in Slidell Louisiana now?
Is anyone writing Home Owners insurance in Slidell Louisiana now?


Car Insurance?????? help!?
I just got my lisence im a f, and just turned 20. I .ive in MA. I dont know what the av. price would be for car insurance. help! i own a toyota 2000 86.000 miles"


How may I find out about a whole life insurance policy someone may have on me?
When I was sixteen I signed some paper making it okay for him to take out life insurance on me...it was supposed to be enough to cover funeral costs and he insisted on it since I was sixteen. That part is clear. Now, I may or may not have signed papers for him to change companies when I was nineteen...I can't completely remember...but it's quite possible. When I was twenty I asked him about the life insurance policy. That was when he said he was paying a lot of money into it. He also said that if I died he'd get a lot of money. I didn't quite get that but I asked him what would happen if he died first, which was more likely to happen. He claimed that the policy would then go to my uncle. He also said that my uncle would hand it over to me when my uncle felt I was mature and responsible enough to have it. At that point he said it would be my choice to keep it or to cash it in. He may have even terminated the polciy since I cut off contact with him."


Am I covered under my parents health insurance?
I am 20 years old, and I heard that the new national law is that any child under the age of 26 can be covered by their parents health insurance. My fiance is 23 and he is still under his dad's even though we live in our own place. My parents live in Michigan and I am in California, and I was wondering if this still applies for me. Can my parents add me to their health insurance and have me covered out here untill i'm 26?"


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Hi, I was licensed to drive in Michigan but shortly moved to Virginia, where I received a car from my aunt (Mountaineer) I was insured under US AA with my aunt. In April of 2011, I hit a parked car in the school parking lot in which I wasn't ticketed or charged, but my aunt's insurance company was charged $2400 for the damage. I have since moved back to Michigan as of June 2011 and have not had coverage since. With school coming up and 2 current jobs, I'm looking for insurance that I can actually afford. I have been looking for plpd, and my dad mentioned looking for an underwriter because my lowest monthly payment quotes have been $250-$500 a month, is there any cheaper for of insurance available for me?"


What is the average cost for a 30 year old male to pay for car insurance?
How much does it cost a 40 year old male pay for car insurance? What guidelines do insurance companies use to determine the price for an individual? Is zip code, profession, driving record, or age the major factor?"


Where can i find term life insurance for someone over the age of 80 say 81 years old?
Where can i find term life insurance for someone over the age of 80 say 81 years old?


Car insurance query?
I have just done a quote for my car insurance. My previous car was a 1.2L engine with a market value of around 500 and cost me around 25 per month to insure. I have just done a quote for a car with a 1.8L engine with a market value of 800 and the quote worked out around 35 per month. However, my latest quote also includes an extra claim on my insurance for theft of my previous car. I had no, no claims bonus, so I assumed that this would increase my premium, but does that seem correct? Only a 10 rise per month with one extra claim and a 1.8L engine as opposed to a 1.2L?"


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I'm currently in LA, and my family is here too. So, I've been an insured driver since I was 15, for the last 13 years... In August I will begin grad school in Boston, and will be without a car. But, perhaps during winter break, Thanksgivings, summer, I may return to LA to visit family and friends. I can easily borrow one of my parents' cars while I'm visiting, but I don't want to have to maintain car insurance year round for several hundred dollars just to drive a few times a year. Are there any reasonably priced options for someone in my situation? As far as I know, most car insurance terms are 6 months. Thank you!"


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Health insurance benefits and costs between MA and IL?
Hi. One year ago I moved from MA to IL. I was really surprised to find out that MA has not much insurance companies and those have very high premiums and limited choice (HMO AND PPO). Like I am 19 and student. The average cost in MA would be for me min $290 for HMO (and I think required PCP sucks) and min $400 for PPO with deductible $5000 (BCBS)! Wow. Here in Illinois for about $140 I can have PPO with deductible just $250 and copays for doctors and prescriptions (BCBSIL). I have also found New York state has also very generous and expensive health insurance. What it is that these states have very expensive premiums and limited choice in selecting plans (for ex deductibles and copays and RX coverage)? Not everyone for ex needs coverage for prescription and that lowers monthly premium? so why? I guess these are some state legislations, but why not handful for citizens? Can someone answer my questions?


Visa debit card for rental car insurance?
I read that Visa covers the damage/loss insurance of rental car. Is that just for credit card? How about debit card? Thanks!


Looking for cheap full coverage?
Is there any cheap insurance in Michigan


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If yes, then why not required gun insurance? Or required medical insurance?"


Car insurance quote?
i want to go ahead with a car insurance company and i got a yearly quote online with them,as i want to pay direct debit monthly i phoned up to see what the monthly amount was with interest charged. i just want to check that this is accurate. the yearly amount quoted was 353.95 making it 29.50 per month . they charge 8.5% interest on any direct debit or credit card payment adding the 8/5% interest they then caluclated my monthly amount to be 34.81 yet it thought that :- 8.5/100 * 353.95 = 30.09 interest 353.95 + 30.09 = 384.04 total to pay 384.04 / 12 = 32 per month is this right? i know its only 35 per month, obviously im looking for the cheapest deal possible! but i just wondered why it was a different amount? help??? ta x"


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Stacy Peterson: Life Insurance?
This damn case really has me puzzled. Drew, who couldn't care less about his wife has quit his job. Why? To get his 401K so he gets caught? What about life insurance? Surely a cop would have life insurance on himself and his wife. Without a body, he can not get paid. So he probably didn't chop up the body and dispose of it. It is somewhere and he is just waiting for it to be found. I think investigators are smart to look near the guy's house that Drew thought she was having an affair with. But they have been there for days now and no evidence. If I were in charge of this investigation and I did find the body. I would keep it a secret because sooner or later Drew is going to want the body found and he will lead them to it. He said he found her car in a store parking lot. He says he talked to her on the phone at 9 pm and saw her at 10. He says he got a letter from someone who saw her in Peoria, which is not that far from his house."


"Affordable, legit health insurance for a 19 year old girl in nebraska?"
so since i've turned 19, i'm no longer covered by my parent's insurance, and i need my own. I've been looking online but the only things i could really afford are from websites and companies that I've never heard of, so how trustworthy would they be? or is it a better idea just to go with a big company?"


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I am now 18 years old. I need money for a car, college, and life. How can I stop this policy? I don't think I'm dying anytime soon. In fact I was very disappointed when I found out my parents did this. Mom and Dad divorced when I was 2. I believe my dad is the main signer. I thought how could they do this? Shouldn't they get a life insurance policy on themselves in case THEY die? Chances are they're going to die before I am! Whats the deal? How do I access these funds? For all I know it's life insurance / college saving plan. Thank you for helping me out"


How much will my car insurance cost?
I'm planning to get a car this September. - The car will have a maximum of 1.4L engine and will probably be a VW Golf/Polo, Ford Focus or a Vauxhall Corsa. - I will be 20 years old and will have been holding a driving license for 1.5 years. - I am planning to use the car at University (Nottingham) and have off road parking space. I am a medical student. - I have not been insured on any car before, hence don't have any no claims, but parents have loads and I'll be getting them as first driver. So, how much would I be expecting to pay for a year? Please don't suggest comparison sites."


Where can I sign up for health insurance?
I have tried the phone and nothing and online I cant seem to find a website. So does anyone know where I can do it locally. Im located in north hollywood california. Or any help would be great thanks:)


Can a car have two insurance policies?
can a car be insured with two compnies at the same time


Health insurance benefits and costs between MA and IL?
Hi. One year ago I moved from MA to IL. I was really surprised to find out that MA has not much insurance companies and those have very high premiums and limited choice (HMO AND PPO). Like I am 19 and student. The average cost in MA would be for me min $290 for HMO (and I think required PCP sucks) and min $400 for PPO with deductible $5000 (BCBS)! Wow. Here in Illinois for about $140 I can have PPO with deductible just $250 and copays for doctors and prescriptions (BCBSIL). I have also found New York state has also very generous and expensive health insurance. What it is that these states have very expensive premiums and limited choice in selecting plans (for ex deductibles and copays and RX coverage)? Not everyone for ex needs coverage for prescription and that lowers monthly premium? so why? I guess these are some state legislations, but why not handful for citizens? Can someone answer my questions?


How can i get insurance with penalty points?
My friend was caught driving without insurance (please no moral highground) and he has to get insurance before he can pick up his car. He is searching for insurance that will cover him but he cant find any as he now has 6 penalty points. Could you advize on which companies he could contact? He is in the UK.


What are the best health insurance 3 kids and 2 adults?
we need family doc my kids have one but me and husband don't we need good insurance don't want family health plus my husband works his health insurance at his job is 800 a month for our family too much.


Can I give my daughter my car registered in my name and she get car insurance for it?
Can I give my daughter my car registered in my name and she get car insurance for it?


Classic Car Insurance for a 17 year old?
Classic Car Insurance for a 17 year old?


"I've just passed my driving test, anyone know any cheap insurance companies?"
I'm 17 and female, I own an 04 fiat punto. Does anyone know of some good insurance prices? Thanks"


Car insurance.......?
hey guys, i was just wondering how much car insurance would be for me. i am 20 years old and just recently starting driving and when i say recently i mean like today haha!. but anyones i DO know that to get a real SET price i would have to call and get a quote but i was hoping to here from some of yall about how much YOU pay each month, how old you are and what kind of car you drive, just to get an ideal of how much its going to be for me ya know? thanks for the help"


Car accident with no insurance?
I was recently in a car accident with someone. I hit the bumper of her truck.. my question is. I didn't have insurance at this time. I tried to negotiate with her and she agreed that I just pay the deductable. then she said it wasn't enough and she wouldn't provide a signed letter that I gave her the money. In a case like this what should I do? I have not very good income and the damages from what she says we're worth 2500. She has full coverage insurance. Also I got a ticket for failure to control speed. Will she have to be in court that day?


Do you have to get insurance for just a learner's permit in california?
I just turned 15 and a half like 3 days ago and every time I bring up driver's ed or my learner's permit at all to my mom. All she says is No, I can't the insurance! All my friends are getting theirs and i've been waiting since I was like 5 to get my permit then my license (cuz my parents never let me even park the car and if I can drive I can actually go places) So is insurance needed for a permit and how much would it cost for a 15 year old male per month."


Can I borrow a car from someone if I don't have insurance coverage under their policy as a 19 year old?
This is more of a situational question than the main question suggests. So here goes: I live with my mom and am listed as an occasional driver on her car insurance policy. I am 19 years old and have a full G license. I go to my dads house on weekends and some days during the week. During these times, I sometimes use the car to run miscellaneous errands for him or myself. These errands are not at all part of a routine and are truly random events. My dad and his girlfriend have insurance coverage but I'm not listed under their insurance policy as an occasional driver simply because my driving of their car isn't routine and it's not worth the extra expense. So technically, this would be considered as me borrowing their car. Because I don't have my own personal insurance coverage (other than the occasional insurance with my mom), does that make it illegal to drive my dads car or is it perfectly legal for me to borrow his car at random times? This is causing a sort of feud that can occur between divorced parents while putting me in the middle so a solution to this problem, one way or the other, is much appreciated"


Why does Nationwide Home Insurance application ask about felony convictions?
You rude insults were not asked for. I take it you have lived a perfect lawful life for every ounce of your existence. I'm sure you never drank underage, you never speed or didn't put on your seat belt, I'm sure you are so perfect that you can insult everyone else who may have lived outside of a law they didn't create once when they were a teenager! Right. Keep your insults to yourself and answer the question Mr. Perfect. "


Can you help to choose the best car insurance for girls? Please...?
Thank you all of you for your time and kindness in answering my question...


Car insurance in the u.k??
is ridiculous i am a young male who has had his license 4 10 days and havent drove a car due to the fact that robbing insurance companies are trying to charge me over 2000 for third party fire an theft on a car that isnt even 1000cc in fact its 950 cc does any one no of any insurance companies that DO ACTUALLY SAVE U MONEY thank you


Do I Need A Drivers License To Obtain Car Insurance?
Do I Need A Drivers License To Obtain Car Insurance?


Health insurance options for single moms?
My daughter is on my boyfriends health insurance right now, but he is switching jobs and his new job makes him get through 60 days of training before being able to receive health insurance. I am personally covered under my parents insurance, but they will not allow me to insure my daughter with them, so I was wondering if there is any affordable insurance options for my daughter while my boyfriend is unable to insure her. I am currently unemployed (to stay home with our baby) and since we are not married I am considered a single mom"


Why is Obama so unpopular with white people?
Why is Obama so unpopular with white people?


Health insurance benefits and costs between MA and IL?
Hi. One year ago I moved from MA to IL. I was really surprised to find out that MA has not much insurance companies and those have very high premiums and limited choice (HMO AND PPO). Like I am 19 and student. The average cost in MA would be for me min $290 for HMO (and I think required PCP sucks) and min $400 for PPO with deductible $5000 (BCBS)! Wow. Here in Illinois for about $140 I can have PPO with deductible just $250 and copays for doctors and prescriptions (BCBSIL). I have also found New York state has also very generous and expensive health insurance. What it is that these states have very expensive premiums and limited choice in selecting plans (for ex deductibles and copays and RX coverage)? Not everyone for ex needs coverage for prescription and that lowers monthly premium? so why? I guess these are some state legislations, but why not handful for citizens? Can someone answer my questions?