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Insurance pre-existing injury?

I took the ACL surgery, I had the insurance but I paid 100% because it was pre-existing. My question is: if 6 months later , I play soccer, still have that insurance and get my ACL torn again, Will the insurance company consider it as a new injury and pay for the surgery, because it is completely healed after 6mos, OR they won't because the injury is on the same knee and I still have to pay 100% of the surgery. Thank you very much.

   








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Has anyone had the wrong home insurance policy wrote up from allstate?
We purchased a home and had allstate insurance, we recently had a fire and now we are being told that we had the wrong policy and we are in a long drawn out process. We dont know if the policy will be covered or not yet. Allstate is dragging there feet. Even though it is the agents responsibility to take pics and view the home she did not. they told us that the agents are not actual employees of allstate. can anyone give us advice on what to do? We have a single wide trailer with a living room extension and a sunroom extension. The agent was told all the details of the home. She never took pics of the home and never had us sign the policy, however we have been paying them for 5 months now. They have had plenty of time to not insure the house if they wanted. Arson was never a question, it was an electrical fire, my family was in the home the time of the fire."


"I went to the ER on the 1st of Dec, I didnt have insurance, but I enrolled in November it doesnt start until january 1st. will I be covered?"
I went to the ER on the 1st of Dec, I didnt have insurance, but I enrolled in November it doesnt start until january 1st. will I be covered?"


Health Insurance Premiums and taxes...?
Ok. This is the first year that I have had an individual health insurance policy for me and my husband. Previously when I had an employer sponsored plan my premiums were taken directly out of my checks and were not taxed. Now I pay my premiums monthly after taxes (my employer doesn't offer a group medical now). Are there any tax benefits/deductions/help/ etc for my premium? I know if I were self-employed I'd get a tax deduction (but I'm not). My state has a program where they'll help contribute to your health insurance premiums - but only if you have an employer sponsored program. If I didn't work I know that there are government programs to provide health insurance and medical care. So... am I really just screwed"" because I am employed and my employer doesn't offer the coverage? Is this really the only class of ""workers"" that don't get ANY tax breaks for our health insurance premiums?"""


Does Car Insurance Still Go Down On Parent's Insurance?
Basically i am going on my parent's insurance but as a named driver only. I know the risks of it and was wondering what will happen when i turn 25 Will my insurance still go down or will i have to pay a full insurance due to only being a named driver ?


How much is teen car insurance?
how much would it be for teen car insurance? im a 17 y/o female in Long Island, NY good grades and will be taking the defensive course first. thanks"


Can friend get insurance on car in my name?
I gave a friend of mine a car that was my Mother's after she passed away. The title has my name on it however the credit union will not release it because there was still some money owed. Anyway since he drives the car I was told that I had to get insurance on it being in my name and just put him down as a driver. Is this true? Can he get his own insurance on the car? I am worried if he would get in an accident it would raise my premiums.


How much would car insurance cost for a 17 year old from allstate in california?
does it also matter what kind of a car it is? I have a 1999 chevy malibu


Car Insurance for a 16 year old?
I will be driving a 1982 Dodge Ram in the next few months. I will be dropping a V8 440 into the truck. The truck will be painted black. So what will the average monthly insurance bill be on it?


"What is the least expensive car insurance in Thousand Oaks, California?
Thanks!


How much insurance do you save?..?
How much insurance do you save?


What is the yearly insurance rates for a street bike/rice rocket?
What is the yearly insurance rates for a street bike/rice rocket?


Can you sell a car without insurance?
Hi all, Right, i want to sell my car. I have cancelled my car insurance and the car is parked on Private Land (off-road). The car DOES have valid TAX & MOT. If a potential buyer wants to view/test drive my car, will he be allowed to drive the car on the public road? As i have no insurance, would his Fully Comp cover my car to 3rd Party? The buyer will only be driving it for about 10-15 minutes. Thanx in advance!"


How much does earthquake insurance cost in CA?
How much does home earthquake insurance cost in LA county?


How come Obama will now allow the same insurance coverage that he was against before?
SO the plan was sh*tty now its not? lmao typical sheep for Obama follow him off the cliff, just don't take clear thinking people with him"


Who has the best health insurance ?
I'm looking for health insurance that's really good and worth the money?


Insurance pre-existing injury?
I took the ACL surgery, I had the insurance but I paid 100% because it was pre-existing. My question is: if 6 months later , I play soccer, still have that insurance and get my ACL torn again, Will the insurance company consider it as a new injury and pay for the surgery, because it is completely healed after 6mos, OR they won't because the injury is on the same knee and I still have to pay 100% of the surgery. Thank you very much.


My new health insurance helped themselves to two premium payments. What do I do?
My new health insurance helped themselves to two premium payments. What do I do?


"HOW MUCH THE INSURANCE ILL BE FOR 2013, 15.000$CAR?IN CALIFORNIA?"
IM TALKING ABOUT DODGE DART 2013 ,HOW MUCH THE INSURANCE ILL BE FOR 2013, 15.000$CAR?IN CALIFORNIA."


How can I take the insurance of my car off my parents name?
Okay sooo, my dad has never been a good father figure until i turned 16. I'm now 17 and have a car that i bought and i have the title and loan in my name. He is the co-signer. He also pays the insurance. I have a boyfriend and he doesn't like it when i have a boyfriend. He thinks i'm too young for one. My mom and him are divorced and i live with my mom. She doesn't care that i have a boyfriend and lets me go over to his house and go on dates, etc. He doesn't approve. So he threatened to take my car away if i don't be home when he says. My home is my moms house. I have more of a right to listen to her than i do my dad. She thinks so too. He says since he pays the insurance he should be able to take my car away if he wants to. I offered to pay my own but he won't let me because then he won't have anything to hold over my head. How can i get my own insurance and take it off his name without him knowing until its done?"


Car Accident-Health Insurance?
I was in a low-impact car accident and went to the ER the next day to get checked up just incase. I went to my doctor because of back pain and when I mentioned I was in a car accident. They told me I could not go through my health insurance that it has to be through my car insurance. It turns out I have herniated discs and now my doctor has referred me to see an orthopedic surgeon but, I do not feel that the car accident was the cause of the herniated discs. I asked again if I can treatment through my health insurance and I was told by one of the office assistants that it is fraud if I use my health insurance. If I explain to my doctor that I fell down the stairs and insist that I do not want to through through my car insurance because I do not feel the car accident was the cause will he change his mind and refer me to the specialist using my health insurance or should I go through another doctor."


Where can i find cheap full coverage auto insurance?
Where can i find cheap full coverage auto insurance?


Can switching to Geico really save me 15% or more on car insurance?
Can switching to Geico really save me 15% or more on car insurance?


Is there short term car insurance?
I am going on a trip, and i am going to borrow a car from someone, and they don't have insurance on it..I wanted to know if i could get temporary insurance on it.."


How much money will cost to earn prescription for the ambien(zolpidem) if I don't have insurance?
How much money will cost to earn prescription for the ambien(zolpidem) if I don't have insurance?


Is car insurance cheaper in the 78212 zip code than it is in the 92692 zip code?
I am a student and I go to school in Texas but my parents live in California. It is cheaper to register my car in Texas, but I am wondering if the insurance is cheaper there as well."


Is the home insurance industry the biggest scam in the united states?
Upon viewing Spike Lee's documenatry on Hurricane Katrina, I was dismayed on how the insurance industry failed to live to their end of the bargain for the people who lost their homes. As a homeowner I have to question whether to continue to hold insurance based on what I saw."


Do i have to have a motorcycle license to get motocycle insurance?
Do i have to have a motorcycle license to get motocycle insurance?


Does anyone know how much a ticket for no insurance cost in the state of Georgia?
Does anyone know how much a ticket for no insurance cost in the state of Georgia?


How does or can a person who skydives for a living qualify for a life insurance policy/accident insurance?
I was just wondering, because this man on a tv report I saw basically made his living as a skydiving instructor in Florida. It occurred to me while drinking coffee that such a profession must call for a special or very very expensive insurance policy and coverage no? Could someone explain how that would work? Just curious that's all."


How to Get Health Insurance If You're Not Married?
A friend of mine said that he knows a couple of non-married individuals living together and they have health insurance together.


I'm paying $3000 a year for car insurance..HELP?
Okay so I got into some accidents messing around along with some tickets a few years ago and about 2 in a half years ago a DUI. The car insurance should get lowered a little I think by next July 2014 because of good record for almost 3 years knock on wood so my question is should I attempt to find a different insurance by now or what? Or should I just sell car and find a ride with friends to work somehow? This is really taking every penny I have. I pay what I can while my family pays the rest. I've had plans to move to NC in Oct of this year in a apartment with my friend so I'm currently saving up around $3000 for expenses on bills, food, and whatever else which should last me until I find new job out there. Everything with us is getting split 50/50 but with me the car insurance is so high its going to be impossible to do. Help on what to do?? I'm not looking to stay at my parents house for very much longer so saving up isn't a option past oct."


Insurance pre-existing injury?
I took the ACL surgery, I had the insurance but I paid 100% because it was pre-existing. My question is: if 6 months later , I play soccer, still have that insurance and get my ACL torn again, Will the insurance company consider it as a new injury and pay for the surgery, because it is completely healed after 6mos, OR they won't because the injury is on the same knee and I still have to pay 100% of the surgery. Thank you very much.


Questions about Obama's healthcare fine.?
Ok so a heard that if Obama's health care bill passed than there would be a fine placed on people who don't buy insurance. I saw him admitting it on video so please don't try to dispute it. In the video he says that he would never fine people for not being able to afford insurance then goes on to say that insurance would be made affordable for everyone. So I have two quests. 1. When he says that insurance would be made affordable for everyone is he talking about his gov. run option? 2. If so, does that mean that people who can't afford private insurance either have to accept his government run health care plan or pay this fine?"


Cost of pelvic exam without insurance?
Hi, I was wondering if anyone happened to know the approximate cost of a pelvic exam without insurance at clinics such as Planned Parenthood. I'm 17, and although I work two jobs for minimum wage, my funds are pretty low but this exam is pretty necessary. I would really appreciate any input. Thank you!"


Best Health Insurance For Self Employed?
I really need help finding a good health insurance option. I started my own company in 2009 and have kept it active and grew it slowly ever since. I was, until recently, employed at a large bank where I had good health and dental benefits. I recently left the job to take my business full time and scale it up. I am doing that full time now and it's been about a month since I left my job. I elected to keep my dental insurance through COBRA, because it will only cost me about $23/month. However, to keep my health insurance through COBRA would cost me almost $500/month and I felt that was too much. I have read all the paperwork and believe that I can still elect COBRA for my health insurance for about another month. They give you 60 days from your last day. However, I believe there has to be a better/more affordable option. I am 26 years old and healthy, but God forbid anything ever happened, I want to be covered. Also, if my girlfriend ever got pregnant and I had a child, I would want to be able to sleep at night knowing that I have the health insurance for this. What are my options here? Are there good companies out there that are more affordable than the $450+/month I would have to pay if I kept the United Healthcare plan that I had at my previous job? All advice is appreciated. Thanks!"


Can you claim your car insurance if your car needs repairs not caused by an accident?
If you have fully comprehensive insurance can you make a claim even though you have not been in a crash or other accident? The car in question has an MOT however it needs extensive repairs and is not drivable. The repairs are going to cost more than the car is worth and so it really just needs to be scrapped or sold for a ridiculously small sum of money to someone who can fix it up. The problem is that there is still a huge outstanding balance for the loan repayment of the car! Can anyone help please?


What is the specific type of life insurance cover that covers you against getting mugged?
Look, let's be honest here folks. These days, I feel the biggest risk of all is just going out into public and getting rubbish from thugs. Thugs are almost everywhere. I guess it's the life insurance that covers injuries. Thanks."


Car Insurance in England question?
If I am insured but I drive another car (included on policy) but that car is not insured by owner will ANPR pick up car has no insurance and do I commit offense? And if I am not insured but drive a car that is insured by owner does it come up on ANPR as being insured and therefore I wont get caught? Is the driver insured or the car???


Can I get auto insurance?
I am able to use several different cars of extended family and friends. I want to be covered if anything happens to any of them. Is there a way for me to be covered without being on multiple policies. Is that even legal?


Will car insurance cover modifications?
I have full coverage on my 2005 acura, the car has a custom molded body kit, aftermarket rims, nice paint job, and a turbo, if the car was totalled would the aftermarket modifications be covered? my insurance company is progressive btw. and they never asked if it had any modifications."


Should I get private term life insurance?
I'm 39 and have life insurance through my employer. I could probably obtain private life insurance for the same rate. Is it wise to get non-employer term life insurance now (before I'm 40)? I may not stick with my current employer for another ten or twenty years, but I'll probably be here for a few years. Is there any downside to waiting to obtain term life insurance elsewhere?"


Homeowners insurance vs. auto insurance for theft?
On Halloween my stroller and purse was stolen from my yard. The car key is going to be $350 to replace alone stroller $550 re-keying home locks $120 towing car to dealer for re-keying $100+/- two cell phones $400(homeowners will not cover) I filed a police report already and am wondering if my auto will cover the auto issues since it was not stolen from my car. I am afraid to ask them because if the crooks come back and steal my car... since they have the key, maybe the insurance co. would not cover the replacement of the car since I am not able to spend $2000 to replace all of the locks on the car HELP!!!"


CAR INSURANCE FOR A 16 YEAR OLD?
would it be more expensive for car insurance for a brand new car or a used car. (my mom has geico so thats who i would have)


How much damage will the other drivers insurance have to pay?
Jim C, my son was not at fault here. I know what you're saying as far as hitting someone in the rear-end is almost always the fault of the driver that struck another vehicle's rear-end. They will ticket the rear vehicle for following to close. The vehicle he struck pulled out in front of him and he had no chance to avoid the collision. As I stated earlier, the other driver was cited for failure to yield. My son was not cited for anything."


Is there a way to get car insurance quotes anonymously?
I'm currently shopping for a car, and I've whittle my choices down substantially. One of the factors that can make a difference is discovering the cost of insurance. Unfortunately, everytime I try to get quotes on the models online, every single insurance company wants my personal information. I don't want them to be calling me, flooding my inbox or mailbox with advertisements, or otherwise harassing me. All I want is a comparison between some cars. I would be willing to tell them non-personal info, such as the fact that it'll be one car and that my driving record is spotless; I'd be willing to prove the latter via an MVR after I select my insurer. If there are any ideas on how I can get this information without revealing who I am, I'm just not seeing it. Any help is appreciated!"


If a cashier's check is cashed by auto insurance company does this imply auto coverage?
My niece is really heart-sick. She is only 20 and just financed her first car. About a week ago someone hit her beautiful car and drove off. It was a hit and run. She has insurance, but deliquent in payment. She sent them a cashier's check to cover her insurance in full. She sent a cashier's check to the insurance. The company hadn't sent a late notice. Upon the evening of the accident-- the check was in the mail. The insurance company, in the meantime, took photos of her car. And upon receipt of the cashier's check it was immediately negotiated by her insurance company. But, they refuse to pay for the damage done to her vehicle. In a like manner, are they not accepting responsibility for repairs in that they cashed her check? She is a very sad young girl. Is there anything we can do?"


Do i have to re-register my car if I move to a new state?
I currently live in CA but I will move to MA in a few weeks. I just bought a car here and paid the taxes and registration fee. Do I have to pay for the taxes and the registration fee again? And how about the plates and tabs? I totally have no idea. Somebody help me please!


Insurance pre-existing injury?
I took the ACL surgery, I had the insurance but I paid 100% because it was pre-existing. My question is: if 6 months later , I play soccer, still have that insurance and get my ACL torn again, Will the insurance company consider it as a new injury and pay for the surgery, because it is completely healed after 6mos, OR they won't because the injury is on the same knee and I still have to pay 100% of the surgery. Thank you very much.