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My car insurance renewal is due 1 month before my licence is a year old. How to overcome this?

Here is the problem. I got my car 1 month before I passed my test. I insured it legally on my provisional licence and passed my test 1 month later. This leaves the problem that when I get my first year no claims bonus, I will have had my licence for only 11 months. When doing new car insurance quotes, the difference between having my licence 11 months and having it 1 year is up to 300. So what are the options? I could put my car in a garage uninsured for 1 month until my licence is over a year old then get a new insurance quote, having had my licence for a year and 1 years no claims. What to do?? Another option would be to continue with my current insurer and then cancel after 1 month and take out a new policy. Is that possible?

   








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My car insurance renewal is due 1 month before my licence is a year old. How to overcome this?
Here is the problem. I got my car 1 month before I passed my test. I insured it legally on my provisional licence and passed my test 1 month later. This leaves the problem that when I get my first year no claims bonus, I will have had my licence for only 11 months. When doing new car insurance quotes, the difference between having my licence 11 months and having it 1 year is up to 300. So what are the options? I could put my car in a garage uninsured for 1 month until my licence is over a year old then get a new insurance quote, having had my licence for a year and 1 years no claims. What to do?? Another option would be to continue with my current insurer and then cancel after 1 month and take out a new policy. Is that possible?


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My car insurance renewal is due 1 month before my licence is a year old. How to overcome this?
Here is the problem. I got my car 1 month before I passed my test. I insured it legally on my provisional licence and passed my test 1 month later. This leaves the problem that when I get my first year no claims bonus, I will have had my licence for only 11 months. When doing new car insurance quotes, the difference between having my licence 11 months and having it 1 year is up to 300. So what are the options? I could put my car in a garage uninsured for 1 month until my licence is over a year old then get a new insurance quote, having had my licence for a year and 1 years no claims. What to do?? Another option would be to continue with my current insurer and then cancel after 1 month and take out a new policy. Is that possible?


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I need to make a change regarding my car insurance but I am not sure what is considered being dishonest. I got the policy through an insurance agent and i think the below factors are what is causing it to be a little high. 1. I live in my mom's house at the moment but I pay rent to her. On time/every month, it's non negotiable. Am I ok to say that I rent? 2. I have had my car for two and a half months and have never driven to work. It just seems like a huge hassle to wait in traffic and pay high parking rates. However the agent put it down that I drive to work and for pleasure. If I choose pleasure only"" would that lock me into really never ever being able to drive to work? I did an online quote with the same company that I have now (Progressive) and put in rent and drive for pleasure only;it came out $40 cheaper. I'm just not sure if I'm being dishonest. Thank you!"""


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My car insurance renewal is due 1 month before my licence is a year old. How to overcome this?
Here is the problem. I got my car 1 month before I passed my test. I insured it legally on my provisional licence and passed my test 1 month later. This leaves the problem that when I get my first year no claims bonus, I will have had my licence for only 11 months. When doing new car insurance quotes, the difference between having my licence 11 months and having it 1 year is up to 300. So what are the options? I could put my car in a garage uninsured for 1 month until my licence is over a year old then get a new insurance quote, having had my licence for a year and 1 years no claims. What to do?? Another option would be to continue with my current insurer and then cancel after 1 month and take out a new policy. Is that possible?