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Which Is Better Term Life or Whole Life?

Im under the impression that if you get Term Life, and lets say you die at 12:01 a.m., the day that you need to renew your policy, then your screwed because the term of the policy is already over. You see what Im saying? Now with Whole Life, it seems like the best way to go because you can die at anytime and you'll be covered. Please offer your imput, thanks.

   








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Is insurance higher for a Grand Prix gt coupe?
In a couple of days I am going to be getting my license and on craigslist their is a Grand Prix gt coupe but my mom doesn't really want me to get it because she says the insurance is going to be high because it is considered a sports car is that true?


Car insurance for temporary work in California?
I have a 4 months of temporary work in California and I am thinking of taking my car. My current car insurance will not cover driving for work purposes in California. What is the easiest way to get car insurance for 4 months for California?


Can I insure my boyfriends car in my name and him as a named driver?
We are trying to get the cost of his car insurance down and realised if we insure it in my name and add him as a named driver it is much cheaper. Is this allowed even though I have my own car? currently live seperately but due to move in together in 3 weeks.


Cryogenics and life insurance?
If sometime in the future they find a way to reanimate the people who get there bodies frozen would they have to pay back their life insurance? Just a thought.


How do you appeal an appraisers estimate for car repair?
They want to recondition the bumper. at this point I don't care if it's an after market or an original toyota part. I just don't want a reconditioned one. I am having such a hard time reaching the claims department. Everyone seems to be away from there desk all day.


Does comprehensive insurance cover damage to my car if i wasnt driving the car?
My friend(who is not listed as a driver under my insurance) was driving my car when the passenger front tire fell off.There was damage to the right front of the car.Will my comprehensive insurance cover my claim.


First time car insurance?
I passed my driving test on the 6th of December 2011 and got a car yesterday. It is a 1.0 litre peugeot 107 56 plate and I'm 22. Wondering where the cheapest place to go for car insurance would be or the cheapest way to do it? I've heard some people go on their Mum's, but you shouldn't do that as it's illegal to say they are the main driver when you are (not sure how this would be proved). I've looked on price comparison sites but they are all still so expensive and I still feel I can get a better quote. The best one has been from an independent insurer called Ingenie at 1300, so I know I can get cheaper on sites that aren't on price comparison ones, if that makes sense! The thing is there's so many was just wondering if anyone knew the cheapest?? Getting bored of typing my details in over and over :) Thankyou x"


If I don't own a home should I buy the cheapest insurance coverage?
I'm a student living at home, with no property of my own. Which insurance coverage would suit me best, the lowest 25,000/50,000 or a higher amount?"


What are some good affordable health insurance options?
In another 4 weeks I'll be losing my current health insurance so I need to find a new one. I don't have a lot of money at the end of the month to devote to insurance but I believe I have enough, I can probably do like 100-150 a month. My biggest concern is if something happens to me and I am hospitalized. I would hate to get that bill."


I have full coverage insurance n my car was stolen n impounded should yhe insurance pay inpound fees?
I have full coverage insurance n my car was stolen n impounded should yhe insurance pay inpound fees?


Any good web hosts for my new business website?
Any good web hosts for my new business website?


"Do you have to have insurance if you don't have a car, just a license?
my parents have USAA auto insurance and i was wondering if i could get my license and be able to drive their cars with me paying for insurance. if i have to pay insurance whats the rate i would have to pay?


How much does a moped cost?
How much does a moped cost?


I need to buy a new car does anyone know what car has the lowest insurance group?
i would like something 5 door, but really cheap to insure as i have points any help would be appreciated,thanks!"


What would be insurance on this car?
I want to get this car http://autos.yahoo.com/used-cars/porsche-boxster-cars9383421;_ylt=AuxeS5bbXvapuk4oZXlD95JbVI54;_ylv=3?sortcol=absoluterank&sortdir=down&listingtype=used&model=&make=porsche&distance=any The price is great, but how mh would te insurance be? For a 16 year old"


Which Is Better Term Life or Whole Life?
Im under the impression that if you get Term Life, and lets say you die at 12:01 a.m., the day that you need to renew your policy, then your screwed because the term of the policy is already over. You see what Im saying? Now with Whole Life, it seems like the best way to go because you can die at anytime and you'll be covered. Please offer your imput, thanks.


Is the Harley davidson iron 883 a good first bike?
I want to get a Harley davidson iron 883 For my first bike is it a good starter bike I know it's alittle powerfull but does that mean insurance will cost alot?


Can you get your drivers license without first getting a permit?
My friends says that if you're 16 and up you can go take the permit test then pay 200 something dollars to take the drivers test afterwards. So you can skip the 6 months of having a permit and get your license right away instead. Is this true? I live in Arizona


Needing to go to the doctor/hospital without insurance?
My brother has been have chest pain for a week he say's it's just gas that always does this but when it comes on it always make his let arm hurt I'm hoping it's not a heart attack.My question is should he go to the hospital since he doesn't have any insurance or should he get checked out?


What insurance would a riding instructor need?
Would a Freelance instructor need any other insurance other than Public Liability? Also, if you were teaching at a sort of pony club camp, what sort of insurance could the riders take out? Thanks"


How will this affect my CAR INSURANCE?
Hi, I recently drove my dad's 2005 Infiniti G35 into a ditch. It was a rainy day and I lost control. There was no apparnt cosmetic damage but around 3500 dollars damage from hitting one of the wheels on a hard object as well as a torn gas tank underneath. There were no other vehicles involved. Im 18 and have no previous records or offences. Im going back to University residence soon so I'll be taken off the insurance. I was wondering if my parent's insurance rate would increase even though im not listed?"


What would be the average cost of a Golden Retriever a year?
I want to know the average cost of a golden retriever a year, not including if the dog gets sick and not including 1 times shots and neutering/spraying. I plan on feeding my dog food that is 150lbs for $120."


"Penalties for driving with suspended license, expired tags and insurance?"
hello, i got pulled over and my license was suspended, as well as expired insurance and tags. does anybody know how much will the fines be and the penalties? they let me parked my car and took me to the precinct for about 2 hours and let me go. gave me a letter saying i have to appear in court in two months. if i get my license un-suspended, car registered, and insurance ASAP will the judge take that into consideration? also if i take defensive driving courses will that help? whats the best bet for me to help me in this situation? also im located in NYC, in school and im 23. thanks for the answers."


Commercial Insurance Cold Calling?
long story short.. i need help. I'm a new commercial producer, I dont like cold calling but I'm not afraid of it either. I've bought a handful of books and have searched online. I'm doing something wrong. My boss and everyone else in the office, well the only advice they'll give is law of large numbers."" I know there is a better way but havent found it yet. Does anyone have any advice"


Buying health insurance in 2015 during open enrollment period vs when i turn 26.?
I was wondering if i had to buy health insurance in 2015 during the open enrollment period or if I could buy it later in the year as I don t turn 26 till August 21 and i am currently covered under my mom? Not sure if i will be covered for the last 4 months of the year since you can only stay on your parent s plan till you are 26 or if i will fined for not having it.


I have a 1987 Honda Elite. How many cc does it have? What is a cheap insurance co. to go thru.?
I have a 1987 Honda Elite. How many cc does it have? What is a cheap insurance co. to go thru.?


Whats the avarage cost of auto insurance for an 18 year old?
ok whats the avarage cost of auto insurance for an 18 year old let just say a 2001 2001 prsche boxster im unemployed at the molment but not for long i mean i want somthing decent peace of mind in case i get somthing happens so tell me what u think personel experiance would be nice o and im in houston tx btw


"Just bought a car and now I don't want it...,?"
I bought a car a month ago, and 10 days ago it was stolen. They found my car and towed it! With all the fees it's going to cost me $600 plus I have a normal car payment it all equals $1500! I can't Afford to pay to get it out and pay the payment, I would rather let it go back! What do I do? Will my insurance help even though there was no physical damage? Will I still be responsible for paying fully for this car after it goes back? Will this drop my credit score by much? If it goes against my credit how can I fix it?"


Where can i find cheap auto insurance?
i checked out gieco and i can get it for $87.47 a month! wow! i can settle for that :) thank you!


HELP... Full coverage with my car insurance?
HELP PLZ, i bought this car with a CLEAN TITLE, my car was vandalized, my insurance let me know that my car had a salvage title in another state! they don't want to give me the full value of the car, the person that sold it to me, never said nothing, if a have a clean title under my name isn't that enough for the them to give me the full amount of the car value?"


Auto Insurance In California : how far goes the liability?
I am french and don't know anything about auto insurance in the US. I just received my driver license 2 months ago and a very old bettle (1973, value < 1500$) as first car. I never drive before (even in France), I have a clean record. How work the liability here? Let's say it's not my fault but I crash in a schoolbus and 3 childrens will need medical treatment for the rest of their life because of me. Who will pay for it? And what if it's my fault? [ In France, we have something called civil responsability"" that will pay for that. It's automatically included in every car insurance. ] I am also browsing the net for cheap but good insurance. I want it cheap because the car is worth nothing. But I want it good because i am a young (no experience) driver. Any tips and links to some websites are welcome. Thank you very much."""


Which Is Better Term Life or Whole Life?
Im under the impression that if you get Term Life, and lets say you die at 12:01 a.m., the day that you need to renew your policy, then your screwed because the term of the policy is already over. You see what Im saying? Now with Whole Life, it seems like the best way to go because you can die at anytime and you'll be covered. Please offer your imput, thanks.


When you take your drivers test do you need to bring your original insurance card or is a copy fine?
Taking my drivers test tomorrow and not sure where my insurance card is but I do have a copy. will that work?


What will happen to my insurance?
My brother was in a car accident in my car - he's not on the insurance. My car was pretty damaged, the other car only scratched and drove away. He gave my auto insurance info to the other driver but there was no police report. Can the other driver make a claim without a police report? I only have liability, can I make a claim against their insurance? I live in NY State. How does this work?"


Can an insurance company search your credit report without permission?
Katherine W - Thank you, I will see what the UK equivalent of state attorney general is. Ed Fox - I've got all sorts of insurance with various companies, the only time my credit report was checked is when I actually agreed to apply for credit with them and my permission was always sought, written or verbal - Never for a quotation! I don't know where you're from but maybe things are different. Answering my question with another question does not help me!"


What insurance is available for those who are between ages 18-24 and can't qualify for Medicaid?
For the record, I am low-income in the state of California. Need some help pretty soon.."


Is group 15 car insurance high?
Is group 15 car insurance high?


I am low income. Do I have to get health insurance?
I am a poor 30 year old guy going to school full time. I do not have health insurance. I live in Virginia. I make under $9,000 a year and Virginia does not expand Medicaid. What do I do? I am too poor to get health insurance at full price! :("


Car insurance for newly qualified drivers!!?
So guys, I've newly qualified and I've been searching for car insurance but all I get is offers from 2500! I want to buy a Mini Cooper 3 door 1.4lt costing around 1500-2000 but I can't help but think with my parent added on my policy, that a quote of 2500 is huge!!! Can I have some helps and recommended companies, I think that quote is too much! Thanks."


How did mandatory car insurance effect prices upon gov requirements to have insurance to drive?
how did this government policy effect costs?


Insurance Question ??
well im 16 and im most likey getting a car this weekend (the one i want is a 1997 mitsubishi eclips spider convertible) i was just wondering how much insurance will be ?? thanks i realy need to know .


How will this 15-20 mph speeding ticket affect my insurance?
I just turned 18 and I am a senior in high school. I live in a small area that is just between two towns. This area is known for its police; they have a tendency to give speeding tickets out like crazy. They hide in places so that they can catch people speeding; the area is generally a 30mph zone. I had a good morning and got a little foot-happy...I sped right up to a cop that hides next to my neighborhood. Needless to say, I was going 50 mph in a 30 mph zone. Without a seat belt. I was extremely honest, so I got a speeding ticket but the seat belt issue was simply a warning. This is my first ticket ever; the only other time I had been pulled over was because I forgot to turn on my headlights...I was 16 at the time. I have State Farm Insurance and have an extremely decent rate for my age. I have no issues paying the speeding ticket because I did speed...I just don't want my insurance to be crushed. I went through driver's education, State Farm's Steer Clear Program, and I have maintained my grades to ensure that I get a decent rate. What will this ticket do to my rate? And what is the best I can make out of this situation?"


Looking for car insurance?
Im 18 and Ive only been driving for a year. No accidents or mishaps and Im looking to buy a car. However, I have to pay for my own insurance and was wondering around how much that would cost a month? And is it possible for me to be under my parents insurance (I still live at home) but with my own car? Would that be cheaper? p.s. I live in California"


How can i Cancel my Blue cross blue shield insurance?
I just got it and i didn't know they would be taking $200 of my paycheck to me that's just too much and i found another insurance that's $30 dollars a month so i tried calling them but they didn't answer how can i close my Health Insurance plan??


Should i gain my CBT license to lower insurance on a 125cc scooter?
I currently have a full driving license and interested in buying a scooter. To lower insurance even further should I gain my CBT license or any other awareness courses?


What are Georgia's teenage pregnancy laws?
Thanks for all advice, even though Ramon C. was very inconsiderate about it, i know what i did, i know how i could have prevented it, i am educated but things happen that's not my nor the fathers fault. I do NOT believe in abortion. Thank you all again this helps so much and is greatly appreciated! *Another question, does anyone have advice on telling parents?*"


"I have 2 insurances, how does it work ?"
I carry my own insurance throw my job. My dad recently picked me back up under his because I am under 26 and his is better. I already dropped mine but it doesnt take effect till January so for now I hold two insurances. I know how it works when I go to the doctors. When I get a prescription filled is it only submitted under my insurance or does it get submitted under mine then the short fall is submitted to my dads. Please help, I have some things I need filled !"


Which Is Better Term Life or Whole Life?
Im under the impression that if you get Term Life, and lets say you die at 12:01 a.m., the day that you need to renew your policy, then your screwed because the term of the policy is already over. You see what Im saying? Now with Whole Life, it seems like the best way to go because you can die at anytime and you'll be covered. Please offer your imput, thanks.