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Would homeowners insurance cover my leaky roof in this situation?

Obviously the best answer would be to ask my insurance company, but in anyone's opinion, do you think homeowners insurance would cover this situation... My house was built in 2007 and when we moved in the inspector stated that this certain area of my roof may be prone to leaks due to the design in that specific area. About 3 times within the first 2 years of moving in did the roof actually leak with visible damage to the sheetrock and puddles on the floor. I have spackled and repainted over the minor damage with intent to get it permanently fixed, later on, but that was about 4 years ago and I have not had a single drop inside the house since (I know, strange but true), even with many heavy rainfalls and snow storms since. I have recently noticed in the last few months though that the spackling tape loosening" from the ceiling and mold/mildew spots appeared close to the same area. Bear in mind that this area is not where the original damage was described earlier

   








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What is the cheapest car insurance price in Texas?
I know it'll depend on the quote on for me and stuff but as far as a GENERAL average price or hell maybe even exact price what is the cheapest ABSOLUTE minimum price in Texas?


Health Insurance and Hospital?
I'm not quite sure how to say this w/o getting too deep into it,but there seems to be a Communication problem between Mount Sinai Hospital in Miami Beach and my Insurance company united american. They(the hospital) tell me they never get paid by my insurance Company and i have been back and forth between the two of them. Once Mount Sinai's business office sent me a correspondence saying my insurance company told them that i should pay the bill. I think the hospital is lying...anyone have any problems with this hospital when it comes to business etiquette and what came of it..what did you do about it. They don't have their heads screwed on right"


Phoenix Auto Insurance?
Where can I get auto insurance in Phoenix? What do you recommend? I bought a car recently and I'd like to find a cheap way to insure it.


What do I tell the insurance company when renewing my car insurance after I did get a ticket but did traffic school?
My Question is: What do I tell the insurance company when renewing my car insurance after I did get a ticket but did traffic school? Perhaps an insurance agent could help with this one... On the renewal questionnaire, one of the questions asks, Have you... been convicted of a traffic violation in the past twelve months?"" it asks for the violation date and violation description. I did get a ticket for not coming to a complete stop before turning right at a red light (one of the cameras got me). I did not contest the ticket and did traffic school to avoid the points and increased insurance. So"


What is good insurance for teens?
Can I have some good companies? I want the basic insurance package. im 17, male, senior in HS thank you"


What if I choose not to have insurance on my car? whats the big risk im taking? Do i even need it?
I am 19 years old, I have been legally driving since I was 17, but have actually been driving since I was 15 (Yeah crazy huh?) (My dad was my teacher) Thankfully, I have never been in a car accident. I am a very careful driver. Point is: I want to buy a used car, and I don't feel like having car insurance is even necessary. I'm not made out of money and I really NEED to save the extra cash. Also if you have ever gotten a ticket for not having car insurance , how much was it?"


"IM 17 , WHERE CAN I GET CHEAP CAR INSURANCE ON MY FIRST CAR?"
I DONT WANT TO PAY 8000 I WANT CHEAP,, HELP :)"


Why is Geico Home Owner's Insurance So Much More Expensive Than other Companies?
I have had my home owner's insurance through Liberty Mutual and I pay $865.00 per year for about 110,000 in dwelling coverage plus other coverages as well. However, I just decided as I wasn't doing anything today to check on the competition and I called up Geico. Get this.. Here it is... Geico, for the EXACT SAME COVERAGE I am paying Liberty Mutual $865.00 per year gave me a quote for $4,200.00 per year. WITH ALL COVERAGES BEING EQUAL. I was shocked... The lady told me because I had one claim for roof damage which cost $4,000.00 that justified the increase in coverage. Plus Geico had a higher deductible of $1,500.00. First I don't know anyone paying $4,000.00 for a one year home owner's policy for $110,000.00 in coverage. But does anyone know why Geico is so ridiculously expensive?"


Why is good dental insurance so hard to find?
Why is good dental insurance so hard to find?


How long should I get life insurance for? 10 points :)?
I'm 25, no children, no mortgage and price of the monthly premium is not really a problem. I just worry if anything was to happen my husband would be left struggling for things such as the funeral and rent etc. TO be honest, can't see us getting a mortgage in the near future (living in uk, economy crap) so I'm never gonna be able to afford it. Was gonna get one for 25 years until I'm 50 then just get another policy for that age onwards, is that the right decision?? Thanks in advance"


Blue cross vs. Assurant Health Insurance - I'm self employed and want to get pregnant in few months.?
Blue cross has 12 months waiting period and Assurant has 3 months waiting period. I'm reaching an age that I can't wait too long. I prefer to go with Blue Cross b/c they are a reputable company but I don't want to wait 1 year. Any ideas? Is Assurant Health Insurance reliable ?


"How can someone explain that because of the Affordable Care Act"""
companies plan to stop offering insurance?"""


Looking for insurance to cover me?
lost my license and to get them back you have to have car that is insured,dont have car so the DMV said that i could insure myself."


Health insurance for child?
i'm looking for a low cost insurance plan for 1 child. not medicaid or anything like that, but the one's i've found are about 200-250/month. location is north carolina."


Are insurance rates different for a lifted Toyota Tacoma rather than a normal one?
How much will it go up....if you know? I don't plan on going off roading too much, just if i need to get to the horses in the back field when its muddy and stuff, maybe a lil mudding with friends"


Would homeowners insurance cover my leaky roof in this situation?
Obviously the best answer would be to ask my insurance company, but in anyone's opinion, do you think homeowners insurance would cover this situation... My house was built in 2007 and when we moved in the inspector stated that this certain area of my roof may be prone to leaks due to the design in that specific area. About 3 times within the first 2 years of moving in did the roof actually leak with visible damage to the sheetrock and puddles on the floor. I have spackled and repainted over the minor damage with intent to get it permanently fixed, later on, but that was about 4 years ago and I have not had a single drop inside the house since (I know, strange but true), even with many heavy rainfalls and snow storms since. I have recently noticed in the last few months though that the spackling tape loosening" from the ceiling and mold/mildew spots appeared close to the same area. Bear in mind that this area is not where the original damage was described earlier


How do you get car insurance with out having a car?
Im getting ready to purchase a car and I haven't had insurance for many years, I'm going to a buy here pay here. But want to be able to drive off the lot."


"Car accident: Person at fault has no car insurance, what can I do?"
Hello! Recently, I was involved in a car accident where the other driver was at fault (carelessly ran a red light) and didn't have insurance; my question is what do I do now. My car got totaled, but my insurance is going to pay me the whole value it's worth, but minus a deductible. Also, my sister and I are going to a back doctor because of some minor pains we started getting... People are telling me that I should do a small claims"" against the guy"


Does any one knows if a time requirement exist that you have to notify your car insurance co. if you're hit?
My car was hit in a parking lot. the other driver told me to get an estimate for the damages and he will write a check. if the cost is too high, his insurance co will pay. do I have to tell mey insureance co. about this? is there a minimum time that I have to tell my insureance co? thank you."


Life Insurance Concern?
My husband and I bought life insurance approximately 1 1/2 years ago. My husband had a heart attack last Saturday and passed away. I was talking to a friend of mine today and she said that the insuranace company did not have to pay me the beneift because it was less than two years old -- has anyone ever heard of this or had it happen to them. I live in Texas. Thank you


Can you claim back unused car insurance?
it's not a case of me not understanding how insurance works, it's a case of me understanding how they get away with it. It shouldn't be a bet"" it's something we all have to legally do"


How do you get self insurance?
I don't own a car and have to get insured as a driver in the state of Kansas. How do I get insurance without owning a vehicle?


Sever cramping in lower back and hips?
For a week now I've been so uncomfortable and in so much pain all I do is cry my back and hips feel like they are in vice grips all I did this weekend was lay on the couch n cry my boyfriend asked if I wanted to go to the hospital n I said yes but I don't have any insurance or medical coverage I'm on birthcontroll n I heard its supposed to help with cramps n things like that n it has in the past but not for the last 4 months and the pain isn't just around my period any more its when ever it wants to show up I've been non stop in pain for 3 days n on n off pain for over a week idk what to do I'm hurting so bad but can't see a doctor I've takin neck n back pian relievers but I still feel everything


College student and no health insurance?
For all of my high school years, I was on state heath insurance. I am turning 19 at the end of this month and will begin college classes this summer, but I am really worried about not having health insurance (my services end when I turn 19.) I have bulimia and I go to therapy once a week and see a physician once a month, so it is pretty imperative that I have health insurance. I am just wondering if I will just have to be without health insurance until I'm an adult and can afford it? Or is there something out there for college students? Thanks"


Do I need to get new car registration and insurance if I just had a title transfer?
I live in Minnesota. My dad was the previous car owner. He gave me the car as a gift. Do I need to get my own new insurance and get a new registration?


Are red cars more expensive to insure and why?
Are red cars more expensive to insure and why?


Auto Insurance for a non-owner in Michigan?
Sorry, guess I was not clear. My son is over 30 years old and lives in Michigan. Just need to know if he must have his own insurance to drive my car since my car is registered and insured in Ohio. He only drives it occasionally. Can he get a non-owner's policy in Michigan to cover him for whatever vehicle he may happen to drive. Usually he does not drive since he lives very close to work and lives in town. He just walks or rides with friends/family. He does have a clear driver's license with no violations and no other violations or hindrances of any kind. He does not own a vehicle. I just want to be sure he is covered if he drives my car or someone elses. Can you offer advice? Appreciate your help."


Homeowner's and Auto Insurance?
We've been with Allstate for home and auto insurance for over 30 years, and they have recently starting screwing with us about renewing out Homeowner's insurance. We're pretty sure they are nitpicking about things because they are not writing new policies for Californians, but are keeping existing customers for now. Anyway, I went to the Auto Club this morning and got quotes from them for Home and Auto Insurance and their prices are much better than Allstate's. What I want to know is anyone's experience with AAA insurance. Are they a good company to insure with, any problems, etc? Thank you for any information you can provide."


Health Insurance?
Will my health insurance cover going to a psychiatrist regarding anxiety issues?


How much money do health insurance companies make?
They collect billions in premiums. I hear that they only make a few percent. Doesn't that add up to billions of dollars? And isn't excessive executive pay listed as an expense? So that if you include huge salaries and profits TOGETHER aren't these profits out of control. Why doesn't the govt create a system like Medicare to provide an option for all Americans?


Life Insurance for Senior?
Hi, One of my friends' mother is low/no income senior. She lives in the senior department alone, gets MediCal (MediCard?) benefits and gets money from the government for living expense. My friend try to buy the life insurance for her mother. So, she will get money after her mother pass away. As we know, the life insurance is very expensive for the senior. Is this legal? My friend has money to pay insurance company but no money to support her mother. I think she is using the tax payers' money! I like to know what is your opinion in this case. Thanks!"


Would homeowners insurance cover my leaky roof in this situation?
Obviously the best answer would be to ask my insurance company, but in anyone's opinion, do you think homeowners insurance would cover this situation... My house was built in 2007 and when we moved in the inspector stated that this certain area of my roof may be prone to leaks due to the design in that specific area. About 3 times within the first 2 years of moving in did the roof actually leak with visible damage to the sheetrock and puddles on the floor. I have spackled and repainted over the minor damage with intent to get it permanently fixed, later on, but that was about 4 years ago and I have not had a single drop inside the house since (I know, strange but true), even with many heavy rainfalls and snow storms since. I have recently noticed in the last few months though that the spackling tape loosening" from the ceiling and mold/mildew spots appeared close to the same area. Bear in mind that this area is not where the original damage was described earlier


Can someone tell me what is the difference between whole?
life insurance and term life and which is best to get?


Can I apply medical insurance if I just got to US?
I have a friend who just came to US with his family. They just been in California for a month. Can they apply for medical insurance? What option do they have to get medical insurance? Thank you for your help.


I need an insurance quote!?
about how much would my insurance be for a 2005, 2 wheel drive, toyota tacoma, in are code 91773, southern california???"


Can i cancel my car insurance due to changes made in their policy that has skyrocketed my insurance rate?
Just got a package from my insurance company of my new payment schedule for the next 12 mths. Somebody please tell me why i went from paying $249 to $360 a month for car insurance? Sounds absurd ! There is no way in hell im paying for that . . . my questions is, if this is in fact true, can i drop my insurance company at any point in time because the price went up WAY TOO HIGH (i will no longer be able to afford) ? PLEASE HELP!!!!"


Need help! ASAP! What will the insurance company say?
He is fine with paying for car #3 because that is the car he did hit....he just doesn't want to get stuck paying for everyone elses....they did hit before we did so i believe he should not be at fault. we already did turn it into insurance. They said not to touch that ladys car because if something else is broken. Then its his fault. But again if the lady does call and let us, then does sign a paper he may. I understand his car is SOL, We will just have to pay for that."


Is lawsuit protection a reason to get whole life insurance?
Whole life insurance seems like a total ripoff. It's a terrible investment, comes with tons of fees, and it's not really that great of a tax deferred investment. However, I'm in a high risk profession from a liability standpoint and I hear that in Texas whole life cash value is protected from lawsuits. Is this a good enough reason to invest in whole life?"


What dog breeds raise your home owners insurance?
Would a German Shepherd?


How can i get car insurance restore?
This what happen i went away from vac and i left my family member money to pay for my car insurance and they didnt do that. Is there a way for me to get my car insurance restore back on. Dont care if i have play plenty or anything but just want back on.


Can i get braces free from insurance?
I reallllly need braces and I've been looking for any dentists in chicago that accept insurance in chicago. I live around cook county and anywhere around irving park or places near there would be fine but i really want to get braces that my insurance will cover. I am 13 years old.......thx!


Will I lose my life insurance with AIG?
I have a life insurance policy with AIG. With the recent news about the AIG financial troubles, what happens if this company folds or goes bankrupt? Will I lose my life insurance policy with them? "


Do I have to purchase supplementary car insurance for a rental car?
I have sold my car and my old insurance has expired and I dont have a credit card, so I have only a debit card. I need to rent a car for one day to use it in town, we have enterprise car rental, all their insurance are optional , my question do I need to buy the supplementary liability insurance since I dont have any kind of insurance? Is it required by law to do so? Is the insurance company have to provide the basic liability, and then they offer supplementary?"


What is the best medical insurance company in illinois?
What is the best medical insurance company in illinois?


How can I buy good insurance for myself that isn't too expensive that will cover doctor visits and..?
I'm turning 25 in December and my BCBS PPO will be running out. The only reason I am covered is because I'm a full time student. I looked into the insurance my school has and it sucks. My work has decent insurance but I'm part time - just under where they have to give me insurance. I have ADD and Anxiety/Mild Seasonal Depression so I'm looking for insurance that will cover those visits, the prescriptions and also catastrophic in case something horrible happened. What's available and what does it cost? What's the process to get it?"


What insurance co. gives you a good drivers check twice a year for not having a accident?
its either All-state or State farm insurance..its a blackman who does the commerical


Inexspensive insurance for a first time under 21 car buyer?
I'm 18, plan on purchasing a car soon. Honestly, which car I purchase is based off my monthly insurance payment. Im young & back in November I recieved my first speeding ticket, I paid it instead of going to court.. Worst choice ever. Anyways, Does anybody know good cheap insurance for a driver like myself? Below are a list of cars that are on my list.. 1. 2004 BMW 745LI 2. 2002-2003 BMW M3 3. 2004-2005 Audi A8L 4. 2007 Jeep Wrangler (4-Door) Please help. Thanks!"


Would homeowners insurance cover my leaky roof in this situation?
Obviously the best answer would be to ask my insurance company, but in anyone's opinion, do you think homeowners insurance would cover this situation... My house was built in 2007 and when we moved in the inspector stated that this certain area of my roof may be prone to leaks due to the design in that specific area. About 3 times within the first 2 years of moving in did the roof actually leak with visible damage to the sheetrock and puddles on the floor. I have spackled and repainted over the minor damage with intent to get it permanently fixed, later on, but that was about 4 years ago and I have not had a single drop inside the house since (I know, strange but true), even with many heavy rainfalls and snow storms since. I have recently noticed in the last few months though that the spackling tape loosening" from the ceiling and mold/mildew spots appeared close to the same area. Bear in mind that this area is not where the original damage was described earlier