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Insurance rates increase after claims?

If I was in a car accident and it was my fault. My insurance rate will go up. But now if the person I hit claimed Diminished Value and Pain and Suffering would that raise my insurance rate even more since my insurance company is paying out more. Or how does all that work out? Thanks in advance!

   








Anyone knowing the best/cheapest auto insurance for young drivers?
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"I got in an accident a few months ago they are trying to make me pay 8,800 dollars?"
This accident happened in July 2014 I did not have insurance at the time the guys insurance said I was at fault and I needed to pay 2,500 dollars then like 4 months later the guy 67 year old man put in a claim that he had gotten injured from the accident and his insurance told me I was responsible for the medical cost as well witch now is 8,800 dollars in total I don't know what to do I don't have that kind of money just lying around anywhere. Someone please help!!"


How much would a job delivering pizzas affect my car insurance premiums?
I drive a 1997 Geo Metro. I have no accidents or moving violations on my record. I have been driving since August 2005. I am 25 years old. My October bill was $91.17.


If I have my license but do not own a car do I need car insurance?
I am planning on getting my drivers license this summer and do not have my own car. I would be using my parents car (that's insured) until I get my own. Would I need to have insurance for myself or is it enough that the car I would be driving is insured?


Urgently need help on car insurance !!?
Hello. I jut got my licence last week, im 18 years old and want to straight driving straight away, have about 5k or so to do so. But ive been researching and that will just about cover insurance !!! Im looking for a decent group 1-3 car Can someone help me !!! Confused!!!! Where can i get the cheapest insurance/car combination etc Would really like any kind of advice on what to do ! Thanks!"


Permanent Life Insurance - Why?
I am 32 (married, 1 daughter) and am looking to have about 700,000 in life insurance. I can get most of this insurance in a 30 yr Term Insurance at a good rate. My question is: within 30 yrs, my kids will have finished college and moved out. If so, would my Term Insurance suffice or should I look at getting some Permanent Life Insurance? Why would I need permanent life insurance? I read on the internet that Permanent Life Insurance is used for burial costs and to pass money on to my heirs. What if I can accomplish both of those through just my personal finances? So my question is: why would one ever consider permanent life insurance"


I deliver pizza. I was told car my car insurance wont cover a crash.?
THey said if i have the pizza sign on my car and get hit insurance wont cover me but without the sign i will be?


"Hi fellow seniors, do you have household insurance?
With so many thefts of late and now mass flooding in and around the UK I hear so many cases of people being out of pocket as they're uninsured. Thankfully hubby and I can just about afford to pay it and so far so good we haven't needed to make any claims. With insurance costs at a premium I wonder just how many of you can afford it?


Does a Racing license affect insurance for daily driver?
I've been wondering this for a while now. I know it is expensive to insure a race car (well obviously), but if someone has a racing license, will it affect the cost of your daily driver. I personally think that since they have such a high level of driving experience than the cost of insurance would go down. Let me know if anyone knows anything about this because I am curious. Thanks"


How much should I be paying for car insurance?
I live in the Philadelphia metropolitan area, although not in the city itself. I'm 25, and I've had my license since I was 18. I've been in one accident, and the other driver was ruled at fault. I've had no traffic tickets. I have a two year college degree and good credit. I drive a 2006 Chevy Cobalt that will be paid off in August. It's currently under my parents' name and on my parents' insurance policy. Once it's paid off, they're supposed to sign it over to me. (I'm reimbursing them for the car and insurance.) My parents might be ripping me off on the insurance costs; my father bought a second truck around the time of my 25th birthday, and there hasn't been any drop in the policy costs. How much can I expect to pay for a policy in my name only with the car in my name only?"


What does home insurance run a year on average?
me and my husband were getting interested in buying a home as first time home buyers and we want to make sure that we are some what prepared. i was wanting to know if any one could tell me a ballpark amount that they pay for insurance through farm bureau for about a $100,000.00 policy. we currently have rentals insurance through them an only pay $76.00 a year for that but i understand homeowners insurance is a lot for."


Can a person who is term ill get life insurance if so what company .?
Can a person who is term ill get life insurance if so what company .?


What motorcycle would be cheap to insure in Greater Toronto Area?
Hello everyone! I am a new 20 years old motorcyclist living in the suburban GTA. I just got my M1 license and I've enrolled myself into a motorcycle course which would help me earn my M2 by the end of September. So, I was thinking about buying a new motorcycle around new years time or in february. I am trying to do all my research but I havent got too far with the insurance problem. I want a bike that could get me up and down the highway to my school in downtown Toronto (40 km each way). and maybe some occasional weekend rides. First question comes to my mind is what bike should I get that'll be good for commuting and would be cheap on insurance. Experience wise I am comfortable with upto most 650 sport bikes. But I do understand that insurance may vary. Another question was, which insurance provider should I chose, that is fairly cheap considering I have never had any sort of insurance policy under my name. Or, should I wait till next summer when I turn 21? Thanks for the replies in advance!"


Where can I get insurance in New York City?
Hi everyone and thanks for reading, I know it's probably a stupid couple questions but I'm trying to figure this out, perhaps i'm not looking in the right places. Anyway I need to know a couple things: 1) Where can I get health insurance in NEW YORK CITY for my employees? 2) Where can I get insurance again in NYC for my company? Thanks everyone!"


Car insurance?
which insurance provider gives the cheapest insurance for 18 yr olds


Auto insurance companies keep calling me?!?
i went online looking for some quotes now all kinds on insurance companies are call my phone leaving voice mails. about 20 calls in a hour. is there a way i can get my number off the insurance quote list /something?? thankyou!


Insurance rates increase after claims?
If I was in a car accident and it was my fault. My insurance rate will go up. But now if the person I hit claimed Diminished Value and Pain and Suffering would that raise my insurance rate even more since my insurance company is paying out more. Or how does all that work out? Thanks in advance!


Does making payments on a car make insurance cheaper?
my mother in law is about to buy us a car and we are going to b paying her back. so i can either put that we are owning the car or making payments on the car in the insurance questionnaire. but i was wondering what difference it made. does making payments on the car make your insurance cheaper or more expensive or cheaper? i googled it but couldnt find an anwer


I live in pensacola fl and just bought a car how much will the tag and insurance cost?
i just want a estimate also the car is old


Health insurance in NY state for pregnant women?
Excuse me? Are you saying that if you had a medical problem RIGHT NOW you would be able to afford it out of pocket? That's the point of insurance. We are more than capable of paying insurance premiums, are are currently doing so. However, the large lump sum that would be required as an out of pocket expense is NOT something we could afford. I would like you to know that we currently have no debt other than one $2000 student loan, and are perfectly capable of paying for our own expenses."


Car Insurance... help?
hey.. I have zen 2004 model, i pay insurance premium of 12k at bajaj allaince I want to lower the premium, can it be done to the same policy or should i take a diff policy, at maruthi service center they told they can get me insurance at National Insurance for a premium of 5k .... does the premium amount have any effect on claims ...plz explain one more thing if i make a claim in an insurance company and the after some time if i ask for cancellation of my policy .... will they charge anything .... is it better to abandon my old policy and switch to new company or ask for formal cancellation "


"Car accident, how to get money from insurance company?"
one guy rear ended me on september 25th, but his insurance company still have not claimed yet. they said we have not contacted our insurer"


What percentage of people covered in the U.S. who are covered by employee health insurance work for the government?
I just read an article by Blaire Briody giving the % of U.S. population covered by employer's health insurance at something like 84%. The significance of that figure changes when that employer is a government entity or a government subsidized entity. They, whether Republican or Democrat, are the beneficiaries of socialized medicine""."""


Health Insurance & Prescriptions?
When my doctor writes me a prescription and I fill it up.... does it show up on my health insurance what precriptions I'm taking?


How can i make my car insurance cheaper?
im finding it more expensive this year than in 2010 to buy my car insurance and yet that was closer to the claims i've had to include (one in july for an sp30 speeding and the other for a none fault accident in my unoccupied vehicle in october). i dont understand this at all and its really bugging me as im finding it hard to get a decent quote. my car also has a rear spoiler which was there when i bought it which is also causing me hassle. is there anything i can do to get the best quote for my car, i'm going insane lol. im in the uk also"


Insurance on a V8 mustang?
Currently im on my parents insurance and i think they pay 212 every 6 months, but if i got a 2005 V8 manual mustang, would anyone be able to just give me a rough estimate for a year?"


How much does car insurance cost?
I'm 18 and I drive a '01 Jeep Grand Cherokee. I haven't had any tickets or accidents.


"If the 'market' could provide affordable health insurance for every American, why hasn't it?"
I don't want to hear about 'government' HEALTH CARE'...the issue is INSURANCE. Obviously the market can't provide this essential service and 'emergency rooms' have to get paid from someone so that's no solution. Exactly what are we going to do about this? Universal single-payer HEALTH INSURANCE seems the best bet. Doing nothing seems like the worst bet. Remember, its INSURANCE were talking about here, not CARE!"


"How expensive is pet insurance, any information helpful?"
Health insurance, I guess I should clarify...?"


Can I claim health insurance costs?
If i am retired, 55 and have to pay my own health insurance, can I deduct them on my income taxes. Lets say the monthly premium is $500 and my anual income is $24,000"


How much Percentage of Premium Covers in Car Insurance Policy?
www.insurancequotescompany.com


Acura Integra Insurance Cost?
Hi guys, i live in vancouver BC canada and i am currently tryin to purchase a integra 1994-1997 just wondering how much will insurance cost with 10% discount? i used to drive a Honda CRX 88 and it only costed about 140/month thanks for the help"


Insurance rates increase after claims?
If I was in a car accident and it was my fault. My insurance rate will go up. But now if the person I hit claimed Diminished Value and Pain and Suffering would that raise my insurance rate even more since my insurance company is paying out more. Or how does all that work out? Thanks in advance!


Which of these cars are cheap on insurance and also reliable?
1995 Audi A6, 1992 Nissan 240sx, 1995 Acura integra(2 door), 1992 Nissan 300zx, 1996 Bmw 318i, 2001 Lexus IS300, or 1992 Mustang? I'm looking at these kind of cars and was wondering which of these will have a cheap insurance and also a reliable car. Thanks for info."


What are the recommended coverage i should have for auto insurance?
i don't know anything about auto insurance, so im trying to figured out what i should include in my policy, not just standard, but recommended coverage, so that if anything happen the insurance company can't say this or that doesn't covered...im a person that rather be safe than sorry later... so far i have statefarm in Florida, and here are my coverage and limit so far: liability bodily injury 10/20, property damage 25 per accident. no-fault coverage comprehensive collision uninsured motorist bodily injury 10/20 is there anything else i need to add or missing? is there different between the personal injury protection and no-fault coverage? is my limit enough? my friend has 50/100 limit and pays much lower premium than me (about 40% less)."


What are the pros and cons of health insurance?
health insurance why buy it


Who s the best car insurance company?
NC Liability Car Insurance. I just need liability to get my license. I need an in general/over all answer, then I need to know who s better for 1st time drivers. I m not a teenager, I m in my 20 s I m getting a bs car/hooptie aka a Craigslist because no one in my family has good credit & wont put me on theirs nor will hey co-sign. I m getting my own car soon, so I can t fill in the car info on insurance sites. I won t my own insurance, just don t know who s a better company to get on with."


I need to know what kind of life insurance is for me?
I started looking into life insurance and feel very overwhelmed. I am 24years old and my husband is 26. We are both healthy with no health issues. Within a year we are hoping to start trying to have a baby. My biggest concern is that if one of us dies, how will the other person survive financially. I want to make sure that if I die there is enough money to pay off our house which is approximately $70,000, pay off my student loans which total approximately $60,000, and my car which is about $10,000, and have some extra for the child. how do I know what kind of insurance is the best for me and my family? How do I know that the company that I invest my money into will not collapse under this financial crisis? What are my options and what is the best choice for me?"


Car insurance question?
So I've had the worst luck... Got into 2 pile up car accidents within a month and now my car decides to reverse on its own through heavy Colorado winds and hit a truck in a parking lot while I'm at work.... Question is: is it true farmers insurance will kick me off my policy? Second questions: by how much will my car insurance rise? It's been 3 claims now within a month or 2 ... 2 at my fault. Don't know if my car rolling on its own would be considered my fault. Thank you. Please no smart remarks.


What kind of car would be cheapest to insure for a teenage driver?
Im 17 yrs old, and about to move out.. My mother is not to happy with this so she is keeping my car. Now I have to buy my own car and pay the insurance as well, what kind of cars should I start looking at? Used of course, but what types of cars would be cheapest to insure?"


When should i buy car insurance?
I am going to buy a car on Tuesday. Is there a grace period during which i can drive the car without insurance until i get it, like 5 business days or something like that, or do i need insurance before i buy the car?? This is my first vehicle so i dont have an existing policy i can add this too."


Where can you go to get an eye exam if you don't have vision insurance?
I think I've only had my eyes checked once and that was many years ago and I feel that my eyes are starting to act up.


Buying My First Car As A Teen?
Buying My First Car As A Teen?


What laws if any must car insurance companies follow when responding to a claim?
It seems that the only remedy if an insurance claim in Ontario cannot be resolved is to take the issue to court. The average driver may not be aware of any legislation that may force insurance companies to meet certain deadlines.


Can fleet insurance be cheaper than insuring 2 vehicles?
My boyfriend and I got in a debate about this. I will be graduating college in a few months and told him that I wanted to purchase a pickup sometime within the year, but wanted to keep my car as well. He is older and has been out of college for 6 years. He scoffed at that and said I would have a hard time affording 2 car payments and two insurance policies. Well I already have my impala paid off which I'm pretty proud of, and I reminded him that he has a duramax, a 94 chevy pickup, an ice castle fishing house, and a Lund fishing boat on his insurance. He told me that because he had them under a fleet insurance policy it would be cheaper than me paying for two separate policies. I don't understand how this could be true.. I mean if it was then why wouldn't I just buy a junker car that I never drive to upgrade to a fleet policy"" I don't see why an insurance company would charge less to cover more vehicles. Can someone please explain to me whether it truly would be cheaper to have a fleet insurance than just insuring two vehicles (a used pickup and an 06 impala) Thank you!"""


Can you explain how life insurance works (in lamen's terms) ?
So, say you have a policy with some insurance company. You pay a premium for, say, I don't know, $100 a month for a $500,000 policy. If you drop dead in 2 years, you'd have paid $2,400, but the insurance company pays out $500,000 to whomever is beneficiary? how does these companies stay in business? I mean, I imagine they have millions of clients, but it just seems like they pay out the a$$. what am I missing? Thank you"


Drivers License and Car Insurance?
PS: My friend lost her drivers license because she did not have insurance. The BMV said that when you get your drivers license, you sign a form that you will always be financially responsible (carry at least liability insurance). She told them she no longer had a car and they told her that didn't matter, she still had to carry at least liability insurance."


Is this Auto Insurance Fraud?
I was involved in an accident 11 months ago. A car struck the back of my truck (i was at fault) and a car at a stop sign near us said something came out of my trunk and hit the body next to his tire. He did tell me that he was going to call his insurance company and try to get a whole new body kit."" Even though there was a small"


Insurance rates increase after claims?
If I was in a car accident and it was my fault. My insurance rate will go up. But now if the person I hit claimed Diminished Value and Pain and Suffering would that raise my insurance rate even more since my insurance company is paying out more. Or how does all that work out? Thanks in advance!