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I'm 24, I'm young and healthy. PPO or HMO policy?

I've read from many websites that HMO gives a lot of people problems and that having to be referred to a specialist can be a pain. Any experiences? Prices aren't very different between my PPO and HMO policy options. Just a 5 dollar difference in my monthy employee contribution between PPO and HMO. Office copay and Rx is about the same when comparing my PPO/HMO options.

   








Can you print auto insurance cards if you have state farm?
Rear bumper replacement cost?
Which website is best to get best auto/car insurance quotes?
Insurance rates for BMW 320i 2007
Can anyone tell me, on average, what home insurance on a double-wide mobile home is in Indiana?
What is the average cost of health insurance for an infant/family plan?
Is their a place that has cheap car insurance if I havnt even had my license for a year?
Insurance rates for Jaguar XF 2014
California Medical for teens?
Insurance rates for Mercedez Benz G550 2003
What is the cost of insurance on a Prius?
Is the insurance company liberty national a scam?
Medical insurance??
Insurance rates for Kia Sedona 2010
Did Obama take out criminal prosecution penalty for not having health insurance?
My sister has a point on her DL because she was reported as involved on a crash and did not have insurance. Read below for more info.?
My auto insurance company failed to pay all of my medical bills. Can I get the money to pay them off?
Insurance rates for Nissan Murano 2012
Car insurance for 19 year old?
Age to own/insure a boat in BC Canada?
How high are insurance rates for a 2009 Mitsubishi Lancer GT?
Primary Insurance and Secondary Insurance?
16 year old insurance on a ford torino?
Insurance rates for Cadillac CTS/CTS-V 2015
Insurance rates for Maserati Quattroporte 2014
Insurance rates for Jeep Compass 2015
After getting health insurance how long to wait before getting pregnant?
Insurance rates for Mercedez Benz CL550 2014
Insurance rates for Ford Explorer 2013
Have my insurance fix a damaged car i bought!?
How much is insurance for a 17 year old?
Can a 17 year old hold insurance to more than 1 car?
How much is motorcycle insurance?
How much is motorcycle insurance?
Insurance rates for Porsche Cayman 2009
What is a really good affordable health insurance?
Insurance rates for Buick Regal 2010
Car wreck and the insurance said the car is fixable and i want to fix it on my own can they pay me to fix it?
I live in California, How do I obtain a state license to sell auto insurance?
Insurance rates for Lamborghini Aventador 2018
Does anyone know where I can find good affordable health insurance?
Variable Universal Life Insurance (VUL)?
Changed bike on my insurance, new letter says premium : -63.40?
Cheap Auto Insurance (Liability)?
I need a good independant health insurance broker near Houston, Tx.?
Insurance rates for Cadillac Escalade / ESV 2002
Why are Americans so opposed to universal health insurance?
Insurance rates for Honda Accord 1999
Best place for car insurance for a 17 year old...?
Does anyone know of cheap car insurances for new drivers i am 17 years old.?
https://waitersbecompsneak.wordpress.com/2017/06/04/appropriate-and-affordable-health-insurance-for-my-autistic-son/

https://hacalbobcperjee.wordpress.com/2017/06/05/if-you-are-a-teenager-with-your-own-car-how-much-do-you-pay-for-car-insurance/






























































Cheap reliable cars that have cheap car insurance?
Thank you


Why quotes from Insurance advisers and comparison sites are significantly different in price?
I've contacted two advisers regarding life insurance and critical illness cover. Both of them suggest difference insurers and their price is significantly different than the comparison sites. Do they get commission from insurers companies depending on their suggestions?


How much is motorcycle insurance in Utah?
I am just wondering because I am 17, and I need to get to and back from work. Just give me a rough estimate please. That's all I need to know... Don't tell me to check with my family's insurance because it is too much work when I can just come on here and get an estimate to see if it is in my price range. Thanks ahead of time! I am planning on driving an old street legal dirt bike granted it isn't too pricey."


Who has the best car insurance rates?
Who has the best car insurance rates?


What Insurance Company Insures Someone With Only A Permit?
I bought a car yesterday and I'm 18 with a permit and I can take the test but I have to learn and I have my own car to learn with now. But I need insurance to get tags. Now I need to know what company will insure me? I want the insurance in my name.


Can money be borrrowed from a whole life policy without penalty?
Have whole life policies for son and daughter, would like for them to be able to use the funds for first time down payments."


How much my car insurance is likely to cost?
I have just passed my (UK) driving test and is considering getting a car, but I need to budget first see if I can in fact afford one! I am female, turning 26 in a few months time. I will want to get a small, second hand car - would like a Ford Fiesta (1.2) or Honda Jazz (1.4) or VW Polo (1.2). Would want to get a car under 3000. Does anyone know roughly how much my car insurance will cost? I think I will take the Pass Plus course as well once I have decided to buy a car."


Cheap Health Insurance in Arizona?
My dad and I haven't been to the doctor in years, he's almost 55 and it's really time he gets a checkup. Unfortunately, we're not the richest the people but we make too much to get state insurance. I was wondering if there are any cheap insurance options. The cheapest I've been able to find is $133 a month which is still pretty high for us. Oh and I'll be 19 in a few months, which seems to be the cutoff family insurance age."


What life insurance company in USA would you recommend for a Term life?
What life insurance company in USA would you recommend for a Term life?


Whats a good car insurance comapany in onatrio canada?
im just looking for regular insurance,nothing fancy.im a 34yr old male.thanks in advance.10 points for whoever gets the best company is my gift to you..."


Can a dying person get life insurance?
My husband is the only family member. We cannot absorb this and I am in a panic.


Insurance question! ?
Hi, would insurance be cheap on a Honda civic 1999 ?"


What you would do?
Someone from the building across the street, walks into your doctor's office, with a deep, bleeding laceration of the hand. They are not your patient, and you discover that your office does not participate with their insurance company."


Insurance for my full bike test?
I want to do my full bike test but i dont need the trainng as its expensive and i think im up to test standard. I have my own bike but how do i get insured? the insurance company say they cant insure me due to me not having a full license but other people say they have done it on there bike please help!


Question About Car Insurance?
Also, If I were to change my insurance would they contact my previous insurance for details?? For example, I currently have AAA, but if I change it to State Farm, would AAA contact State Farm to make sure I'm not hiding anything, such as a driver name."


I'm 24, I'm young and healthy. PPO or HMO policy?
I've read from many websites that HMO gives a lot of people problems and that having to be referred to a specialist can be a pain. Any experiences? Prices aren't very different between my PPO and HMO policy options. Just a 5 dollar difference in my monthy employee contribution between PPO and HMO. Office copay and Rx is about the same when comparing my PPO/HMO options.


I need help with a car insurance issue?
My boyfriend recently got into an accident with another driver, resulting in no injury to the driver, minimal damage to his parents' truck and side damage to the other drivers' car. That was a week or two ago, he found out today that he has been excluded from his parents insurance plan. This is the first he's heard about it since moving back in with them in November. His parents knew about it though. I'm worried that he may lose his license and also his job. I've tried searching but I found nothing on this. The state is California by the way. I'll appreciate any answers and will give the best answer points (is ten good?)."


Cheapest moped insurance? UK!!?
I've just purchased a moped and would like to know what you people thought was the cheapest insurance provider for me to go with. thanks


Do you pay for car insurance before you use it?
i want to switch car insurance but i just paid it for the month. do i get that back?


Can anyone suggest Trusted London Taxi Companies?
Can anyone suggest Trusted London Taxi Companies?


Why is obamacare called 'affordable care act' when insurance premiums and deductibles are soaring?
Why is obamacare called 'affordable care act' when insurance premiums and deductibles are soaring?


Does secondary health insurance cover or pay copays of primary health insurance?
Does secondary health insurance cover or pay copays of primary health insurance?


Car Insurance?
I want to cancel my insurance or rather freeze it until the 3 November. Would i get into trouble though if i took it to the garage when i had cancelled my insurance or eve froze it..


UK buying a used car from private seller?
Very helpful thank you but I am still confused about the actual physical process of the transaction. In terms of paperwork responsibilities and what needs to be done before and after I can physically drive away with it. There is more to me handing over money and driving away but I'm not sure what? Transfer papers? I've never done this before so am confused.


I got a speeding ticket. Any estimate of how much insurance premium may go up by?
Got my first speeding ticket in Collingwood, Ontario. Drove 80km on a 60km limit road. Just wondering how much insurance premium rate can go up by... or is there any chance it won't? Would love to fight it, but I live in Toronto and the drive up there is a waste of 4 hrs/miliage/gas vs paying a $95 fine, losing 3 demerit points and having it on record for 3 years."


Im going to buy a car and insure it under my parents name..is a camaro a cheap car to insure?
what are some cars that are cheap on insurance


"If i have full coverage for car insurance that covers theft, how much should i get?"
esurance if it helps, do i get what i paid for the car when it was new or the bluebook value"


What do i do about health insurance?
I need health insurance. Most assitance i dont qualify for but work doesnt offer and i cant afford just any insurance. Any ideas?


Is my roommate in trouble for auto insurance fraud?
My roommate has been commiting auto insurance fraud for the past 7 years. She registered her car in Georgia even though she's been living, working, and driving in NYC for the past 7 years. Somehow the auto insurance company found out. In NY auto insurance rate fraud is I THINK a federal offence now. So I told my roommate that even though they can proove she's been living and working in NYC for the past few years they can't proove that her car has been here the whole time too. So she should be a-ok and not worry, right? Obviously they will make her start paying nyc rates, but since they can't make her pay for the past 7 years because proof of employment and living here doesn't proove she's been driving to work every day here too right?"


Do I need both term life insurance and universal life insurance?
My Statefarm rep is suggesting I transfer my 5 year term insurance (which is over at the end of July) to two different life insurances - a 20 year term insurance and a universal life insurance policy - does anyone else have both? I don't see why I can't just get the universal life insurance, since I'll get money back from it later and you get nothing from the term life insurance."


Car insurance prices?
i've just turned 17and i am wondering how much roughly will, lessons theory test and driving test all come too and insurance and also im a girl :)"


I'm 24, I'm young and healthy. PPO or HMO policy?
I've read from many websites that HMO gives a lot of people problems and that having to be referred to a specialist can be a pain. Any experiences? Prices aren't very different between my PPO and HMO policy options. Just a 5 dollar difference in my monthy employee contribution between PPO and HMO. Office copay and Rx is about the same when comparing my PPO/HMO options.


Where do you find singlewide mobile home insurance companies?
I need to find an insurance company to cover my 1989 mobile home trailor.It is located on my own property.


Who's insurance covers a hit and run driver in California?
My girlfriends car was hit by a hit and run driver in the state of California. The driver of the vehicle that hit her bailed from their car and fled the scene of the accident. The vehicle was not reported stolen however we are not sure at this time who was actually driving the vehicle. When the police arrived on scene they did retrieve the insurance information from the vehicle. My question is whos insurance covers this accident? will it be claimed against our uninsured motorist on our policy? though I know that uninsured motorist does not cover vehicular damage when the driver has not been positivley I.D'ed OR does the vehicle owners uninsured motorist coverage hit us as they are liable for damages caused by their vehicle? I'm really not exactly sure of how any of this works so any help would be greatly appreciated! Thanks!


What do I need to apply for a motorcycle license in California?
I am wondering if it is worth getting a 2 wheeler license given the high price of gas. How much does the insurance typically cost for a new driver? I need to commute 8 miles each way to work and back.


"Drive the car without insurance, subrogation. actual value and replacement cost???????"
I drive my car on my way and another party drive his snow tractor (1969 bolens) from his drive way to the public road(which is my way).i step on the brake, my car is slip and hit his snow tractor.who is FAULT?? . Now his insurance send the bill to me, it cost 13580!!!!!!.How should I pay for his snow tractor. Actual cash value or replacement cost? I mean it is unfair for me to pay a 1969 snow tractor(actual cash value is 700dollar) with price of a new snow tractor(13580dollar). For his medical bill, do I need to worry about they exaggerated the injury, ask for the price that is not truth or not deserved?? ADDITIONAL INFORMATION first one, it is hill road, he had been on the my way before i saw him, because he is in another side of hill. second one it there possible his fault is more than my fault? because in Connecticut, it uses modified comparative negligence law. third one my attorney say i are not responsible for this accident, that he had no business being in the road on his tractor on the back side of a blind hill. but the police report give me a citation i am drive too fast at that condition. the road limited speed is 30MPH, i drive 30.MPH. there are slush on the road. so i need more advice to make sure?????"


Newborn Baby Insurance?
I recently found out I am pregnant, luckily I am currently covered under my father's insurance still but I need to get insurance for my baby once he or she is born. Anyone have a good idea as to were I should go. I believe I won't be able to file for Medicaid which is perfectly fine just curious what other mother's or fathers have done."


Low- cost insurance for my 2 year old???
Is it possible to get insurance for my 2 year old at a low rate WITHOUT insuring myself or my husband? We tried getting on our state's medicaid program (which was originally started for people who couldn't get health insurance through their jobs but left that behind long ago!) but of course my husband and I make too much money. Every insurance quote we've been given has been astronomical and we'd have to insure one or both of ourselves to get insurance on the baby. What can I do??? We've also both asked our employers to look into health insurance for their employees and it's still just too expensive!


What's the cheapest and best health insurance?
Can anyone tell me what's the cheapest and best health insurance for the money in the 94704 area? I'm aiming for a $100 a month or cheaper. Thanks!


Whats a good price for auto insurance?
I'm a part-time employee that makes about 210-250$ a week. I drive about 50 mi. 4-5 days a week. I am trying to pay for tuition (3000 a quarter) and a cell phone bill as well (100 a month). I just want a rough estimate on what I should need. When I talk to a representative I feel like he wants to get the most out of me. When I try to pick out a quote myself, I tend to think of the worst cast scenario and opt for the better plans. My plans always come-out to be 220 a month. Is that high or just right? I just need a little guidance by my peers or by older folks that have been down this road before. Thank you very much."


Insurance rates in EU and russia?
Who can make an advice - how averrage insurance rates (I mean the average cost of Insurence police for, say, compulsory motor insurance, etc) are compared in the EU (France, Germany, UK, Sweden) and Russia (Moscow, St. Petersburg)?"


How much would insurance cost for a 2001 mitsubishi eclipse?
Im 16 and just about to get my license! I have a 2001 mitsubishi eclipse and I was wondering how much insurance would be for it. Im a first time driver, but im also in a drivers ed class and I have good grades, so that should help with a discount hopefully! But with this info can anyone give me an average or something on what they think of the price of the insurance. Just remember, -first time driver -good grades/drivers ed class -2001 eclipse thanks!"


School Group Travel Insurance?
I'm planning a trip for 6 students and myself to France this summer. We don't want to go with a tour group and haven't had any problems until now. I'm looking for a company that will give use both liability insurance and medical coverage during our trip. Does anyone have any advice?


Can we get cheap car insurance in the UK as Australians?
My partner and I are moving to the UK in March and had intended to buy a car. Just an Astra or something for under 1000. However, when I put our details into insurance websites it tells us we will have to pay upwards of 2000 for 3rd party insurance. I realise this is because we have not been residents or have held UK licences but is there any way to get something cheaper? This seriously hinders our plans, we can't afford that amount of money but were really hoping to have a car. Can any one give us any advice? I have put in that we have a UK licence (as we would be prepared to get upon arrival and would have to any way after 12 months) but this does little to change the quotes."


How do young teens without insurance afford child birth?
I am just curious. My old ex GF had 3 kids before age 21. One of which ended up needed urgent care after birth and died in the hospital a few days later. So the hospital stays were definitely not cheap. She has no insurance, no parents have insurance either and arent in her life at all. I am curious as to how she ended up paying for all this? My guess is that she is in serious credit card debt for all this but I wanted to know how this is possible? Any opinions?"


What's this 50 cash back with a car insurance quote all about?
I was quoted 370, clicked on 'buy now' and it said 420.....you get the 50 cash back, in a cheque, through the post after 120 days"


Grad. Student needs health insurance?
I will be quitting my full-time job to attend Grad school full-time in May. Unfortunately I will lose my health insurance covered by my employer. I really cannot go with out health insurance. I need affordable coverage. Any suggestions?


I'm 24, I'm young and healthy. PPO or HMO policy?
I've read from many websites that HMO gives a lot of people problems and that having to be referred to a specialist can be a pain. Any experiences? Prices aren't very different between my PPO and HMO policy options. Just a 5 dollar difference in my monthy employee contribution between PPO and HMO. Office copay and Rx is about the same when comparing my PPO/HMO options.