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WHY WHY WHY!!!! Is so-called affordable" health insurance so ridiculously expensive???"

Here in WI they consider $479/month for a married couple affordable! That is with a $2500 deductible!! It just doesn't make any sense to me. Can anyone tell me why the rates are so very UN-AFFORDABLE? One simply can't afford to get sick or maintain one's health...

   








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Problem with Car Insurances? HELP PLEASE - Will rate best answer.?
Well, I am 17, so this is very annoying but I have a big problem now. Last week I was getting Quoted for Car insurance, the quote was around 1.7k for a Corsa, This I could stretch to, but today I try and get a quote and the smallest quote is around 5.5k, What has changed? something has, I have made sure all the details are exactly the same for my old one which was quoting me at 1.7k and my new one which is quoting me at 5.5k for some reason, Please help or give any ideas thanks a lot."


Car insurance switching cars after 2months?
Bought a car from auction and got it insured ( my first car) but not liking it so looking to re-sell at auction. Just wondering how the insurance will work if i wan tto change it to a new car after such a short time??? willl it cost me alot to change ] thanks


What is the cheapest and best health insurance out there for a single fella?
What is the company's name and what would I have to pay on a monthly basis? Thank you and good day!


"I am seeking high risk life insurance, how expensive is it usually?"
I am seeking high risk life insurance, how expensive is it usually?"


Can an ambulance service be sued for not giving me the correct information for billing my insurance?
When I got my bill it was $11,000 I asked why my insurance did not cover any of it, the ambulance service told me they did not take insurance. When what he really meant was that my insurance was not a provider to their company. I just found out that due to the fact that it was a 911 service it should have been covered to some extent no matter what. The reason I found out about this is because another 911 service took place and I was not going to let it go that easy because a friend told me that they have to except my insurance when it's a 911 service."


Will one point on my license make my insurance rate increase?
I have been driving for about two years. Being a new driver, my insurance rate is of course considerably high (on a side note, I think auto insurance is legalized theft). Now. Aside from that, I received a speeding ticket. It was 83 mph in a 55 zone. Oops. In court, the judge reduced it from two points to one point on my license, and the record now shows 64 in a 55. Should I expect an increase in my insurance rates? I am insured with Allstate."


Can I get car insurance if I'm not on the car loan?
My boyfriend has good credit so we are buying a car but putting it in his name only. I have a good driving record and he doesn't. Can I get the car insurance in my name only without me being on the car loan?


Iiability Car Insurance for Adult Children?
Our 26 year old daughter lives in another town. She drives a car that we own. We have her name in our car liability insurance. If she has an accident and it's her fault will it still cover the liability part or could us or she be sued? We live in Texas.


Car insurance at 17. help needed?
Am 17 and just passed my test :), I was looking at the three following cars: - Renault Clio (1.2) - Vauxhall Corsa (1.2) - Peugeot 206 (1.1) All post 2000 pre 2003. Which insurance company is cheapest at my age and can anyone give me rough evaluations on how much it cost them/ would cost? Thanks."


If I filed an insurance claim but return my vehicle to dealership without getting my car fixed am I wrong?
If I filed an insurance claim on my car for being hit while it was parked (the other drive left and didn t leave a note or anything) but returned my vehicle to the dealership as a voluntary surrender without fixing it, would that count as any kind of insurance fraud or would I be doing something wrong? My wife and I are getting divorced and I no longer want to pay on this vehicle nor do I care to even get it fixed. Thanks!"


How can i become a health/medical underwriter in a(n) (re)insurance company?
I earned my bachelor degree in 2012 but I had hard time finding my career which I want to focus on. I somehow come to know about this health/medical underwriter job, and I'm serious about this. Can anyone help me? 1. I've been out of school for couple of years. Do I still have a chance to work as a med underwriter? I have 1 year of working experience in insurance field. (Not as an underwriter though) 2. If i have a chance, what position should i look for? All i see is senior underwriter or commercial underwriter. I can't find a position for entry-level.*** 3. Do i need any certificate to be eligible? Or certificate is an option? 4. I majored in biomed sciences. So I'm familiar of medical stuff and medical terms. Will it be a plus when applying? 5. What else does health/medical underwriter do except approving or denying application and decide premium? I want to know position by position. 6. Is there a health underwriter in a reinsurance company as well? Like Swiss Re, Korean Re etc. 7. If so, how does their job differ from a general company? 8. Can a medical underwriter work globally? Or only work in one country? 9. What does reinsurance usually do? I know the general idea but i want to know more specifically. 10. What do they usually ask during the interview? Any skill i should appeal or anything I should do to prepare for the interview? I've searched a lot, but couldn't get a proper answer for those questions. I would really appreciate if you help me. Thank you."


Would the insurance be required to pay for this?
I recently got hit by a driver that admitted the they were at complete fault. The hit my back driver's side door, the panel in between the door and wheel, and the wheel itself. Now there was a pre-existing dent in the back corner panel. Now inorder to fix the damage that was done that back dent will have to be removed. Are they required by California state law to pay for that since it is going to have to be fixed? My basic argument is that they have to put it into pre-loss"" condition and that's part of the damage. Thanks ahead of time for all responses. :)"""


What would insurance cost for a 16 year old male with 08 Honda Accord LX-S coupe/ 2dr?
Hi, I am a 16 year old male and I might be getting a 08 Honda Accord LX-S coupe. But I want to know how much it would be to insure the car. I know that it is not classified as a sports car. I'm not sure if I am getting it so I just want to know. I have a clean driving record with no accidents (i just got my license). Thanks!"


I just passed my test. I'm 17. What has the best insurance quotes and what's the best car to get?
I want a relatively new car and the best insurance I found was 2800 for a Volkswagen up!


"Boxers NOT accepted by alot of home insurance companies, WHY?"
Actually to Dani B. When we were shopping for Ins several companies said NO to Dobermans, Pitts> Rotts and German shepards. So we knew this from actaully shopping around that is why we got a BOXER because we figure it wasnt on the list because we had originally wanted a DOBERMAN. After having a Boxer for awhile we were trying to get insurance with a different company because ours questioned us having a BOXER and didnt allow it. We then came to find that ALOT of companies are NOT allowing BOXERS as well as the other breeds I mentioned, so NO it wasnt one of those cant believe everything ya hear situatons....we heard it DIRECTLY from teh ins companies and they couldnt even give a straight explanation WHY"


WHY WHY WHY!!!! Is so-called affordable" health insurance so ridiculously expensive???"
Here in WI they consider $479/month for a married couple affordable! That is with a $2500 deductible!! It just doesn't make any sense to me. Can anyone tell me why the rates are so very UN-AFFORDABLE? One simply can't afford to get sick or maintain one's health...


What is the best online source for shopping for health insurance?
My son is 20, full time college student in a different state (PA.) Home state is Ohio. I am on disability so my insurance (and my husbands') is through Medicare.. I am shopping for an individual plan for my son, and there are so many sites which offer so many choices...Not only do I need to get the insurance plan, I need to find the best web site for the query. (tried einsurance, etc..)"


Will I be able to drop my individual insurance from my employee and enroll in the MRP for group private insurance? What are my best options?
I'm new to getting health insurance coverage and with all of the provisions there are it gets very confusing. I am currently employed and a portion of my insurance is paid through my job. The insurance for my job is individual coverage and if i were to add my son to the coverage it would double, therefore I would not be able to afford it. For that reason I also have private group coverage through BCBS using the discount provided with the affordable care act. I got the group coverage because it was significantly cheaper than adding my son into my work insurance. Will I be able to get a discount from my employee because I qualify for a discount through obamacare?"


Home insurance excess keeps increasing?
Hi, i have the most comprehensive home insurance cover, i have the most expensive insurance available in order to cover everything, i mean everything, even my guests. I obviously have a high monthly premium, i have had to recently make a claim on my laptop and have previously for other items, and it seems that my excess keeps rising, my cover doesnt allow my premiums to be affected but I'm not sure about the excess, are they allowed to increase the excess, it started at 25 but now it is at 125 which is crazy especially since I pay a fortune each month... Are they allowed to increase the excess without notifying and without your consent?"


What is the most economical route to buy affordable yet adequate health insurance?
I am not working and have limited income. I have no known health problems. I am 60 years old and I do not smoke or drink and I exercise regularly. Does anyone know the best way for me to find out who to contact? I live in KY...one of the worst states for insurance. We do have Blue Cross and Humana that I know of... I would like to have no more than a $2500 deductible. Thank you so much for your answers. God bless!


Legal or illegal life insurance policy?
My friend says it is legal and accepted to be able to take out a life insurance policy on an adult without their knowledge or signature and I say that it is not allowed.


Dental Insurance Company Denying Authorization for Covered Plan Services.?
Anthem Blue Cross Dental Net I was referred to an oral surgeon by my primary care dentist since I have to have 6 teeth and 2 residual root tips extracted in advance of getting a full upper denture. All the extractions including the root tips have to be done during one visit, which necessitates the use of IV sedation. My general dentist cannot perform any of this work. Anthem Blue Cross Dental Net denied the original pre-authorization request, and subsequent appeal stating that my general dentist can perform the services being referred. Which is absolutely not the case. I even spoke with a customer service rep who indicated that the extraction of residual root tips is definitely a referable service and it clearly states that in their Dental Net Provider Contract. She has no explanation for why the appeal was denied. My primary care dentist has even provided Anthem Blue Cross Dental Net with his specific reasons for referring this work to an oral surgeon and I still can't get anyone at Anthem Blue Cross to re-evaluate the original denial and the appeal and authorize the necessary work. I have filed a complaint with the California Department of Insurance, although I don't hold out much hope for any results from that effort. HELP... what are my options? Who can I contact? Thanks"


"What is the 2014 tax rate for life insurance policy, under $20,000?"
What is the 2014 tax rate for life insurance policy, under $20,000?"


How much money does bariatric surgery cost without insurance?
I wanted to know in general and without insurance how much money bariatric surgery costs? Also are there any Dr's, Hopsitals, clinics to help those without insurance or who need help with total cost?"


Does anyone know of any ortho dental insurance (cheap or reasonable) in Texas? ?
I need braces... I have Blue Cross Insurance but ortho isnt incuded in my plan. I am with Blue Cross through my job. I am so upset! I need this done. Or is there a place where I can get them for really cheap? (Braces)? Thanx for your help.


How much will your auto insurance cost after you get ..your drivers license?
How much will your auto insurance cost after you get your drivers license?


Are you self employed in Ohio and interested in obtaining group health insurance ?
Do You Have Affordable Health Insurance Coverage ?


How much would car insurance be for me?
also I will be taking driving classes soon as well which will lower cost and i will have USAA which is one of the cheapest car insurances


When to buy car insurance for used car?
When should you buy car insurance so you can drive the car away but not have the rug pulled out from under you and have the person sell to a higher bidder while you're gone? I know you don't need a license plate when you first buy to drive it home on the most direct route but you need it insured. So when do you do that?


What is 20 year term insurance?
Is it a good kind of insurance. I will be 49 in two months. Does it mean if I die outside of the 20 years it doesn't pay off?


Need help insurance gurus?
What is the best route to getting insurance for weight loss procedures? I haven't had insurance in 3 years


WHY WHY WHY!!!! Is so-called affordable" health insurance so ridiculously expensive???"
Here in WI they consider $479/month for a married couple affordable! That is with a $2500 deductible!! It just doesn't make any sense to me. Can anyone tell me why the rates are so very UN-AFFORDABLE? One simply can't afford to get sick or maintain one's health...


Anybody knows about a good medical insurances for maternity?
I really need a cheap one.It is urgent


What's the cheapest insurance for a used 50k miles 02 Mitsubishi Eclipse?
I live in California, great driving record, getting a used 02 Eclipse 50k miles Automatic. How much is the cheapest insurance and what company do you recommend? (I currently pay $60/month for my Mitsubishi Mirage 2000 De Coupe, I would like a similar / cheaper rate).. any ideas on this?"


Insurance rates with a paid speeding ticket?
I got my first speeding ticket ever yesterday and it was a $120 citation"". Since I was nervous"


Someone at fault with no insurance suing my insurance?
I was t-boned at an intersection by a lady who had no insurance, no license and who ran a red light (she was ticketed for all 3). I filed under uninsured motorist claim and my deductible is $250. She tried making a claim against my insurance, but it was obviously denied. She is now saying she is contacting an attorney because the officers at the accident were corrupt""...Can she sue and will she likely get anything? Can I counter sue for the decidable?"""


Are auto insurance deductibles tax deductible?
Why would someone smash my windshield? Is it a message of some kind? Is someone in love with me and they can't seem to express themselves any other way? Maybe it's the Hulk. Is he real?


What health insurance do I apply for through the gov?
Is it medicaid or medicare. Not sure which. Im a 22 year old college student and I dont make enough.


Wht car insurance is better for full coverage and cheaper..... ?
car insurance help....


"I was talking to a dealership, and they asked if I had Gap insurance and to.........?"
I called my dealer to see if I had Gap insurance and I do, the dealer was telling me to total the car ? And gap Would pay my loan off would that really get me out my car loan ? I heard that was illegal but people get scammed every day ?"


Where is the policy or group number on my Oxford Insurance Card?
On the Oxford health Plans insurance card, it has a number under my name. I think that is the member ID. Then it has other numbers in small text at the bottom: Rx Member ID: 123456789012 123 (first 7 numbers are the member ID) RxGrp: ABCDEFG RxBIN: 123456 If neither the policy or group number is on the card, where can I obtain them?"


Cheapest auto insurance company?
Cheapest auto insurance company?


"Im 18, and im bout to get my motorcycle license, and a bike, I want to find a cheap insurance. Does anyone?"
anyone know where I can find a cheap insurance in pa? I looked at all the big names, and it was 700-500 a month. I know ther are places that will work with the price i just need a little help finding them thank you."


What is a good cheap first car to get?
I'm 17, female and from Manchester if that helps with the insurance by the way, I heard girls insurance is cheaper for some reason?"


"When I talk to a Christian, they remind me of life insurance salesperson, does it remind you of of that?"
ever1wolf laugh its good for you, we know about insurance, just laugh"


Home owners insurance?
Will home owner's policy pay out if I did not obtain permits when remodeling my basement? Will I have problems selling the house?


How would I insure my drivers license?
Hi, I live in Maine and was wondering if its possible (if at all) to insure my drivers license. I don't have a car but live with people who do, it would cost to much to be put on their insurance. So is there insurance out there for just a drivers license so I can drive someone else car."


WHY WHY WHY!!!! Is so-called affordable" health insurance so ridiculously expensive???"
Here in WI they consider $479/month for a married couple affordable! That is with a $2500 deductible!! It just doesn't make any sense to me. Can anyone tell me why the rates are so very UN-AFFORDABLE? One simply can't afford to get sick or maintain one's health...