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How much will my auto insurance premium decrease when...?

I turn 25 in a year, which I heard is when my auto insurance will go down a good bit. My wife will be 22, and we are on the same policy (We only drive our own cars). We both have clean driving records, good credit, and consistently held auto insurance since we were of driving age. She has minimum coverage on her car, and I have comp/collision with $1000 deductible. Our premium is $755/six months. So, when I turn 25, how much of a decrease in premium should we expect to see?

   








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How much would it cost for someone to drive a moped?
other than the moped and gas how much would insurance usually cost for a 17 year old going on 18 to drive a moped and what kind of license will i need to have what kind of restrictions i have a clean driving record but if it helps i am in New York State.


Full coverage car insurance claim HELP! Coverage issues for Broken Rim?
The Details: Two weeks ago, i was driving on highway 80 (California) and i hit some uneven pavement, which caused my tire to pop, as a pull over to the side of the road my rim broke off of the studs and ended up on the other side of the freeway(My rear passenger wheel). I called my insurance (have full coverage) and they are covering all of the damages caused by this incident. However here is what i need help with: The Damages: The rim was deemed bent, broken and unrepairable. The rim i had on my car (2004-2007 Nismo S-Tune Rims) is not made anymore, so my claim rep said I have two options either they can give me an OEM rim and wheel, or they can cash me out for the rim ($260). Originally I told her i would take the money so i can buy a new rim, however i could not find my rim used one online, so i told her i would like the OEM wheel so they can do the alignment also (which is necessary bc of the damages). The claim rep then said the alignment cannot be done if i have 1 OEM rim and 3 aftermarket rims because they are different sizes. The issue Should the insurance be giving me more money towards my purchase of new rims for my car? I feel like i am being short changed here. I am being given $260 dollars for my rim, however it will be around $1000 for the rims alone (to get some similar to the ones i had before) My understanding was that the insurance company is suppose to return my car to me as it was before the accident. Please shed some light on my issue and help me out. Has anyone experienced anything similar?"


How do I get health insurance?
I am a heart transplant patient without health insurance and am on disability for 8 months. I am not able to recieve coverage from anyone and have large medical and prescription costs.


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A friend on mine had recent gotten a 99 Civic 2 dr and his insurance is 80$ a month. If i get a 94 Civic with 4drs, how much cheaper would it be going to the same insurance company, having a older year, and it not being a sports car? We are both 17. Also, How much do you think my rates would be for a 21 year old owning both a 95 Civic and a 2001 Corvette? Its kind of late to call the insurance company now so i want an opinion. =D Thanks"


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Hi, I was licensed to drive in Michigan but shortly moved to Virginia, where I received a car from my aunt (Mountaineer) I was insured under US AA with my aunt. In April of 2011, I hit a parked car in the school parking lot in which I wasn't ticketed or charged, but my aunt's insurance company was charged $2400 for the damage. I have since moved back to Michigan as of June 2011 and have not had coverage since. With school coming up and 2 current jobs, I'm looking for insurance that I can actually afford. I have been looking for plpd, and my dad mentioned looking for an underwriter because my lowest monthly payment quotes have been $250-$500 a month, is there any cheaper for of insurance available for me?"


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Hi,i am doing a project on various challenges faces by insurance brokers in handling the health insurance"


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If i take the extra amount we are paying and multiply by 6, I get the exact amount we used to pay per month. Basically they broke down our normal payment and divided it by 6 and stuck the extra amount onto our normal monthly bill. So 7 Bills in 6 month period! It's funny cause there only excuse is it happens once or twice in the lifetime of your policy! "


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Are there any other ways to clear your record from the DMV and your insurance company without writing a thorough and detailed letter [lawyers & lawsuits] AND have your insurance lower the raised premium from being in an accident? This was a traffic accident by the way with another car. I heard that you can take traffic school to take off records but i don't know if it could take off your insurance records or lower your insurance rate.


I might have no health insurance?
My dad's fulltime job has been cancelled and thus they won't be paying for our insurance anymore. My Mom has two part time jobs and so they don't pay for her insurance. So our current plan expires by the end of June and it won't be renewed due to my dad's job getting cancelled. DOES THIS MEAN WE'RE SCREWED? We are planning to go on the affordable care act but I don't know if we can sign up until the open enrollment period in December. Can we? This would mean we'd be without insurance for 6 months? What happens if I get seriously inured or need surgery? PLEASE ANSWER THIS QUESTION SERIOUSLY. Thanks in advance. By the way we live in New Hampshire.


Using a po box in license for cheap car insurance?
I live in the bronx but car insurance for me is like 660 a month... that's impossible to make... I wanted to go with Statefarm... I was using a po box in Yonkers, tuckahoe 20 mins away and it dropped to 220 a month with more then just liability coverage ... the po box isn't on the street it's a ups street address.. the guy told me people do it all the time but I just wanted to be sure.. does Statefarm ask for proof of address.... like bill of con Ed which Im only 17 btw.... I work so I was going to change my address on my check I receive to the Yonkers address and my debit card address also.. and ofcourse I was going to make that my address in my license.... I know brokers will give you insurance with any addres but will it be good the 6 months or will they contact me a month or so with asking for info abt my addres... will it work is the question if it's in on my license and I say that's where I live.. I'm 17 so I don't have credit... also has anyone ever done this?? no stupid answers"


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How much will my auto insurance premium decrease when...?
I turn 25 in a year, which I heard is when my auto insurance will go down a good bit. My wife will be 22, and we are on the same policy (We only drive our own cars). We both have clean driving records, good credit, and consistently held auto insurance since we were of driving age. She has minimum coverage on her car, and I have comp/collision with $1000 deductible. Our premium is $755/six months. So, when I turn 25, how much of a decrease in premium should we expect to see?


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2001 Celica 1997 Spyder Eclipse Neither are GT! I'm just wondering which would be cheaper. ((BTW Yes I would pay for everything myself!) Sorry for the all caps buuuut..PLEASE DO NOT GIVE ME A WEBSITE OR TELL ME TO CALL AN AGENT. I'm not looking for a number I just want to know if they would be much different in insurance prices. One more question, would they be much cheaper than the 2001 Mustang Convertible, if so a lot cheaper, or a little? I got a quote on the mustang a while ago, so I know how to compare that some! 16 year old Female. Thank you for those of you who answer my question!! :)"


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I just got my provisional license and i wanna drive but insurance is too expensive, i was just wondering who provides the cheapest insurance for teens."


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Ok so i passed my test a few days ago and am now ready to drive. my mum owns the car, and my dad has insurance down on his name only (main driver). I called up his insurance company and they said they couldn't add me as second driver, i need at least 2 years of experience, but how would i get experience if i can't drive without insurance? derp.. Anyway, i looked at conventional comparison websites and the prices where ridiculous. So, my question is, if i was to start a new quote on my name only, would it be cheaper? and would it conflict with my dads insurance? if my mum transferred the car to my name would it come cheaper for me? and would that action conflict with my dads standing insurance?? im so confused and distraught, does my dad need to cancel hi insurance, make me the main and him the second driver?? please halp :)"


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currently i have a 95 saturn sl with broken power steering, yeah it gets the job done but don't know how long it will last so I'm looking for a new car now i would like to avoid trucks a little more due to gas but if it has the speed and handling/turning I'm looking for I'll take it i don't care about looks as much so any ideas"


I was involved in a minor car accident. Should I use my car insurance?
While backing out of my driveway I bumped into the neighbor's car, causing a small dent and some noticeable scraping to the paint. My neighbor offered to let me pay out of pocket instead of contacting my insurance company, with the idea that I wouldn't have to worry about paying higher rates. My insurance (which is liability) is through Geico, and I just found out that since I haven't had any tickets or accidents for over 10 years, I qualify for their Accident Forgiveness program. I was wondering if I should opt for using the program or if I should just pay the repair costs out of pocket (my neighbor came back with an estimate of almost $1000 to fix). I figure this sort of situation is why I pay every 6 months for insurance, and it sounds like the Accident Forgiveness program won't hurt my record or raise my rates. BUT I want to consider all the possibilities first, and I was wondering if anyone had any personal experience with this or had any advice about whether it's worth it in the long run to go the insurance route or not. Thank you!"


What is the deadline to have health insurance this year?
What is the deadline to have health insurance this year?


Cheapest car insurance for new drivers?
Co-op seem to be the cheapest i can find at the moment, i am going on my dads name because we are both going to drive it and he has like 11 year no claims, so far co-op seem the best (coop seem to go by the age of the car) the older the cheaper, im looking to insure either a fiesta a clio or a corsa, something like that, could you from experience or just knowledge tell me which insurance is the cheapest, by the way im 17"


Where can I get scooter insurance?
I am looking for insurance for a 150cc Scooter. I can not find any companies that want less than $1500 a year. Geico quoted me that, but I think they thought I had a motorcycle. Any ideas on companies?"


How much will my auto insurance premium decrease when...?
I turn 25 in a year, which I heard is when my auto insurance will go down a good bit. My wife will be 22, and we are on the same policy (We only drive our own cars). We both have clean driving records, good credit, and consistently held auto insurance since we were of driving age. She has minimum coverage on her car, and I have comp/collision with $1000 deductible. Our premium is $755/six months. So, when I turn 25, how much of a decrease in premium should we expect to see?


"New Driver, Buying Used Car, How much is monthly insurance?"
18 years of age, recently got my license more than a month ago. Looking into this 2003 Ford Taurus I found at a dealership (4 door).... Parents are saying insurance will cost around $300 a month! excluding the car payment which will be around $200 a month. For some reason, I don't believe them what so ever with the cost of the insurance. I do have to get full coverage insurance. But thats just ridiculous. New drivers, how much do you pay for insurance. Only answer if your on your own plan."


Insurance type help A-Z?
Please note- no existing health or any other condition. I was always been good health.


Why are people so afraid of having cheaper better Health Insurance?
Kids can be covered on their parents policy until they are 26. People will not be cut off if they get sick. And If you have a preexisting condition you can now get insurance. The Medicare prescription donut hole is going to be closed for seniors, saving seniors $1000s each yr. Why are people afraid of these things?"


Why is the monthly payment for a 10-year coverage for life insurance less than that of a 30-year?
I'm looking at the Gerber term-life insurance, if that makes any difference."


"I make $1500 and still live at home, is a $400 car payment plus $200 for car insurance too much ?"
I only pay for my cellphone bill which is $80 a month. I still live at home and i'm 20 years old. I will be making a lot more money within the next year. The car i want is a 2011 gti base model, which is top 10 in consumer mag for most reliable, practical, fuel efficient vehicles for this year. I want to drop $5k down which will be around $350 a month, but the insurance is $190 a month since i'm only 20. I've driven two used cars and they are just a headache and so i want to drive something fun, practical (4dr) and fuel efficient. Is this a good look?"


What happens if someone tries to commit car insurance fraud against you?
I got a hold of the adjuster that handled this girl's claim (the claim has been closed for two years so he said there's nothing he coud do about it now) and he flat out admitted that he never tried to match the damage on her car to mine. If he HAD tried to match it up, he would have seen that there was no way that damage was from my car, and I let him have it. They paid her $2,500 to repair her car without even checking to see if it was their client that did that damage. I was livid."


My Car Was Hit While Parked?
I was sitting at Walmart waiting on my cousin to come out, car is in my name but my license is suspended so she was the driver...either way while the car was parked someone hit me, by time I got out the car they already drove off, caused a little damage so I didn't think to report it cause my boyfriends grandfather owns a body shop but now I'm finding out I need a new knuckle and I have to report it to the insurance company, will they cover it if I was hit DIDNT report it and my license is suspended (even though I wasn't driving)"


Minor car accident without insurance?
I caused a scratch. But I don't have insurance by that time. What am I supposed to do? Go to beg the old lady stop claim insurance company but solve that privately? But she already reported to insurance company. Can she withdraw the claim so we can solve privately? Any other choice?


Car insurance address when at university?
I am a university 20 year old student and I will be insuring my first car next month. I was just wondering if I would be able to use my home address for the insurance details ro whether I would have to put my term time address. i ask this because I come from Wiltshire (low risk) and I go to uni in Birmingham (high risk). I mean my car will be with me at uni but the cost is sooo much lower if I use my home address. Is this ok and legal? Cheers


What happens if you get in a accident with no insurance?
I got in an accident today. It wasn't my car it was my moms, I gave the cop my license, registration, and insurance. However, I didn't know that the insurance was lapsed. It hadn't been paid. There wasn't any damage to the lady's car, and minimal damage to mine. Me and the women were getting ready to take off, but a cop came up, and said that because it was a main road, that we needed to fill out an accident report. She isn't gonna call her insurance company, but if she does, and they find out there wasn't insurance, are there fines to pay, do they take the car? I know I'll have to pay for whatever damages she may have on her car out of my pocket."


Average amount of settle payouts from substandard insurance companies?
Average amount of settle payouts from substandard insurance companies?


Car insurance?
what things should i look for in car insurance? and what exactly is a car insurance bond? any scams i should look out for? any good reasonable car insurance rates?


What would be the best/cheapest place to get moped insurance through?
I live in Edmonton, Alberta and I just bought a little 50cc Honda Jazz to use to commute to work with. I can't seem to find online quotes so I was wondering if anyone had any ideas on a good place to go to for reasonably priced insurance for the moped. Also, would I have to pay for a whole year up front or could I pay month-to-month?"


Should Obama be impeached for saying you can keep your insurance?
Should Obama be impeached for saying you can keep your insurance?


Can i go to jail for driving my car off repo lot?
I have a vehicle that was financed through Santander. After my contract was fulfilled i recieved my lien free title in the mail. I got the title in my name and the title on the car is still lien free. The vehicle was repoed and when i went to the repo lot with my lien free title they still said that they can't give me my car back and that their waiting to hear back from Santander on this matter and that i couldn't get my car back. I basically ran to my car and hopped in and drove off the lot. I have been getting phone calls threating to have me arrested for stealing my vehicle. Can i really go to jail for stealing my own vehicle


How much will my auto insurance premium decrease when...?
I turn 25 in a year, which I heard is when my auto insurance will go down a good bit. My wife will be 22, and we are on the same policy (We only drive our own cars). We both have clean driving records, good credit, and consistently held auto insurance since we were of driving age. She has minimum coverage on her car, and I have comp/collision with $1000 deductible. Our premium is $755/six months. So, when I turn 25, how much of a decrease in premium should we expect to see?