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Question on insurance payout from total loss car?

This lady hit my car and it was deemed a total loss. Im going through her insurance, Allstate, but the investigation is going a little slow. The adjuster that looked over my car to assess the damage and value recommended I go through my own insurance, Geico, to get a quicker payout. He said that Geico would just take my deductible out of the payout and then get it back through arbitration with Allstate after they finish their investigation and deem their insured at fault. Well, the Allstate guy originally valued my car at $9300. I had looked up my cars value myself and saw that none of the other cars nearly identical to mine in my area by dealers and owners, were going for less than $10k, and I told him that. He came up with some b.s. about there being a stain and some of the damage was old (my car was flawless w/o a single dent before the accident) and thats just what they are going for. Well, he was the one that gave me the advice to speed things up by going through my insurance, Geico, so I did. Theyve valued my car at $10,700. Geico is preparing to cut me a check for $10,200 (minus my $500 deductible), and they will do arbitration w/ Allstate after their investigation finishes. Im really concerned though since Allstate valued my car lower. If Allstate doesnt want to pay them the extra $1400, will I owe that back?

   








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