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How do insurance companies calculate insurance?

I went on to a price comparison site to check car insurance. For the car I wanted the price was great 320 for 1 year inc breakdown cover. (Insurance group 14). It got me thinking if I got a car in a lower insurance group what the price difference would be. So I entered the exact same details apart from a car in insurance group 2. The cheapest quote was 318 (only 2 cheaper than group 14) Surely the price should have been a lot cheaper than a measly 2??

   








Auto insurance for a 16 turning 17 year old for a 2003 mustang gt?
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Insurance rates for Acura TL 2001
Where can an 18 yr old get insurance?
Refinancing home -- title insurance?
Which is the cheapest van insurance?
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Insurance rates for BMW X5 2002
Does a person really need an health insurance agent?
OK, so health-care is unconstitutional because we cant be mandated to buy it? well what about auto insurance?
Do you purchase the new car or car insurance first?
Selling my car an confused about insurance?
How much is auto insurance for a 2004 mustang coupe? 16 year old male?
I may not be receiving medicaid anymore? what can i do about affordable health insurance for me and my 2 kids?
How much is Florida's car insurance each month.?
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Car or bike insurance?
How is does variable life insurance work?
Can i insure a car in one state and register in another?
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Life insurance question?
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If an insurance company makes a profit, isn't that a scam?
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What to do about Young Driver's car insurance?
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What's the Average GPA to get cheaper insurance for new driver?
Is there a grace period where you don't need insurance after you get your drivers license?
On average, how much is car insurance each year?
On average, how much is car insurance each year?
Insurance rates for BMW X5 2011
Cheap car insurance for 18 year old female in uk?
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How can i get car insurance?? please help!!!?
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Advice me something important I need to know about home business. I do not want to have issues with insurance, taxes or states permission.?
Car insurance companies with no deposit?
Do you have to have health insurance to....?
Can anyone tell me how much insurance companys pays out for vauxhall vectras 2 litre v reg with 55.00 miles?
Term Insurance vs Whole Life Insurance?
Is this Good Insurance? Is this Expensive?
Was this insurance agent being rude?
Insurance rates for Toyota Yaris 2012
Anybody get almost nothing for their health insurance premiums? - - In a major metro area, there are 10 specialists within...?
Insurance rates for Scion xD 2009
https://lbusfiramemenm.wordpress.com/2017/05/14/if-i-trade-in-my-car-which-doesnt-have-gap-insurance-and-get-a-new-car-with-gap-insurance-will-the-total-lo/

https://preachxefpehacgya.wordpress.com/2017/06/08/i-was-stopped-by-police-for-no-car-insurance-which-i-thought-was-covered-on-my-other-car-whats-the-fine/






























































Where can I find a comparative of insurance quotes for comercial stable insurance?
I need property coverage, an umbrella plan, summer camp coverage, equestrian activity insurance."


How much does boat insurance cost on average for a 52ft 1989 sailboat boat?
How much does boat insurance cost on average for a 52ft 1989 sailboat boat if south florida?


I'm 19 and I need cheap health insurance?
Okay, I'm 19 years old and I use to have some kind of plan with my mothers insurance but it was the kind where once I turn 18 I can no longer be on it. I really want to get insurance, but I don't know where to start. (I work only part time and can't get a full time job right now) I don't know what insurance companies are best for me or anything. I would greatly appreciate any help. Also, if I got insurance and then later found out I was pregnant what would happen? Would they cover that as well? Is there any insurance policy that covers pregnancy... if not, what could I do?"


Pregnant: no insurance?
i just found out that i'm pregnant. it was a surprise. i don't have insurance. what can i do? i am over qualified for medicaid, barely. my husband is a police officer. to give birth at the hospital it will cost $7180. i called maternity card but they are very expensive and my doctor already said he doesn't deal with them. does anyone have any solutions? i really need an answer. thanks! Additional Details just because my baby is a surprise doesn't mean it's not wanted. an abortion is never an option. it's too late to get insurance because pregnancy is a pre existing condition. i'll try medicaid again. i know i'm not an illegal alien but surely being an american citizen i should be entitled to something."


"Insurance wise, am I allowed to drive my parents' car?"
My parents bought me a car (Honda Accord), and my name is only under"" that car at the current moment"


"Life insurance, Help!?"
I am interested in getting life insurance, now I know that whole life is generally better. But what I'm confused about is just the general concept. Say I purchase a $10,000 policy. And I pay on it monthly, but what happens if I die. Will my beneficiary receive the entire 10 grand or will they only received what I paid thus far?"


Is it mandatory to take Health Insurance before approval stamp on my visa passport for UK as domestic worker i?
Is it mandatory to take Health Insurance before approval stamp on my visa passport for UK as domestic worker in a private household?


"My husband is retiring next year and I am unemployed and only 55, how do I get affordable health insurance?"
I have alot of health issues and I need to make sure I have coverage. I have been looking for a job with benefits, but so far no luck. I am 55 and my husband will be 63 when he retires. I need an insurance with no prior health exceptions."


"Is this car insurance friendly for a 17 year old, new driver's first car?"
2009 Dodge Avenger SE Sedan Bodystyle 4 door Sedan Engine 2.4L I-4cyl Transmission 4-Speed Automatic Ext. Color Silver Int. Color Dark Slate Gray Mileage 21,038 also if you have an idea give me a price range of how much insurance would be per month. Thanks! =]"


"I have AETNA insurance full coverage, and my hospital bill is $42,519, will my insurance pay all of it???"
i was in a sever car accident, lost control hit a tree. and my hospital bill is $42,519, for only 5 days in the hospital. No broken bones, no surgies. i only had a minor head concussion, and a few bruises. i have AETNA full coverage insurance and i am a full time college student. now will aetna pay all of the hospital bills..or do i have to pay some. im really confused."


Not sending counterpart to car insurer?
I have convictions that a year from being spent"" I can't send off my counter part as the insurance will go up 3"


Do you need proof of insurance to obtain a Florida Intermediate Restricted Driver License?
I live in Tennessee and moving down to Florida in early August and in Tennessee at age 16 you can get a license called Intermediate Restricted Driver License which just has more restrictions then a 17 year old and less restrictions then a 15 year old/permit. I'm not sure if Florida has these type of licenses but at the age of 16 with a Tennessee Intermediate Restricted License, to get a Florida license, must you show proof of insurance before you get your Florida license? The reason why i'm asking this is because obviously in Tennessee you do not need proof of insurance to get a Driver License. Thanks Guys!"


I am planning to get a health insurance?
Any health insurance plan that will give me free quotes, an individual health insurance or any health insurance company that is good."


Does personal auto insurance cover rental cars for comprehensive and liability?
Does personal auto insurance cover rental cars for comprehensive and liability?


Is car insurance cheaper for used cars than new?
I hear a lot that when getting you're first car that you're supposed to buy a used car and not a new car because auto-insurance is going to be cheaper. Is there any truth behind this?


How do insurance companies calculate insurance?
I went on to a price comparison site to check car insurance. For the car I wanted the price was great 320 for 1 year inc breakdown cover. (Insurance group 14). It got me thinking if I got a car in a lower insurance group what the price difference would be. So I entered the exact same details apart from a car in insurance group 2. The cheapest quote was 318 (only 2 cheaper than group 14) Surely the price should have been a lot cheaper than a measly 2??


Will depression medication raise my insurance costs?
My brother is in a severe depressive slump, if you will, and I would like to know whether any antidepressant medications will raise the family insurance costs. Please help me, and him! He needs it!!!"


Car Insurance Company wants me to send them pictures?
I don't know why, but I have never heard of this before and I am a little suspicious. So this idiot decided to back into my parked car and completely destroy my door. They are no doubt who is at fault for this. Their insurance company just called and wants me to send them pictures instead of them coming out to take pictures. Has anyone had this situation before, and how long after I send them pictures am I going to be able to fix my car, this happened on Monday and i am getting pissed! Thanks for your help!"


Car insurance question...?
If you have insurance on a car, is the car covered in a wreck no matter who's driving it?"


"Young car insurance, where and how?"
Just passed me test and looked at insurance and wwwwoooowwww!!!! 3000 around the value of the car any way, so insurance quotes expect young people to write there car off twice at 8000 crazy i mean i understand that there are some bad young overconfident drivers basicly this is for and auto 1.2 nisan micra fully comp on my mums insurance. Im a guy and 18 in may so what is the way around this. I don't really want a car but for me i feel its necessary because i'm not a confident driver so need to keep it going. so do i buy a bangger(If so whats a good model) or go on my mums car. UK thanks guys any help appreciated"


Mazda RX-8 insurance cost?
I'm 16 about to turn 17 in a mere few months. After getting a job I looked into cars for myself and set my eyes on a Mazda RX-8. Since I'm only 16 does anyone know a basic price per month on a 2004 model? Currently I am co-insured under my mother on a 2009 Honda Civic for about $80 per month. I'm just curious as to how much I'd be charged if I were to get a RX-8. Thank you for your time.


How can we get or is it possible to put a freeze for one or two years on health insurance cost?
I see BCBS is going up over 7% for 2011. Is there no stopping these rising costs? my poor pension.


Why not drop your expensive insurance and become uninsured?
Let's just say that the government will offer the uninsured insurance for $100/month (I have to guess, because this is never talked about by them""). So"


Auto Insurance - what went wrong here?
Ken, as far we knew, there were no witnesses (small town, not a busy time of day). The repair company seemed to have it together right away, and my insurance carrier agreed their evidence and opinion was persuasive after I presented their offered testimony and photos this was a far defense. But you're right insofar as what they asked - they said they needed a witness besides myself."


How do I find out my neighbors homeowners insurance company?
My daughter was bitten by my neighbors dog. He refuses to pay. I want to file a claim on his homeowners insurance, but he won't tell me."


Where can I buy cheap auto insurance?
Where can I buy cheap auto insurance?


Car insurance for LHD car ?
Hi there, I want to buy 2001-2004 year freelander (left hand drive), then drive to my country and insure it. I need insurance what would cover for two months on UK roads. Do you know any insurance company what would offer as cheap as possible and the possibility to cancel my insurance after 2 months ? Regards, Ed"


"If I bought the DB9 they wrecked in the Bond movie, where can I get it repaired really cheap.?
Is insurance cheap and can I drive it really fast because it was used in a movie?


"Car Insurance Cost, ages 16-22?"
I'm trying to get a rough Idea of what teens -20's pay for car insurance. Please list what company and how mcuh you pay, (*Don't List if your on your parents insurance*). Thanks."


Can i get car insurance if i dont have my licence?
So basically I didn't have a car to take my dl test in ( my mom has a stick, and I cant drive it, i tried and failed), so i saved up and just bought a little 2000 saab turbo. Only now i have called Allstate, Geico, and AAA and they all say that 1) I cannot insure my car because I do not have a licence 2) My mom cannot add my car to her insuranve because her name is not on the pink slip, mine is SO is there any car insurance company that will cover my car for like 3 months till I take my test? Like, of course Id have a licenced driver with me in the car so I can legally drive it (im 18)."


"HELP :( I need dental coverage but I am a temp.Can anyone recommend insurance?!?"""
I'm having a really hard time finding an insurance company that are available to temps. Unfortunately I make too much to be eligible for medicaid, which is ironic because I don't make a lot of money! lol So any suggestions!? I really need to go to the dentist asap, I'm in a lot of pain :'("


How do insurance companies calculate insurance?
I went on to a price comparison site to check car insurance. For the car I wanted the price was great 320 for 1 year inc breakdown cover. (Insurance group 14). It got me thinking if I got a car in a lower insurance group what the price difference would be. So I entered the exact same details apart from a car in insurance group 2. The cheapest quote was 318 (only 2 cheaper than group 14) Surely the price should have been a lot cheaper than a measly 2??


Why insurance companies charge more simply on your car color?
Well it can't be where we live. We are room mates fresh out of basic training, We just bought ourselves a little something to congradulate ourselves on making it through the training. But we live in the same appartment, same car, same everything, the only difference is that his is blue and mine is red. I called them and they even said it was the color of my car.."


Motorcycle insurance on a 17 year old.?
i'm 17 years old and planning on gettin a sportbike. i was wonderin how much full coverage cost for a suzuki gsr 600.


Live in different states then parent: Car insurance?
Do I have to live in the same state as my dad to have my car under his insurance? I live in NC and he lives in SC if that makes a difference. Thank you!!


With new Social Programs and Affordable Insurance for Everyone.....?
I can see that I will have a lot more money to go spending on eating out, going on long vacations and not having to work those long hours to make it anymore. Cant wait till November, its going to be Change time. How long before these goodies"" are implemented by the Democrats and the bad costly programs rid of?"""


Need a quote on car insurance by Norwich Union. Just passed test.?
A friend needs a quote on car insurance. He has just passed his test and is about to buy his first car. All details can be provided to find a rough estamate before he purchases car insurance from yourselves.


Best Maternity related insurance in California?
Hi, I work as a consultant and looking for a best medical insurance for my spouse for pregnancy in California. Though we have insurance, not sure if its the best in this state. She is not yet pregnant. What would be the average charges for a good medical insurance in this state for pregnancy. Your answers highly appreciated."


Question about contractor's insurance?
My husband is an electrician and lately we have had to decline lots of sidework"" because he doesn't have insurance. He works for an electrical company and only does jobs on the side here and there. Now work has really been pouring in and he can't take most of the jobs since they require he has some sort of insurance. So my quesiton is: What type of insurance would he need? Where can I find it? What is a roundabout figure yearly for this insurance? Thanks"""


Life insurance?
Can I get life insurance for my goldfish so when I kill it ahem* when it dies my family will be taken care of while they mourn for the loss


"Where can i get the cheapest car insurance on a peugeot 206, toyota yaris, vauxhaul corsa or honda jazz?"
Im 17, learning to drive and need as cheap car insurance as possible. Ideally i'd like any of the cars above, though if there are others that are similar and have really cheap insurance, i'd be grateful to know Also if you have any useful information about any of these cars... thanks"


Where can I get a fair priced car insurance for a first time driver at the age of 17 and Male?
Just to clarify the speeding major, it was because a 40 sign was ahead so I approached it AT 40 when I was still in a 30 zone. So no, I wasn't driving dangerously I just got a little confused. As for the car, I would rather buy a new car and keep it for 3000 insurance, than buy a banger and change it after 2 years and still pay that 3000 insurance. And I don't have to drive no, but there is only so far a bicycle can get you and i'm already cycling 80+ miles weekly to work and college etc."


Question about medical insurance in california (Please read important)?
Hi i was wondering if anyone knows of a good health coverage/medical insurance that will cover services that were obtained just a few months maybe even weeks before insurance was actually obtained. The reason i ask is because i dont have any health insurance and i have been having chest pain for the last 2 days and it feels like its coming from my heart kind of a dull achy but yet sometime sharp pain and discomfort.I want to see a doctor. I dont know they may do test or something and its going to be expensive. So please any advice i am very scared as i am only 22. Thanks


What's the best car insurance to go through?
I'm getting a car soon would like to know the best and the cheapest kind of insurance to get.


Can I keep a uninsured car in my parking lot?
I live in Maryland. My insurance is expensive, $470.00 a month when I am put on my fathers policy (2 cars, 2 drivers). I use him on my policy because its cheaper. I have paid my and his insurance for the past year or so. I'm working far from home and wont need my car for the next 3 months. Until I come back and start school again. I canceled my insurance 3 days ago because I didnt have enough to cover the bills. And because I wouldnt be using the car. My hopes were that i'd be able to save $1,440.00 by leaving the car in my parkihg lot un-insured. No one is driving it. Is there anything wrong with doing this? Can I legally leave my car uninsured?"


Our church's insurance co. says that anyone who offers a ride to certain persons must give proofs to the insurance co as noted. True?
The bus ministry drivers all have the proper requirements for driving all passengers, including children. Just to be clear. I know of people who occasionally give a ride to someone who has some form of disability - and this is the area I am mostly inquiring about. They are being asked to do all that reporting TO the church and submit to a criminal background check as well. Shoot, most people who GO to church are people that are looking for a way UP and many probably DO have criminal records."


Car insurance on taxes?
im a 23yr old part time student and i work full time, first time im filing my taxes alone, am i able to add my car insurance like i to with tuition?"


How do insurance companies calculate insurance?
I went on to a price comparison site to check car insurance. For the car I wanted the price was great 320 for 1 year inc breakdown cover. (Insurance group 14). It got me thinking if I got a car in a lower insurance group what the price difference would be. So I entered the exact same details apart from a car in insurance group 2. The cheapest quote was 318 (only 2 cheaper than group 14) Surely the price should have been a lot cheaper than a measly 2??