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How is does variable life insurance work?

I went to an AXA financial advisor to plan for my retirement and he insists i get an flexible variable life insurance policy from AXA? Anyone have this insurance from AXA and how does it work? I personally want to put money on IRA's, but he is saying this is a better option for me. I am 29 and single. What do you think?

   








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Car Insurance?
I am in the process of my my own car. I have been sharing my dads old car with my sister. I am 21, I got my licesnce when I was 18, and I have not yet had it three years. My dad called the insurance company and they told him it would be over 2600 paid in full because I have not had my liscence for 3 years, and in January it will drop. is this true, or does he just not want me to get a car?"


What is an insurance Premium?
What is the difference between these four Premium? Deductible? Co-Pay? and Waiver


Insurance settlement following motorcycle accident - GA?
The accident was ruled the other driver's fault. I had three pelvic fractures, dislocated tailbone, and fractured elbow. My health ins isn't paying, but the med bills have been reduced to the negotiated rate that my ins would normally pay. So my TOTAL OWED is about 2/3's of the initial total. Since pain & suffering is based on med bills times a multiplier, which amount will the ins co use? The larger total or the negotiated total? An attorney told me that this hospital is notorious for requesting the rest of the owed amount after the settlement has been reached, so obviously, I want the most money that I can get (and 13 weeks missed work!) Thanks"


I want Whole Life insurance and Gerber Life insurance seems good for my Newborn boy. Should I get it too?
I dont make great deals of money each month, so I just want some decent coverage if the inevitable does happen. So I guess since I am a current sophomore in college i could just get term life insurance and then convert it to whole life once i get a good job. So then would you say term is better than whole life in my situation of being a 19 year old parent?"


Which car insurance company is cheap and good?
I have All State but its too expensive I am single so i have to pay $845 for 6 months


Ways to make car insurance cheaper?
I know this question or something similar has been asked a lot but i'm 18 and i've just passed my driving test and i'm looking for insurance. I have 2000 saved up and all the quotes i've been given are around this, I know i'm not going to get it much cheaper than this. Does ringing up the insurer and saying you've been given a cheaper like for like quote etc. work in getting the price down? And what companies are recommended for younger drivers? Thanks :)"


Is free Health Insurance and Food Stamps considered economics?
My sister says food stamps and health insurance are government. What are they exactly?


Insurance for a teenager in Toronto?
Hey I'm currently 15 soon turning 16 and I have a car in mind. I had a 2005 Acura RSX Type-S in mind but I heard the insurance is quite expensive. Especially for teenagers. Does anybody know the rate? if anything my dad is an experienced driver for over 30 years and if he could insure the car under his name, then put me under that. Any suggestions?"


"If I like a used car say $20k. What is the order of getting a loan, paying with loan, car insurance?"
Do I get aproved for a loan then tell the dealer, then get insurance?"


"16, got a car brought for me.. can anyone help me with an insurance question?"
i'm 17 in 3 weeks.. and my parents brought me a car, it has no insurance but we need to get it back to my house. as i'm only 16, does it have to be on my parents insurance until my birthday?"


Are You Retired with an Indexed Universal Life or Whole Life Insurance payout? Is it good?
My husband and I are 29 and looking for a good vehicle for retirement savings. We max out the 6% matching with his company in a 401K but would like to invest the remainder of our disposable money elsewhere. We have been reading on cash value insurance vehicles and like the idea of a tax free withdrawal later, however we see that fees are often high and variable and financial experts disagree on the efficacy of these savings vehicles. Instead of getting any more projected opinions, we'd like to hear from real retirees and find out what worked for them. if you could give us as many details about your annual contributions and savings vehicles and how that paid off for you it would be a great help to us! :-) For an idea of our financial ability to save, right now my husband's income is $93,000 and when I'm finished with graduate school I will be earning as well."


Average retail store general liability insurance price?
I'm opening a retail clothing store with a hangout area in the Portland, OR area, within about a year. The store will be open 24/7, and have couches, a stage for events, and vending machines. What I'm wondering is, about how much am I looking at per month for general liability insurance for the place, and worker's comp? I don't need an exact number, of course. Not yet anyway. I'll get that from an agent when I get closer to opening the store, but I need a rough number so that I can work on my budget. Does anyone know approximately how much it will run me per month? Any help would be appreciated. Thanks."


"Shopping for health insurance...un-insurable?""?"""
OK gang, here's a doozie. We've been shopping for health insurance and are continually declined because we consume more than 12 alcohol drinks per week.(I know! Are you kidding me??) We're perfectly healthy people who have a few beers after work each day, and a few more on the weekends. Can anyone assist me in finding the right company?"


Obama denied knowing Jonathan Gruber and minimized his involvement with the drafting of Obamacare. How does he deny this?
www.youtube.com/watch?v=_45VwsmUj-Y Obama claims he just found out about Jonathan Gruber before walking out on stage in Australia Minute mark 1:16 ... For the idiots who refuse to watch the news and continue running their pie holes.


How can i apply for this kinda insurance?
Im signing up for insurance. Honestly im in desperate need of 10,000$ or at least $7,000. I don't know how fast that can be processed either. Btw witch insurance offers cash value life policy ...i know not all insurance offers that btw i live in NY if that helps"


How is does variable life insurance work?
I went to an AXA financial advisor to plan for my retirement and he insists i get an flexible variable life insurance policy from AXA? Anyone have this insurance from AXA and how does it work? I personally want to put money on IRA's, but he is saying this is a better option for me. I am 29 and single. What do you think?


If your learner's permit expires before you become fully ..licensed and you fail when you retake the test would your insurance still be vali?
If your learner's permit expires before you become fully licensed and you fail when you retake the test would your insurance still be valid?


Can I buy 1 months insurance ? ( under 21)?
Hi all, Been looking around for 1 -2 months insurance cover for under 21 in the Uk. It's been difficult to find anything on the internet. Can I actually buy this? Or would I just have to buy yearly Insurance? Any help would be much appreciated. Thanks in advance."


What is required for a new resident in England (from Canada) to get car insurance?
Moving to England shortly, and it will be so much easier to find work and move into a new place if we have a car first. What information will we need to get insurance? We will be living with friends, so we could use their address and phone number until we get our own place. But will we need a national insurance number before we can get car insurance? British bank account? We'll be getting those things, but it would be so much easier to have the car first. Basically, what is required for us to provide in order to get a car bought, insured, and on the road? (We'll be paying cash.)"


Is this possible with AIG car insurance?
hi i have a full coverage on my car with AIG and it says, it covers rental insurance too.. what does that mean.. generally, how does rental insurance coverage works.. is it only when my car is in unoperable condition or just for any rental that i take when am away from my home..."


I got into a car accident and im at fault. How long will it take for my insurance agent to call me?
I got into an accident 2 nights ago and the cops were called. The cop came down and filed a report. He than told me to wait to hear from my insurance and that was all. When will I hear from them? Thanks.!


How can I find a car to test drive?
Well I just called the nearest Toyota dealership and told them that I'm thinking of buying one somewhere else, but I want to test drive one and I asked if that's alright and they said yes, if they have one. I wish one of the car rental places near me had one of these, but I'm sure most rental places wouldn't have them anyway."


What are homeowners insurance rates for mobile homes?
What are homeowners insurance rates for mobile homes?


Car insurance: Progressive vs. State Farm?
We had to make a choice by March 1st and considering the service and corespondence we received from each company during our time of consideration, Progressive was the hands down winner. It took State Farm almost three weeks to get a quote for us and every time we got ANY info from them, it was because we made the call. They first said they had to ask me about my accident in August, but no one ever called to ask, so I called and the lady said they'd be back to me by the end of the day. Three phone calls from us and week later, they finally gave us something. With Progressive, I worked with the same girl, and she even made appointments to call me at 7pm two days in a row and kept them. The one day she was out sick and even had a coworker call at our appointed time to let me know that she was out that day. I really think Progressive values our business more."


How do I dispute this Auto Insurance Claim?
I drive a big Chevy Silverado and was standing in the left lane, yeilding, to make a left turn. A woman in a Toyota Camry was distracted with her phone and swerved into my front, right bumper. She sustained a dent in her driver side door while I have scratches on my chrome bumper. I told her I didn't need anything for repair for my bumper, I don't care and the woman said I'll call Geico and left. She was speeding and obviously in a hurry! Geico calls me and tells me that I am at fault because the woman told them that I turned into her. They say that the pictures validate her claim. They've made their decision and that is that. I need to pay. If I was insured with Geico, then I can dispute, but I am not insured. So the only decision is to pay. How can I dispute this? I drive a big-*** truck. Of course her car has more damage! She's lying, but she's insured with Geico, so they are taking her side!"


How can i drive a car from florida to ny with temporary plates?
i want to buy a car in the state of florida. iam a ny resident with ny license and was wondering if i buy a car in florida how can i get tags and all that to drive to ny. i dont have insurance as of now


Would a warrant for a no insurance ticket affect me in california from minnesota?
Would a warrant for a no insurance ticket affect me in california from minnesota?


What is better whole or term and why?
I am shopping for life insurance. I would like to avoid a situation after my death that our family just went through when our mom died back in July of this year. My sister had taken out a policy on her but had no idea it wouldn't pay out (for death benefits) until it was effective for 24 months. Which is better-term or whole life. Explain to me why? Thanks


Auto Insurance questions?
I just bought a new car and moved out of my mothers house. I have been on her auto insurance as well since I was going to school while I was living there, after graduating, I finally found my own place. Since I bought the new car, I was wondering if it was illegal for me to stay on her insurance since I no longer reside there. She co-signed for me on the car loan, so she is actually on the registration along with me. I just don't want to be doing anything illegally. I just bought the car this past weekend and moved the weekend before and I think I have a grace period to switch to my own policy if needed. Its just that the rate is sooo much cheaper on hers. I'm 28 with great a great driving record. Any thoughts?"


How much does non-owners auto insurance cost on average?
I would like to know the average cost per month


What happens if I cancel my car insurance policy?
I can't pay my monthly car insurance note. What will happen if I just cancel the policy before the payment is due? Will they still flag my license if I just cancel the policy?


How is does variable life insurance work?
I went to an AXA financial advisor to plan for my retirement and he insists i get an flexible variable life insurance policy from AXA? Anyone have this insurance from AXA and how does it work? I personally want to put money on IRA's, but he is saying this is a better option for me. I am 29 and single. What do you think?


Question about private insurance/medicaid?
My son has medicaid through his dad as well as private insurance with me. In other words he has 2 insurances. The other day his grandma took him to the emergency room and she said she showed them his medicaid card. Well lo and behold I got a bill today for about 168 dollars. My question is that when someone has both medicaid and private insurance, who gets billed first. I thought that medicaid would be billed by default. Can someone please clarify this. Thanks"


Cost for car insurance 17 year old male?
I have a 04 mustang and am wondering how much car insurance would be for a first time driver im male? A rough monthly estimate would be great


How much money does bariatric surgery cost without insurance?
I wanted to know in general and without insurance how much money bariatric surgery costs? Also are there any Dr's, Hopsitals, clinics to help those without insurance or who need help with total cost?"


Why is my car insurance quote so high?
I have been to CompareTheMarket for a quote on car insurance, and the cheapest quote was around 5,000 for a car that costs 250. Why is my quote so high? I'm a first time driver living in an area with a fairly high crime rate. After changing the address to my girlfriends the quote came down to 2,000. This is still way too much considering the cost of the car! Is there any way to bring the insurance cost down? I wont be able to afford to drive at this rate."


17 year old student Car Insurance for a Ford Fiesta 1.25 or a 1.4 climate 2004-2005?
Insurance for a Ford Fiesta 1.25 or a 1.4 climate 2004-2005 I need reasonable car insure I have no no claims bonus and I am new driver. I have been quoted around 4000 fully com on a 4000 car. My budget for insurance is around 1400 full or third party. I am an A level Law student I will going to uni next year and I might use the car to commute to there


We are looking for affordable healthcare insurance for my husband and i we are not wealthy but we need?
health insurance we would be paying it out of pocket there would be no way for us to have bluecross blueshield but we need something we are in our 40s and if someone could helpus with the right info we would really appreciate it SINCERELY ,, miserable and uninsured"


Can you get your national insurance number before 15 and 9 months in the UK? Is it possible?
Can you get your national insurance number before 15 and 9 months in the UK? Is it possible?


What is the cheapest place to get car insurance in Toronto Canada?
What is the cheapest place to get car insurance in Toronto Canada?


How much would insurance be for a 2008 Honda CBR 125cc?
I'm only a 16 year old, 5'3 115 pound girl... I've got my g1, my driving course and I'm more than willing to take the motorcycle course. I'm looking at buying a 2008 Honda CBR 125cc. I'm wondering ON AVERAGE what I'll be paying for insurance? Thanks in advance! Oh and I'm in Sudbury, Ontario. I'll only be doing about 20-30km a day, if that makes a difference"


What happens if i get hit by a car and i dont have insurance my car was parked i didnt drive it?
i was parked and a car backed up to park and had a mecahnical problem hit my front bumper and literaly dragged it to the sidewalk. i dont have insurance i always left my car parked , but he hit it is his insuranse responsable for the damage? thank you anyone that answers i need help quick please!!!"


Is Mercury Insurance good?
cause i know its really cheap


Do you have to report a DUI to the car insurance company?
My friend got a DUI not too long ago. This is the state of Florida, and she has Allstate. I understand that her getting a DUI is now public records because she spent the night in jail. Because the fact that it's public records now, is she required to inform her Allstate insurance company about her DUI? Also, what will happen either way whether she reports it to insurance company or not? Will they remove her from her insurance or jack up the rates? It is her FIRST DUI and other than that she has a good driving record. Thanks."


How much would a 1970 ford maverick cost to insure (roughly)?
I'm an 18 year old guy, completely okay with the minimum coverage. I see almost everyday this 1970 ford maverick coupe on my road, and was wondering how much it would cost to insure. I have no tickets and no accidents, as well as good grade discounts etc. don't need a specific number but an educated guess would be appreciated."


What is the Mustang classed under for insurance?
i was told that insurance companies class it as a sports car"" and will the insurance be high for a driver who: has slight ADD"


I'm an employer and I need assistance regarding Illinois Workers Comp Insurance?
I have owned my business for little over a year. I had to file a work comp claim last year for an injured employee. Now my insurance company is dropping me. I have called a number of insurance companies/brokers, no one wants to provide coverage. It is legally required for me to have it. What am I supposed to do at this point? Who can I call for assistance?"


How is does variable life insurance work?
I went to an AXA financial advisor to plan for my retirement and he insists i get an flexible variable life insurance policy from AXA? Anyone have this insurance from AXA and how does it work? I personally want to put money on IRA's, but he is saying this is a better option for me. I am 29 and single. What do you think?