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Why did my wife's auto insurance premiums go up after I got a DUI?

After I pleaded guilty to a DUI charge, my wife's auto insurance company refused to renew her policy. Because we are married, other insurance companies have either quoted her higher premiums or refused a quote for her based upon my mistake. We had separate insurance companies, I was driving my car, not hers. She was not in the car with me and had nothing to do with it. I was pulled over because my license plate light was burned out. I was not driving erratically, speeding or anything of that sort. I had not had any violations in 16 years and she hasn't in nearly 30-years. Why is my wife being punished" for my mistake and how is it legal?"

   








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Why did my wife's auto insurance premiums go up after I got a DUI?
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Why did my wife's auto insurance premiums go up after I got a DUI?
After I pleaded guilty to a DUI charge, my wife's auto insurance company refused to renew her policy. Because we are married, other insurance companies have either quoted her higher premiums or refused a quote for her based upon my mistake. We had separate insurance companies, I was driving my car, not hers. She was not in the car with me and had nothing to do with it. I was pulled over because my license plate light was burned out. I was not driving erratically, speeding or anything of that sort. I had not had any violations in 16 years and she hasn't in nearly 30-years. Why is my wife being punished" for my mistake and how is it legal?"