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Should you be allowed to buy car insurance only AFTER you have a car accident, and save your money beforehand?

Isn't denying car insurance AFTER a car accident denying it for a pre-existing condition"? If this health care bill passes

   








Insurance rates for Mercedez Benz AMG E63 1997
Which provides better health Insurance coverage? Traditional Medical Coverage or Short-Term Medical Coverage?
Can you recommend a cheap car insurance company for a 25 year old?
Getting free insurance when buying a van new?
Insurance rates for Honda CR-V 2006
New HOME OWNERS INSURANCE MAKING ME FIX GUTTERS/SAUFETS/FACIA?
Insurance rates for Mercedez Benz G63 AMG 2002
Insurance rates for Mazda 2 2014
Insurance rates for Lexus ES 300h 2016
Insurance rates for Chrysler 200 2014
Insurance claim question...?
Insurance rates for Lexus GS 450h 2011
On average how much would it cost for an independent living 15 year old girl to get good health insurance.?
Insurance rates for Mercedez Benz G550 2008
I got an insurance quote for a 1990 mustang gt at 225 a month. im 17 how do i get lower?
Approximately how much does it cost to bond and insure a sole-proprietorship pressure washing business?
What would be the best pet insurance?
Health Insurance For Full Time College Students?
Insurance rates for Nissan Altima 2004
Whats the cheapest car insurance for a 18 yr old female?
How much Percentage of Premium Covers in Car Insurance Policy?
Someone hits me and I have no car insurance?
What is auto iinsurance Quote ?
How do you get home insurance company to give you a fair amount for repairs after hail damage?
Insurance rates for Audi A4 2016
Insurance rates for Jeep Wrangler 2012
How much would the insurance be?
Insurance rates for Bentley Continental 2004
Can I take out a life insurance policy on someone else?
How much will it cost for bus insurance?
My car insurance wont cover me. what can i do?
I pay 240 a month for car insurance and im 18. Is this normal?
Looking for a good first car, one with low insurance rates preferably?
Looking for a good first car, one with low insurance rates preferably?
Insurance rates for Lexus LX 570 2012
Insurance rates for Lexus IS 2009
Insurance rates for Hyundai Genesis 2015
I am wondering if anyone knows what insurance would cost on a Mustang V6 for a 16 year-old female in Tennessee?
No insurance and Pregnant in Florida?
Why do we call Obamacare healthcare"? It isn't! It is health INSURANCE!?"
Insurance rates for Mercedez Benz E350 1997
Insurance rates for Scion xD 2015
Car accident without insurance?
Employers didnt ask for national insurance number?
Insurance rates for BMW 528i 2008
Is There an Affordable Dental Insurance Plan Available??
Insurance rates for Ford Shelby 2013
Insurance rates for BMW 528i 2002
16-24 yr olds: What do you know about insurance?
Cheap car insurance for 17 years olds?
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"What should i get Fiesta ST, Mazda 3 OR BRZ? and why?"
Looking to purchase a new car! Just to note: I HAVE driven all three of these cars (Plus many, many others) I realize these cars are all very different but i have narrowed my search down to these three: 2015 Mazda 3 i sport - Affordable, Luxurious, Poor performance 2014 Subaru BRZ (because of financing options) - FUN, Quite the looker, Most expensive costs and insurance 2015 Ford Fiesta ST - Enjoyable, pretty fast, moderate price but its a ford.. I really cant decide and would like to hear some input, Ive never heard of a comparison of this nature. (If I could wait for the new eco mustang i would.. but i cant because my car was recently totalled and need transportation..)"


How to get car insurance for a reasonable price at 17/18?
Please, please please, do not say oooh you're a hazard"


How do I get insurance for a car with that on the title?
How do I get insurance for a car with that on the title?


Would it be cheaper to insure a van (SWB transit size) or a Car (fiesta/Clio size)On 08 Plates.?
Ive tried insurance companies buy they wont tell me anything unless i give reg no's and stuff, and i havent got it yet so i cant :s so just a basic geuss would be good, i assumed a van would be cheaper as their arnt as many luxuries and such in them?"


Isn't the expected value of health insurance for a healthy purpose going to be highly negative?
And so, it might be unwise for a healthy person to purchase health insurance on the individual open market? First, we have the insurance companies as a profit-taking industry. They exist to make money. So obviously they take in more premiums than they pay out for medical expenses. Right off the bat, we have a negative expected value for the buyers of health insurance. In other words, you should expect that the premiums you pay to the health insurance company will be more than the benefits you get back, on average. But on top of that, for a HEALTHY person, the difference would be even greater. Since your risk is grouped together with the risk of more unhealthy people (obese, smokers, etc), you're basically subsidizing their insurance. So the difference between your premiums and the expected benefits you get back is even more. It seems like a very fit, health-conscious person is really taking it on the chin by buying health insurance in the individual market. Maybe they'd often be better off by just building up a health savings account and self-insuring?"


I am going to drive in a few years can somebody list some cars that are sporty but low on insurance?
does the insurance company have to know if you add more horsepower to a car? what if it looks sporty or fast but it may not be. how do they determine the rates?


How can I buy car insurance?
Sorry, my real question is as follows: My mom owns a car, and I want to drive the car and get it insured. I do not know if I can find an auto insurance agent and tell her or him that I want to insurance the car for myself alone, without paying insurance fees for my mom. I just want to insurance my mother's car and drive it by myself without paying any premium fees of insuring both mom and I. Any one has experience about that? Is it possible?"


"Are university students that work part time on work study programs covered by insurance if they are injured at work? If not, why not?"
Are university students that work part time on work study programs covered by insurance if they are injured at work? If not, why not?"


Financing a car and someone els pays for insurance?
If I'm financing a car can someone els buy me full coverage and pay for it? . (Car being under there name for insurance yet under my name for the car payments with the bank)


Why is the health care bill being compared to car insurance?
No one is forced to drive, but we are forced to buy health insurance?"


Which do you think would be cheaper on insurance.?
For a 17 year old Provisional licence driver in Ireland.? 2005 Nissan Almera 1.5L saloon or 2000 Honda Civic 1.3L Hatchback I know the Nissan has a bigger engine and is a saloon but will they think im a boy racer because of it being a Honda civic.?


Why the difference in Insurance availability between developing countries vs. industrialized nations?
Why has insurance traditionally been more common in industrialized nations, and why is it uncommon/not possible for people in developing worlds to have insurance? At first I thought it was simply because insurance is not affordable by people in developing countries, but maybe there are other reasons?"


Stolen car and insurance situation?
My car got stolen on June 20th,2008 in Queens,NY.It took three months for the insurance company to pay the bank.Which the bank took out two more months payments for the stolen vehicle due to the insurance company haven't paid them yet. But they say they will reimbursed that for me. Just another thing here, I didn't go to DMV for about 30 days or sometimes in July to have my plates reported stolen due to lacking off information that should be given to me. Now here are the situations and the following questions: 1.Are you liable for the next month payment to the bank(in this case July and so on)? 2.Is it legal for a bank to get money for next month payment for your stolen vehicle?(mind you this, my company take out monthly payment for the car and insurance automatically,so they took out money for the month of July and August due to the bank haven't got money from the insurance) 3.when is the bank base on to give a payoff amount to the insurance company, let use my case for instance, is it on June or July(considering the car is stolen on June, but I made payment for month of June)? 4.when I got my rebate check, the bank explained to me that that was the money for the rebate from the insurance, when I look the payoff is base on October payoff, they said it because they got the money on October,is it legal? Thanks for all the answer, hopefully these questions will educate us more about insurance and the legality of this problem. Please answer by the number, so people can relate to the question. All answer is highly appreciated. Thanks. "


Do you have to have health insurance to have Rhinoplasty?
Just wondering if you have to have health insurance for a nose job.


Cheapest car to insure for first driver 17?
i want to be drivign this year but the insurance is crazy! i looked at a 1l corsa 1litre is one of smallest engines you can get and its 5k a year so what cars are cheap to insure at 17 and a roughly figure? i dont want any ridiculous cars such as fiat panda smart car ect if im paying so much i want it to be semi nice the ford ka is also abit to feminim for my liking i like minis golf polos 106 corsas astras those type of cars cheers :] would really appreciate the help cheers joe


Should you be allowed to buy car insurance only AFTER you have a car accident, and save your money beforehand?
Isn't denying car insurance AFTER a car accident denying it for a pre-existing condition"? If this health care bill passes


Car insurance for new drivers !?
Ok so Ive spent quite some time googling"" this but to no real answer ! My question is"


Help!!!!!! Mom is sick and has no insurance?
okay so my mother is really sick, she is 53 years old and needs medical attention. However, she doesn't have insurance and she has to pay everytime she goes to the doctor. She has severe anemia and needs to take procrit which is like$600-$700 and she needs to take diabetes, hypertension, thyroid medicine. We live in California.. i don't know what to do,,,someone help!!!! please.."


Which one is better whole life insurance or term life insurance ?
I bought a whole life insurance $500,000 for my 2 kids. I need to pay for 15 years which comes out to a total of $78,000 by the time I finish. Then, I'll have $500,000 for the rest of my life until I die, for my kids. However, a friend told me that I shouldn't have bought that. He said insurance companies are just trying to sell me something to trick me to into buying something that is not worth it. He said $500,000 that I pay insurance companies now is worth at the present dollar, but 20-30 years from now, it's not worth hardly anything. He said because of inflation the dollar is not going to be worth that much later as it will now. He explained in 30 years you cannot use $500,000 to buy like a good house like you can now. Do you think everything all prices will go up that much higher in 20-30 years ? I think $500,000 is a lot of $ for life insurance that I can give my kids later. How can that not be worth it ? Do you think what he said is true ? He said I should have bought term life, but I don't know how long I'm going to live. What if I still live after 20 years of paying for term life insurance ? Isn't the cost to buy more life insurance going to be super high because I'm old, let's say I'm 75 years old ? Which one is better whole life insurance or term life insurance ? What is your opinion ? I would like different people's opinion as I'm beginning to feel buying this whole life insurance $500,00 for my kids is a big waste of $ because of what my friend says. What do you think ? Thank you for your opinion !"


Does anyone know the average price of plpd insurance on a mustang gt for a 16 year old?
I am turning 16 and I really want a mustang gt ive found one but I need to find the price of plpd on a mustang gt so if anyone has any answers or prices please tell me


"What laws define group"" in Group Health Insurance?"""
I recently started a small business with a colleague after getting laid off. We have tried many different options for health insurance now that we're self-employed, but it is very difficult because I am a Type 1 Diabetic, and don't qualify for any individual health insurance plans. We have looked into getting group health care (which I could qualify for) through our new business, but because there are only two of us, it is prohibitively expensive because 50% of our group has diabetes. The insurance broker we talked to said that we wouldn't really see any benefits until we had at least 5 or 6 people in our group."" What constitutes a ""group""? Could we ""hire"" some of our other friends who don't have health insurance as employees and then not give them any hours? As employees"


Do any insurance companies do SEASONAL motorcycle insurance?
I am deploying at the end of the summer and was curious if any insurance companies do seasonal or monthly insurance. I live in NJ so if you know of any place that does this please let me know. I tried riders insurance and progressive already. Thank you


Motorcycle recommendation for teen girl and mother?
I'm looking for any recommendations of a sports bike for my mother & myself. We'll be shopping for bikes when I get my license(8 months). I'm about 5'6 and about 185lbs


How much would insurance be on a mistibishi lancer GT on my moms insurance? (16 yrs. old)?
We are thinking about purchasing a mistibishi but we fear the insurance would skyrocket as me being a new driver. Any help?


What is the average first year salary for a State Farm agent?
Are additional commissions paid? If so how are they structured.


"If one driver in a marriage becomes disabled, are insurance rates reduced?
My husband (82) is disabled and can no longer drive. I am the sole driver now. Do the insurance rates remain the same or are they based on one driver only?


Where in FL (county?) lowest auto insurance premium?
Where in FL (county?) lowest auto insurance premium?


How do i find list of all previous owners of my home?
How do i find list of all previous owners of my home?


"New Driver Insurance question , Help me out if u can.?"
Hi i just passed my test and want to know what Insurance company to go with . Im 25 years old . Just got my self Saxo VTR cheap on Ebay , The issue i have is , I only want insurance for 2 months on the car as im getting better car in 2months Time as the VTR is just temp car for me to start with. Anyone know good Insurance company ? Also Note this is ENGLISH Question. So no Yanks please x x x Thanks"


"Do professional race car drivers have life insurance and if so, how much does it cost?"
Do professional race car drivers have life insurance and if so, how much does it cost?"


How does Third party Car insurance work?
where do they get the money to pay for damages? also, does this mean i can just drive a really smashed up car, nick someone elses car, say its an accident an make my insurer pay for it? when does it go the point when they say, ok you need to stop doing that all the time"


Should you be allowed to buy car insurance only AFTER you have a car accident, and save your money beforehand?
Isn't denying car insurance AFTER a car accident denying it for a pre-existing condition"? If this health care bill passes


Best health insurance for a 63 year old male?
My dad retired at 62 and a half... to make a long story short, he was promised continuing health insurance from his employer but now they are saying they will only be secondary- meaning they only pay if he buys a primary. What would be a good option for health insurance for him? Unfortunately, he is a smoker and had a stroke... he is 63 and a half right now."


Car insurance mazda rx8 help!!?
im 18 years old, i have a perfectly clean driving record. no tickets, no points, nothing. how much would insurance be if i got a 2004 mazda rx8?"


What is the cheapest n nastiest car insurance I can possibly take out?
I'm 26, just got my license, have 0 years no claims bonus... What is the cheapest car insurance I can get? I don't care if they cover me for hardly anything... Also will they insure me on a Toyato Celica 1.8 VVTI 3DR 2000 I want the cheapest of the cheap guys!! Suggestions??"


Amica car insurance........?
I heard this is the cheapest auto insurance out there and wanna ask what makes it so cheap and what do you need to qualify I want to insure my dodge stealth if that helps thanks in advance


How much will pay a 40 year old new driver car insurance?
How much will pay a 40 year old new driver car insurance?


Will her insurance raise?
I was driving alone with my permit, and I got pulled over. I got a ticket and the cop says I'll receive 4 points when I get my license, I was driving my moms car, will her insurance raise, is there someway i can avoid it. I know I really messed up and I deserve the fine"


What is average cost of roofing insurance in indiana?
I am thinking of starting my own roofing business, but I would like to know what I should be expecting to pay in insurance before I start doing my budget. I have little experience in finance and would like to carefully scrutinize the numbers before getting too invested. Before contacting agencies, I would like to have some idea of what they charge. Thanks!"


What is car insurance rates?
I'm doing report, and i need to write bout 3 ways that how teenage car accidents rising affect us. One of my answer is car insurance rate would go up; &yet i don't know what that means. some one help?"


Cheap auto insurance in miami?
Does anyone know of a cheap auto insurance company in miami? i am 20 years old and i have gotten quotes from Esurance, geico, and progressive. the cheapest was Geico and it was $278 a month for the Basic coverage. I own my car and it is a 2003 Hyundai Tiburon"


"What is the 2014 tax rate for life insurance policy, under $20,000?"
What is the 2014 tax rate for life insurance policy, under $20,000?"


Car insurance rates go up after accident?
Ok, so this is really stupid in my mind. But I got rear ended the other day, and it was obviously the lady's fault since I was waiting at the stop light and she hit me. Anyways, the damage was minor. There was a hole from her screw/bolt that held her front license plate and part of my rear light got cracked. Anyways, she offered to pay us 350 after we got 2 estimates saying it would cost around 700 to paint by bumper and replace the light. she and I were fine with that since my bumper already had noticeable scratches on the side and her damage wasn't that major. But my dad (I'm 19) wanted her to pay 400 or tell her to report it to her insurance. So I thought this was ridiculous since he would have pocketed the 400 instead of fix it (like I said, it was a small hole in the bumper...).So now, I am worried that my insurance will go up. I am a college student, a guy, and a teenager which I feel like would raise my rates, a lot, but he reassures me that our rates won't go up since the lady's insurance will pay for it and that we arent claiming our insurance. So what happens now in the insurance process? All I know is that she has to call her insurance and they send an adjuster to assess the cost of the damages made to our car. Do we have to report it anytime to our insurance company? If not, is there a chance that our insurance company will find out and raise our rates?"


Is the Subaru Baja a good first car?
okay, well Im a 16 year old boy and I was wondering what you thought about the Subaru Baja, I do need AWD...tell me what you think"


Car insurance for new car....?
Car insurance for new car....?


How much should I save up for car insurance?
right now I have 0 money. But with that said, my uncle has promised me to buy a new car such as the hyundai elentra. This is about 16-20 grand. Now he states that I should be responsible to pay for the maintenance,gas and the insurance of the car. So technically I have the car but now need to save up for the insurance. How much do you believe should I save up before cashing in the car?"


Could my boyfriends car insurance go up?
My boyfriend pays about 140 a month for his jeep on his family's insurance. If his sister gets a new car, would his insurance go up? His parents told him that his insurance would increase by about 100 per month if his sisters new car got added to the insurance, but I honestly think his parents are trying to trick him into paying part of her insurance. Can someone explain this??"


Should you be allowed to buy car insurance only AFTER you have a car accident, and save your money beforehand?
Isn't denying car insurance AFTER a car accident denying it for a pre-existing condition"? If this health care bill passes