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Which provides better health Insurance coverage? Traditional Medical Coverage or Short-Term Medical Coverage?

I just transitioned from a student to a worker! In school, my university provided insurance services to me so it was not a big deal. However now I have to look for one myself. My employer says that I can select any type of plan I want and he will pay 50% of it, subject to a $100 per month cap. I have never fallen sick, touch wood, and have never used insurance. So, for a person who seldomly visits a doctor, which is better. Traditional: $ 70 per month $1500 deductible $7500 max. annual out of pocket. Roughly 30% Co-Payments an most of the services. Short Term: $ 30 per month $500 deductible $1000 max. annual out of pocket. Roughly 30% Co-Payments an most of the services. Traditional +s: No need to pay in bulk, includes dental, vision and life. Short Term +s: Low premium, deductable and Annual OOP. Traditional -s: High Premium, deductable, Annual OOP and Co-Payments. Short Term -s: Need to buy every 6 months, no dent. no life.

   








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"When buying your most recent car, how did you obtain auto insurance?"
A few options, feel free to choose one or just let me know what happened to you. A. You bought insurance at the dealership B. You bought insurance at home within a week of purchasing the vehicle C. You bought insurance at home longer than a week after purchasing the vehicle D. You already had insurance and just added the car to your existing policy. Don't worry, I won't tell anyone if you drove home uninsured. :) Thanks! Also, let me know if you bought a new or used car."


Has the economy effected the auto insurance rates for individual policies?
Has the economy effected the auto insurance rates for individual policies?


"How cheap can car insurance go, and how long does it take to reach it's cheapest, how much do you pay?"
How cheap can car insurance go, and how long does it take to reach it's cheapest, how much do you pay?"


Cheapest way to get adderall for ADHD without health insurance?
I have a sister in college who is a senior right now and been managing her ADHD without medication for almost a year; since she stopped having health insurance for financial reasons. Now, I can see that she needs it, but she says she can't afford neither the medication or getting a health insurance. I heard there is a Target or Wal Mart generic brand for $4, are those safe? and can she get it with an old prescription or does she have to go back to the psychiatrist who prescribed the med to be able to get them?"


Need to find a cheap and reliable first car whats the best things to look for in a car?
hi just passed my uk driving test yesterday and am looking to get a car but i really have no idea on what to get. my budget aint brilliant around 500 but i only need something small - cheap insurance wise- but reliable.. what sort of milage should i be looking for, what engine size, what cars are more reliable than others,what would be cheap insurance wise etc. ill be using the car on a daily basis to do school runs and shopping etc any help and ideas would be great. many thanks in advance!!"


Insurance california?
hi I'm an international student who goes to college in Iowa. I have a college insurance and I guess it convers most of meetings with doctors. Now, I'm taking 3 months-summer session at University of California. I think I 've heard some stuff that I need to have Californian"" insurance to stay here. What is this? Is it wrong? Plus"


College Student transferring from VA to SC - do I have to get new car insurance?
I am a college student in Virginia and in August I will be transferring down south to South Carolina (USC). I have a great car insurance quote at the moment. Geico would give me around $155/month just like esurance, progressive and the like. Though, the local statefarm agency said they'd give me a quote for half that much. Is there a way that I can keep my Virginia Insurance in South Carolina? I doubt that I will ever get a quote like that again in a big college town. Thanks for the advice!"


"I want to waive the student health insurance fee, any idea of where to get cheap insurance?
something with a low monthly premium


Are insurance premiums supposed to be deducted on a ..3rd paycheck if you get paid bi weekly?
Are insurance premiums supposed to be deducted on a 3rd paycheck if you get paid bi weekly?


How much is ur car insurence a month?
im 16 and im not getting my car till 17 or 18 and i need to know how much money insurance is a month. i just need an estimate. Thanks


Health and Auto Insurance question?
I am nineteen years old and I need insurance. I was kicked off my families insurance plan just because I'm not going to school full-time. I'm working and going to school. What do I do? It's really bugging me to be without insurance. I need to work, though. Are there student insurance plans or anything like that?"


"So Health Insurance is deemed by Demos that it must be free, Do Dems want to make ALL insurance Free?
what about affordable car insurance or affordable home fire whatever your thoughts?


How much will health insurance cost me?
I am going to be transitioning into owning my own business, which means I won't be having health insurance through an employer anymore. I'd like to get an idea of how much it will cost me to pay for health insurance on my own. I'm female, 25 years old, no medical problems to speak of. Can anyone out there give me a ballpark figure? Thanks!"


What is affordable car inssurance for new drivers?
What is affordable car inssurance for new drivers?


Car insurance advice for a 17 year old?
Hello, I just bought a Citroen AX for 500, and have payed a lump sum of 2800 for 12 months insurance. My question is: If I get a 1 year no claims bonus when im 18, how much cheaper will my next 12 month insurance be? How much less do you think It will cost after a year of no claims. And If possible: How cheaper would It cost to insure that car after 4 years no claims? Thanks."


Which provides better health Insurance coverage? Traditional Medical Coverage or Short-Term Medical Coverage?
I just transitioned from a student to a worker! In school, my university provided insurance services to me so it was not a big deal. However now I have to look for one myself. My employer says that I can select any type of plan I want and he will pay 50% of it, subject to a $100 per month cap. I have never fallen sick, touch wood, and have never used insurance. So, for a person who seldomly visits a doctor, which is better. Traditional: $ 70 per month $1500 deductible $7500 max. annual out of pocket. Roughly 30% Co-Payments an most of the services. Short Term: $ 30 per month $500 deductible $1000 max. annual out of pocket. Roughly 30% Co-Payments an most of the services. Traditional +s: No need to pay in bulk, includes dental, vision and life. Short Term +s: Low premium, deductable and Annual OOP. Traditional -s: High Premium, deductable, Annual OOP and Co-Payments. Short Term -s: Need to buy every 6 months, no dent. no life.


Mustang gt insurance be liability only. i own car?
i meant under my moms policy how much will it be


Is car insurance more expensive when your on a provisional and can i get it for a few months only?
im learning to drive soon and am buying a car to practise in with my friend who can drive for over 3 years. but im confused about insurance. will it cost me more? and will i have to upgrade it once i pass my test? i might only be on the provisional for a few months.


My own car insurance help?!?
I've been a named driver on my boyfriends policy for over a year. I've started a new job and they've said I have to have business insurance and I cant get that upgrade from my boyfriends policy because we dont live together and are not married as such. I've bought car insurance now, but am wondering if anyone knows what happens to my 'named driver' part on my boyfriends insurance as he really only has the policy for me, cos his work etc pays all his for his company vehicle. Can he get refunded my 'named driver' bit? or cancel the whole policy?! Any advice would be great! Thanks"


Full Coverage Insurance for financed vehicles ?
If i get financed for a car, do i have to pay full insurance for that car ? I live in NY. If yes, any idea how much full coverage would be for an 2004 acura tl ?"


UNITED STATES SUPER BIKE INSURANCE? FOR NY OWNER.?
hello i have a x-19 super bike Drivetrain Engine: 4 Stroke 110cc Single Cylinder, Air Cooled Fuel : 91+ Unleaded Gasoline (no oil mixing required) Starter: Electric Key Start w/ Backup Kick Start (MANUAL) Maximum Speed: up to 70+ mph Ignition: CDI, Ultra High Discharge Coil Transmission: 4-Speed Manual w/ Hand Clutch or Automatic Maximum Power: 15.5 hp Brakes: Hydraulic Cross-Drilled Disc Brakes Exhaust: Factory Tuned Dual Exhaust w/ Twin Silencers Dimensions Length: 58 Width: 25"" Height: 33"" Ground Clearance: 5.5"" Dry Weight: 140 lbs. Weight Capacity: 325 lbs. Fuel Tank Capacity: 2.25 Liters Cruising Range: 50 miles per tank Tires: Pneumatic Racing Semi-Slick Tires EPA APPROVED & CERTIFIED - OUR X19-CR SUPER POCKET BIKE IS EPA APPROVED it goes as fast as 70 miles per hour i called my local ny DVM they said id need a motorcycle license and blah blah. registration and all that that's not the hard part the hard part is the insurance. i called gecko and they said they don't insure super bikes i get all these UK insurance sites for Super Bikes but no USA insurance can someone help me. in finding out the insurance agency that i can get insurance from?"""


Cars With Group 1 or 2 insurance ?
I'm 17 and I am a first time driver, so I have like hardly any experience =("


Good insurance companies..I want to switch my car insurance..I need advice?
I have my auto insurance with Allstate and they're just ripping me off. They're always bringing up the prices yearly and I want to know where I can get a better offer. My car is a 2004 Elantra and they want to charge me 1 369 $ from March 4th to January 24th and that's just too much. I know there must be a better insurance company out there. Which ones and can I get a quote online ?


Where can i get the cheapest car insurance?
Im a 16 year old male who lives in new orleans. I have a 3.8 GPA and no one in my immediate family has been in a wreck in the previous 5 years. Where can i get affordable insurance?


Bike Insurance cost for 23y old male?
Dr.Brawn: I don't care how many cockmeat sandwiches you had to eat for your insurance, I use money to get insurance like most people. I should have been more clear, StateFarm only looks at CC in regards to the bike, they don't care about type. I have a clean record, I have a car insured. When peopl say 220 a month or 200 or whatever, do you have to pay for a full year even if the driving season is only 6-8 months? (I live in Canada)"


Okay.. So I am 16 finally and I've been thinking of buying a camaro since I was 12 I don't want to hear buy a mustang I am going to get a 2012 yellow 2ss how much should insurance be and will it get girls and I will be getting it next week?
My dad will be consigning


Car Insurance! I dont get it!?
I dont understand how it works, i have looked online for some quotes for a Proton Persona 1996, insurance group 12 and i get these results. Annual Premium 1800 total excess 250 So what does this mean? I have to pay 1800 to insure an ancient car?"


Careers dealing with cars where you don't get your hands dirty?
I'm a girly girl but I love cars and I'd love to have a career in cars but I'm not exactly a get your hands dirty type of girl. I just graduated high school and have no idea what to do because I don't know which path to go. What are some careers that might be right for me? If I'm dealing with cars do I have to get my hands dirty? PLEASE HELP!!!! P.S. I love everything about cars.


The general car insurance ? is there a catch ?
I feel like there's a catch . No personal info required and its 39 bucks . Is there a catch ? Or just a bad car insurance


How much is car Insurance in Ireland for me?
I want to buy a 1.6 1998 civic type-r (11000), but am worried it will cost too much to insure. I can get insured on it as a named driver if needs be, but would prefer my own policy. I'm 22 with a full licence for 2 years and have 5 years named driver experience with nothing on my record. Where's the best place to get a quote? And if I do how much do you think it will be? (ballpark)"


How does Obama plan on lowering the cost of health insurance for everyone?
Straight off of his website: Require insurance companies to cover pre-existing conditions so all Americans regardless of their health status or history can get comprehensive benefits at fair and stable premiums."" Correct me if I'm wrong"


Which provides better health Insurance coverage? Traditional Medical Coverage or Short-Term Medical Coverage?
I just transitioned from a student to a worker! In school, my university provided insurance services to me so it was not a big deal. However now I have to look for one myself. My employer says that I can select any type of plan I want and he will pay 50% of it, subject to a $100 per month cap. I have never fallen sick, touch wood, and have never used insurance. So, for a person who seldomly visits a doctor, which is better. Traditional: $ 70 per month $1500 deductible $7500 max. annual out of pocket. Roughly 30% Co-Payments an most of the services. Short Term: $ 30 per month $500 deductible $1000 max. annual out of pocket. Roughly 30% Co-Payments an most of the services. Traditional +s: No need to pay in bulk, includes dental, vision and life. Short Term +s: Low premium, deductable and Annual OOP. Traditional -s: High Premium, deductable, Annual OOP and Co-Payments. Short Term -s: Need to buy every 6 months, no dent. no life.


Taxability of insurance payout?
I have what is called Hospitalization Insurance. It gives me a fixed amount of Rs. 3000/day of hospitalization. The expense need not be actually incurred. Only proof the company requires is the discharge summary which says hospitalized for x number of days. They multiply x by 3000 and pay the amount. I was hospitalized for 3 days and received Rs. 9000. Is this amount taxable, since I did not actually incur that expense? The expense actually incurred was reimbursed under another policy."


Classic car insurance for new drivers?
UK question. Ta.


Should I get $500 deductible or $250 on car insurance?
does it make sense to get higher deductible to save premium or is that a scam? clubny2007 coming soon


Am I covered under my insurance?
I went into the er last night for an injury and was treated and sent on my way and have insurance and have yet to receive the bill. My question is will my insurance cover me since i am leaving my place of employment where i am insured in the coming week. I was admitted when i had insurance but i may get the bill when i do not have insurance.


Quote for Health Insurance?
I have a project for my Econ class to do on Personal Finance and we got an imaginary family and we each got assigned a different role and I got health insurance. I've been trying to find sites where I can find a quote or something but I dont know if I'm not searching for the right thing or what. But if anyone can help me find a site that can give me a detailed quote on health insurance, that would be great. Or if you know anything about health insurance for my family, that would be great. My imaginary family info is: Married couple; in their mid 60's (lets just say they are both 65); credit score of 780; kids moved out; Income is 100,000 combination fixed & interest bearing accounts. The description for what I need for health insurance is: Up to $6,000 per family member (I'm not quite sure what that means so if you could help with that, that'd help); best form of inusrance for my family; why is this the best coverage; what levels of coverage make this policy adequate; what about convenience PPO vs HMO; Is flexibility of services a concern. I need to maximize the coverage while keeping the prices down. I have to write this stuff in paragraph/essay format. If anyone can find me info or know the exact insurance or anything about all these things that correlate with my family info, that'd be awesome. Thanks, Derek"


Why does car insurance suck for a 19 year old guy in Ny.?
Anyone think its ridiculous I had to pay like 430 for car insurance this month. I've been driving for over a year and I know it doesn't lower till your like mid TWENTIES! But it's bullshit , my car is old and I haven't gotten a ticket or gotten into an accident so I don't understand. What the f**k is a renewal anyway! And I hear it's more for guys my age even though it's pretty much a joke and a fact that girls are shittier drivers though you get the pinky dick guys with the supposedly fast cars that crash them trying to be a badass. Car Insurance is ran by the rich who can care less about people's safety and they are able to bend the laws to they're benefit so they make more profit. Revolting isn't it?"


Am I elgible for Unemployment Insurance. I am a Green Card Holder 3 years and I'm suddenly out of work!?
Am I elgible for Unemployment Insurance. I am a Green Card Holder 3 years and I'm suddenly out of work!?


Best places for glasses / eye exam without insurance?
I have no vision insurance and would like suggestions for a place to get a cheap (but good) eye exam and glasses/contact. Any recommendations. I have no major problems. Last time I went to Walmart and they seemed they hardly spent any time with me - I want to make sure I'm getting the correct prescription! Thanks


Car insurance coverage - with temporary car drivers?
sir, i bought a car for my brother in india,on his name...he doesnt have any drivers license..so always had to rely on call drivers or temporary drivers for driving the car. in that case,if any acccident happens,will the claim still be honored even it is not driven by the owner..as long as the driver as the driver has a valid driver license. i came across a situation with my friend..where in the call driver ran away from the scene after the accident..can we still make the claim even in this case? i see in my car insurance it has owner-driver coverage...what is that.. is there any add on that i need to add to my insurance so that it covers even if driven by any temporary or call drivers.."


Should wrestlers have health insurance coverage under its company?
I know tna and many others companies don't give insurance to their wrestlers and I think wwe superstars make enough money to get insurance themselves. Should wrestlers have health insurance under the company even if they're in a position to afford it themselves? Dana white has all his fighers insured under ufc and he has very large roster of fighters


Does an employer need to give notice before increasing insurance rates?
My employer just sent me a second letter this year that my health insurance rate is increasing. The last increase was in september. I can find everywhere that the insurance co's have to give the employers a 60 day notice for rate change. Does the employer have to give us advance notice so we can search for other alternatives?


What happens to your insurance once you get married?
I am currently under my parents insurance (I am 21years old), both for car and health/dental. My fianc has no insurance because his family cannot afford it. We are thinking about getting married this summer but want to figure out the details first before we committ to anything. I was wondering, once we get married what happens to my current insurance? Are we going to have to purchase our own insurance? And if so is there any marriage packages that would be pretty low budget? Thanks!"


"With the new Obamacare, how do I get insurance if I am 19?"
I was looking at the calculator for the new Obamacare (google Obamacare calculator) and I noticed that there is not an option for someone under 19 getting insurance for themselves...and I am still considered a child. My family does not have insurance but I despereately need it, and was just wondering how some like me, a full time student and 19 years old with a part time job, gets insurance...or am I not allowed to have insurance because I am 19? I have never been able to afford insurance before, but now will it be more affordable? Sorry, this Obamcare thing confuses me but if this is a chance for me to get insurance I want to know all I can about it! Bt so far all i can gather is you have to be 21 or over to get your own insurance. And please don't tell me to get a full time job and get company provided health care...someone has told me that on an answer before and I stuggle just having a part time job and going to school full time...a full time job is just not plausible right now and NO I am NOT LAZY thank you very much."


How to buy sunglasses using insurance?
I have a nice health insurance with vision plan from employer. My eyes are over sensitive to sun light and lately, the sun glasses I use are not effective (I use $ 20-30 ones from departmental stores and never used any branded ones). Can I get any help from the vision plan to buy a high quality sun glass? Are sun glasses usually covered in the plan (I have a nice vision plan)."


How much would malpractice insurance cost?
Well I was wondering how much would malpractice insurance cost for an orthopedic spine surgeon. I chose this profession because I would like to specialize in the treatment of scoliosis and other spinal problems since it saddens me to see people suffer from those kind of Medical conditions. I would like to live somewhere like Seattle where I will do a lot of work on people in big cities and hopefully help others from other countries coming to the U.S for treatment and which state treats the most people for spine problems?


Which provides better health Insurance coverage? Traditional Medical Coverage or Short-Term Medical Coverage?
I just transitioned from a student to a worker! In school, my university provided insurance services to me so it was not a big deal. However now I have to look for one myself. My employer says that I can select any type of plan I want and he will pay 50% of it, subject to a $100 per month cap. I have never fallen sick, touch wood, and have never used insurance. So, for a person who seldomly visits a doctor, which is better. Traditional: $ 70 per month $1500 deductible $7500 max. annual out of pocket. Roughly 30% Co-Payments an most of the services. Short Term: $ 30 per month $500 deductible $1000 max. annual out of pocket. Roughly 30% Co-Payments an most of the services. Traditional +s: No need to pay in bulk, includes dental, vision and life. Short Term +s: Low premium, deductable and Annual OOP. Traditional -s: High Premium, deductable, Annual OOP and Co-Payments. Short Term -s: Need to buy every 6 months, no dent. no life.