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My car insurance wont cover me. what can i do?

I rear ended a lady on the 18th of sep 2013 in riverside california. I thought i was covered by my insurance because my dad said it would be better if i got insurance through him. Its my car and its on his policy but i was not on the policy this whole time. But heres the thing, a farmers insurance agent told my dad that anyone would be covered so long as he knew they were driving the car. So my question is... what can i do? My dad was lied to by this agent and we have no proof that she did. We will be going in to speak with her today and will try to get the conversation recorded, we hope to get a confession that way. But do you have any other tips?

   








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I rear ended a lady on the 18th of sep 2013 in riverside california. I thought i was covered by my insurance because my dad said it would be better if i got insurance through him. Its my car and its on his policy but i was not on the policy this whole time. But heres the thing, a farmers insurance agent told my dad that anyone would be covered so long as he knew they were driving the car. So my question is... what can i do? My dad was lied to by this agent and we have no proof that she did. We will be going in to speak with her today and will try to get the conversation recorded, we hope to get a confession that way. But do you have any other tips?


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I rear ended a lady on the 18th of sep 2013 in riverside california. I thought i was covered by my insurance because my dad said it would be better if i got insurance through him. Its my car and its on his policy but i was not on the policy this whole time. But heres the thing, a farmers insurance agent told my dad that anyone would be covered so long as he knew they were driving the car. So my question is... what can i do? My dad was lied to by this agent and we have no proof that she did. We will be going in to speak with her today and will try to get the conversation recorded, we hope to get a confession that way. But do you have any other tips?


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My car insurance wont cover me. what can i do?
I rear ended a lady on the 18th of sep 2013 in riverside california. I thought i was covered by my insurance because my dad said it would be better if i got insurance through him. Its my car and its on his policy but i was not on the policy this whole time. But heres the thing, a farmers insurance agent told my dad that anyone would be covered so long as he knew they were driving the car. So my question is... what can i do? My dad was lied to by this agent and we have no proof that she did. We will be going in to speak with her today and will try to get the conversation recorded, we hope to get a confession that way. But do you have any other tips?