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Is my insurance going to go up?

We have full coverage and my truck is totaled but Im only 16 so they will raise my insurance by a ridiculous amount and it will be cheaper to buy a new car on my own

   








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Should I purchase full or liability automobile insurance?
I am a 32 year old unemployed elementary school teacher living with her mother and father in Los Angeles, CA. I have my drivers license, but I don't drive and my father is not willing to pay for my car insurance although he offered me a car that I will only get if I abide by certain restrictions and conditions. Those restrictions and conditions are so far out of reach, he may as well tell me he'll never give me this car. In any case, I hope to purchase a used Honda Civic with the money I made over the summer as a teacher for a Summer Writing Camp. They paid me a little over a thousand dollar stipend, and I have some money saved up from the days I worked as a substitute teacher at a private school. It will be a car worth less than $2000, and if possible, less than $1000. I really need to save money and be frugal. My question: My friend and father told me to get full insurance as this is the best option. Full insurance will cover my car as well as the car and person I injure in the event of a car accident, but liability will only cover the other party's car. My boyfriend, who has an MBA and drives a car, told me I should get liability insurance. He told me I should post up this question here on the Yahoo Questions Answers community. So, what do you all think? Should I purchase full or liability car insurance and what company should I go with? I get discounts through Geico and AAA because I have my teachers credential and my Masters degree and I am a member of certain honorary societies like Golden Key International Honor society, Phi Kappa Phi, and Phi Lambda Theta, along with NCTE, NSTA, and some other ones."


Why do Americans complain about the high cost of health insurance?
They are the ones who don't exercise, they eat a lot of junk food, and over 70% are fat. Tell me why a nation with a lot of resources would complain about the high cost of health care, when they can just do simple things, like eating an apple, or drinking water and running, to stay healthy. I bet if the majority were healthy, we wouldn't even worry about the cost of health insurance. In Economics, when the demand of a product is high, (such as health insurance) the producer can increase prices as long as the demand won't go down (health insurance's demand probably won't go down because of more and more unhealthy Americans). You see that, that's why the price is going up. I just wanna hear a few suggestions from you guys. This nation is really messing itself up."


I'm looking into insurance sales as a career change. Which company would you recommend?
I have a strong background in sales, a college degree or 3, and a strong drive to succeed. However, with so many companies out there looking for agents, I'm having a hard time narrowing it down."


WILL MY CAR INSURANCE BE HIGH?!?
I am 16 male, and I have a 2006 Honda Civic Sedan 4 door black currently living in NYC Long Island and I want to know what is my Insurance rate. How much would I have to pay every month please tell me every month not year !! Thanks ALSO FOR POINTS PLEASE TELL ME HOW MUCH FOR A 2002-2006 Honda accord !!"


"In the U.S., is auto insurance required for a car that you are not driving?"
I know this sounds like a ridiculous question but curious.....If you keep a car in your driveway and never drive it, is auto insurance required?"


Are there ANY heath insurance companies in the USA that offer affordable for people with big health issues?
to: - I am your hero"" . . Free from 2014??? That Would be nice....But hard to believe."""


Why isn't insurance like this?
You pay your car and health insurance month after month. If you don't get into an accident or use your car insurance, you should get half of that money back! If you don't use your health insurance for any major surgeries, you should get half that money back as well. If you get minor surgery, that money could be deducted from the money you get back. Why dont insurance conpanies do that? Yes I know, the big wigs want to keep lining their pockets but really, things need to change."


Can you deny the other parent taking the kids because of no car insurance?
Thank you Guy""! You got it exactly right. These two play mind games with each other constantly."""


Who pays my health insurance when i am on long term disability?
Who pays my health insurance when i am on long term disability?


What kind of motorcycle should I get? Is insurance expensive?
I recently got a job about an hour away and would like to make my commute cheaper. I was thinking of buying a motorcycle for $3500 or less but I have never done this before. I want to know what would be the best for the size person I am. I am 6'5 and 300 lbs. So i need a big bike. Also is insurance generally more expensive than car insurance or not? Any suggestions will help me know what to look for. Thank you"""


"I can't pay car insurance, but I can't stop driving?"
The question I'm asking is if there is any way around auto insurance or any way to get it cheaper than it already is? I have a couple of seatbelt tickets on my record from 2 years ago, and Progressive was the cheapest I could find. Is there a way to get the rates lower or am I stuck. And to Jeff Mustaco, I've had lots of practice with defensive driving and advanced driving skills. I know my limits as a driver and the limits of my truck. How it handles under all weather conditions, different loads and weight distribution etc. I can drive like Betty White, or push that truck around a dirt road like Tanner Foust. So yes I do consider myself a good driver. It's the insurance company I would have to convince it seems."


Why are my wife's health insurance rates going up?
2 days after Obama signed the new health care law, my wife received and email from her health insurance company. Her monthly rates, and her deductible will be going up. Ah.. wait a minute... isn't the new health care law supposed to make health insurance more affordable????"


How much would it cost for a citation with no insurance in Texas ?
How much would it cost for a citation with no insurance in Texas ?


"I heard that car insurance is cheaper if i include my spouse, why ?"
i would imagine car insurance would cost more then there are more people using a car, not the other way around"


How can i get cheap car insurance?
is there anyway i could reduce my insurance costs


Is my insurance going to go up?
We have full coverage and my truck is totaled but Im only 16 so they will raise my insurance by a ridiculous amount and it will be cheaper to buy a new car on my own


When you take your drivers test do you need to bring your original insurance card or is a copy fine?
Taking my drivers test tomorrow and not sure where my insurance card is but I do have a copy. will that work?


Is the audi TT a good car.?
This will be my first car and i am wondering what people think of them. Dose anyone else think that this car looks great with a body kit. is the audi TT realy a girls car because with the body kit on it it looks sharp.


Insurance does not want to pay to repair my car.?
i was in a car accident, the other driver was found 100% at fault. but now their insurance will not pay to repair my car because the cost to repair it is higher than the value of the vehicle. they said they would take the vehicle and give me a check for its value or let me keep the car and give me a check for 75% of its value. either way im out a car without enough funds to repair or replace the vehicle. do i have any other options i should consider?"


"Hidden car insurance add-ons? (for example red paint"" cost more to insure)?"""
I know that your car insurance cost more if your vehicle is painted red, and if something that ridiculous is going to up my insurance price, I'm sure it's not alone. So, my QUESTION ~> Does anyone know of any other stupid details that will add to my car insurance bill?<~ (I'm looking to buy my first car and I have to pay for my own insurance. So I'm trying to avoid extra stupidity before it hits me with a financial price-upper.) HELP!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! (Florida)"


Best New York Health Insurance?
I still don t have a social! should i wait for it ? or i can get an insurance now ?


Is pet insurance worth the cost?
My dog might be pregnant (here I was thinking about getting VIP pet ins. to offset the cost of getting her fixed). Does anyone have pet insurance for their dog, and if so does it really save you any $$?"


What is the cost of insurance on this?
ok well there are a few motorcycles i am looking at right now. But i was wondering in michigan if you can drive a motorcycle on a salvage title, or a rebuilt title. And if you can would the insurance go up or would it stay the same?"


Medical Insurance too expensive?
Currently I am paying $514.03, every WEEK to cover my family of four. Our employers do NOT cover a huge chunk of the costs. I am completely ignorant to this new Obamacare, but I am also starting to learn about it. The only thing I seen happen with Obamacare is yes my insurance got better and stronger (Open Network), but it also increased over $200 a week. I am not kidding it is about $2,064.00 a month. I can't afford to go to the Doctor and pay the Co-Pays because of my weekly payment!!!! It almost seems better for my husband to lose his job and we can collect welfare/medicaid! What is out there for us? Please don't tell me to shop around because I have and its very expensive. I can save $50 and some even increased over $100. Nothing in our medical history to cause expensive insurance either. What does Obamacare do for this situation? Who can I call to get some help?"


Should I waive my Health Insurance?
So I am down 3 grand from my tuition and I cannot afford it. I contacted my school and told them the situation and they told me to jsut not have health insurance for a year. To go online and waive it. But the thing is I get kidney stones and they always do stone blasting once a year and without insurance most places wont do that. Where I go to school though there is places like Mass General and BU Medical Center for like poor people. But in your opinion should I waive the insurance? I mean it's only one year without it. But what happens should I need to go to the ER? What is your opinion, because I want to go to school more than living life itself. I am first generation."


What is the difference between being forced to buy health insurance vs. being forced to buy car insurance?
sorry guys..these analogies are very bad. I AM a conservative and think that saying driving is a privelage"" is not a good argument. Most people HAVE to drive to go where they want. And you can also choose NOT to go to a doctor at all..think of the Amish. You could choose to go the alternative/holistic route."""


Can you have be under two car insurance companies at once?
My dad is considering in buying another car(ideally for me to use) but to avoid the high cost, he wants to be listed as primary driver to both. It seems that usually when youre under one company, I will most likely be forced to be primary on one of the vehicles. So would it be possible to be under two different car insurance companies so that my dad can be primary for both or would this be considered a type of fraud or something illegal?"


Is classic car insurance better for a 1984 corvette or regular car insurance?
im planning on getting a 1984 corvette but the insurance for it is a little too high.i just found out about classic car insurance but i really don't know much about it.but for classic car insurance,am i limited to a certain number of things like how far i can drive my car,when i can drive,etc?will the insurance actually be less or more for classic car insurance?and what is the best classic car insurance company i should go with?"


Auto Insurance Law Situation Needs Feedback?
I am a car owner, who has ful coverage 100K per person up to 300k per accident insurance and have one additional driver coverege on my policy. The covered driver had a wreck in my car, by rearending the car infront of him who abbroptly stopped infront of him in the middle of the road, where there is no light or stop requirements. The covered driver was alone and had no witnesses, nor was the policy holder (me) in the car. The driver has been served papers for lawsuit soley naming him and not me. My insurance will be covering his litigation fees within my policy limits. However, my insurance company that the lawsuit states possible punitive damages (not covered by my policy, if awarded in lawsuit). The driver also has his own insurance policy, which I have been informed the injured party might try to collect on if they don't get their requested amount from my policy. My question is- Once the lawsuit is awarded to the injured party/platiff, Who will be responsible for the cost punitive damages in this lawsuit? Is it the driver or the owner of the car/primary policy holder?"


Will my insurance drop me?
So back in february, about two months ago, i rear ended a guy on the highway. Damage was like $2500. Well today while trying to merge, i hit another guy. Believe me, i feel like a damn retard, but what im wondering is since this next accident was so soon, could my insurance drop me, and could i get into some kind of trouble?"


What do Republicans think President Obama health insurance is really about?
Do you think hes trying to give Insurance to poor people on welfare? Because they already have insurance, it's called medicaid. Do you think he's trying to give insurance to lazy people? Because MANY people have jobs that either dont offer insurance or they don't qualify. Perhaps they have preconditions. Also for college students who work part time jobs who don't get enough hours for insurance. Do you know that medical bills are the leading cause of bankruptcy and debt in America?"


Is my insurance going to go up?
We have full coverage and my truck is totaled but Im only 16 so they will raise my insurance by a ridiculous amount and it will be cheaper to buy a new car on my own


Life insurance at 54?
My husband nor I have any life insurance; he is a heavy haul driver and I am a home maker. Both in pretty good health. I am so confused when I try to research which one would be the best option for us to get. No young children, no retirment saved, just got married one year ago....need some help! Thx, Candi"


Why won't an insurance company insure me since I had a claim in the last 5 years?
I had a fire claim in the last 6 months ($30,000 claim), and I am not happy with my current insurance company. It has taken them 6 months to pay out. I have been trying to get a quote from different insurance companies and they all say that they cannot give me a quote because I had a significant claim the last 5 years. Does anyone know of an insurance company that doesn't have this policy?"


How do i get an insurance quote?
Hi, im wanting to get a quote on car insurance for when I'm 17. I'm currently just about to go 16, yes, I'm aware that it's a little early to be looking into cars, but I'm really curious as to how much I would need to save etc. So if anyone knows of any sites I can get a quote on without signing up or anything then it'd be appreciated very much! Or even if anyone could give me a ballpark figure on how much a 2008 Vauxhall Astra 1.4i 16V SXi 3dr Sport Hatch would cost. Thanks :)"


Will car insurance cover modifications?
I have full coverage on my 2005 acura, the car has a custom molded body kit, aftermarket rims, nice paint job, and a turbo, if the car was totalled would the aftermarket modifications be covered? my insurance company is progressive btw. and they never asked if it had any modifications."


Yamaha dt 125 insurance?
hi, i have been looking on ebay and i have found that i may want to buy a yamaha dt 125. i have been riding a speedfight 50 for a year and a half however i did buy a ajs 125 which by the way was a terable bike. i was wondering what the insurance usually costs for a dt 125, i have already changed my insurance once in the past 12 months to swap back from the ajs to my scooter (i blew the gear box) so that may effect it. thank you so much for any responce i get (PS sorry about the bad english, it all looks the same to me being dyslexic)"


Do I really need travelers insurance?
We are taking a trip from Oregon to Cancun Mexico soon and am wondering if I should purchase travelers insurance. We are going to purchase airline tickets directly from Delta Airlines and also from our chosen hotel. I'm thinking that if there are any problems, the airline and hotel would take care of it. What are your thoughts?"


Health Insurance for individuals in the Seattle are?
Fifty year old healthy couple looking for some good but AFFORDABLE health insurance. Currently have Regence Blue Cross and just got hit with a 30% increase. Ouch!! Hardly use it, mostly routine stuff or preventive. (Hubby never uses it. Knock on wood....) Any useful info would be appreciated."


Would i need car insurance?
(Only open to UK) i am a provisional driver using my dad's car. My dad is with me at all times and he has fully comprehensive insurance, i have been told that this then covers me also, is this correct or will i need extra insurance?"


Anybody self employed got medical insurance successfully in usa?
Hi I am self employed. Have anybody got single employee insurance successfully? if yes I will like to know who is your insurance carrier. I have precondition so I am declined individual coverage or premium is $1000/month. Thank you


Reducing Car insurance?!?
Hi, I am just curious because I know someone who does this but situation is a little different. His parents are split up so he has a car at his mother's house (where he would HAVE to be registered as primary driver) but he lives at his father's house so he only pays occasional driver's insurance even though the car is always with him. (both the father and mother have licenses however are not insured under the car in question) I am just asking if it were possible for me to do that with my grandmother for example. If I get a car registered under her name, but since I don't live with her can I pay as an occasional driver? She does not have a license. If it helps I live in Ontario, Canada. Thank you"


Can you buy auto insurance the very moment you buy a car? Do insurance companies work that quickly?
Can I call an insurance company the instant I buy a car and say, Hey, I just bought a car. I want to get insurance for it.? I think companies should do this because if I take off from the dealership without insurance, and somebody hits me on the way home, I'm in trouble, right? I looked everywhere for this information, but I couldn't find it anywhere. Could somebody clarify this issue for me?"


How will the insurances work out with 95 car accidents at one scene?
Just wonder because of news yesterday at California highway. I don't know about law in that state but what if it's like this in new york where I live. Ya know whoever fault will pay by their own insurance for repairs and injury for victims and a vehciles. Same for most state. How would 95 different insurance handle it? It might will have several lawsuits. With 95 cars, hard to say who started the accident and whatever if it's one person cause 95 altogther or all 95 is fault on it own. Some may not even have insurance. There would be 95 different drivers so it will be 95 different verison or story of what happening. The court with lawyers and several case line up, it can last 100 years before it all done."


How much will my liberty insurance go up?
i'm 17, have had my ma junior operators license for 10 months. i was driving home, when in a thickly settled area i saw a motorcycle getting ready to pull off the sidewalk, i was keeping an eye on him to make sure he wasnt going to pull out into my lane, when i looked up and saw that the car in front of me had come to a dead stop, at a greenlight, bc a pedestrian had taken a step into the crosswalk. my vehicle hit the one in front of me, which pushed into the one in front of him. Pretty bad damage, speed was around 25-30mph. Right now i'm listed as an occasional operator on my dad's insurance (clean record). Its liberty mutual, just curious how much itll increase per year since im young. i wasn't cited, no injuries."


What is a good health insurance company to get?
im 60 and in very good health, never been sick. im thinking about changing jobs and the job i might take doesnt have any insurance plan or anything. but a better job for me. how much would it cost for me to get my own insurance? iv heard it cost a lot. ( MONTHLY) ?"


Life insurance for parents?
Hi I was reading up on the site about life insurance and am very hesitant as to how and if I should pursue this. The only thing I may think of is my dad had an insurance policy on me in early college or so I was told. I would like to get one on them both but they at times suggest it and at others seem offended to say the least. They are in substantial debt and in many ways increased my debt by breaking promises. I am reeling from the debt currently. The thing is Thank God both of them are healthy at 60 & 62; yet I know God forbid anything happens I can't afford funerals or much to begin with. I have been contemplating this on and off for a few years now and more recently more so. I need to know how and if someone is able to purchase life insurance for their parents and it may have to be without their knowledge though on a good day they want to be involved but it waxes and wanes. What is the best way to find an affordable option (premium wise and length of time wise). I would appreciate any advice. Thanks.


Is my insurance going to go up?
We have full coverage and my truck is totaled but Im only 16 so they will raise my insurance by a ridiculous amount and it will be cheaper to buy a new car on my own